Wright-Patt Credit Union Beavercreek OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Wright-patt Credit Union, Inc., your trusted financial partner since 1932, located conveniently at 1506 N Fairfield Rd, Beavercreek, OH 45432. With a strong commitment to our community and a total membership of 520,736, we pride ourselves on providing exceptional service tailored to meet the unique needs of our members. At Wright-patt Credit Union, we understand that managing your finances is essential for achieving your goals. That's why we offer a comprehensive range of services, including personal banking accounts, auto loans, mortgage options, and business banking solutions. Our total assets stand at an impressive $8,816,874,903, with total deposits reaching $570,995,952. We ensure that your money is secure while also providing opportunities for growth. Our dedicated team of 1,394 employees, led by CEO Timothy Mislansky and Board President Joseph Linsenmeyer, works tirelessly to create a welcoming environment where you can feel confident in your financial decisions. With over 351,932 loans and leases issued and a net worth of $959,289,927, we are here to support you every step of the way. Whether you're looking to open a new account or need assistance with loans and financing options, we're just a phone call away at 800-762-0047. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1506 N Fairfield Rd, Beavercreek, OH 45432-2737. Join us today and experience the difference that comes from being part of a community-focused credit union! Visit our website at wpcu.coop for more information or to start your journey with us now!

Branch History & Mission

Commitment to Service

In today's fast-paced world, we also recognize the importance of digital advancements in banking. Our services include online banking, mobile payments, and ATM access for your convenience. We ensure ADA compliance so that everyone can enjoy our services without barriers. Additionally, our drive-thru service provides an easy way for you to handle transactions without leaving your vehicle. As we continue to evolve with technology while staying true to our roots in community service, we invite you to join us on this journey. Experience firsthand how Wright-patt Credit Union can enhance your financial life. Whether you're looking for a supportive place for your banking needs or want to become part of a community-focused organization dedicated to helping its members thrive, Wright-patt Credit Union is here for you. Call us today at 800-762-0047 or visit us online at wpcu.coop for more information on how you can become a member and start benefiting from all we have to offer!

Our Mission

The mission of Wright-patt Credit Union is simple yet powerful: we strive to improve the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services that empower them to achieve their goals. From personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions, we offer a wide range of products tailored to meet diverse needs. We understand that banking goes beyond just transactions; it's about building relationships and supporting one another. That's why we actively engage in community outreach efforts, partnering with local organizations and initiatives aimed at enhancing the lives of those around us. While members can visit us at our main location on N Fairfield Rd, official correspondence should be sent to our mailing address: 1506 N Fairfield Rd, Beavercreek, OH 45432-2737.

Branch Location & Accessibility

Welcome to Wright-patt Credit Union, Inc. located at 1506 N Fairfield Rd in beautiful Beavercreek, Ohio! Our branch is ideally situated for easy access, whether you're coming from nearby landmarks like the Beavercreek Golf Club or just enjoying a stroll through the local area. We take pride in offering our members a convenient banking experience that fits into their busy lives. At our Beavercreek branch, you'll find ample parking and ADA-compliant features to ensure that everyone can easily reach us. If you need to send official correspondence, please note that our mailing address is also 1506 N Fairfield Rd, Beavercreek, OH 45432-2737. We understand that your time is valuable. That's why we are open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM (with drive-thru service available until 2:00 PM on Saturdays). Whether you prefer visiting us in person or utilizing our online and mobile banking services, we've got you covered! Our branch also features an ATM for quick cash withdrawals and basic transactions. And if you're in a hurry, our drive-thru banking allows you to complete deposits, withdrawals, and other simple transactions without leaving your vehicle. For those who may need additional assistance, we offer shared services for partner credit union members as well. Feel free to reach out to us at 800-762-0047 with any questions or simply stop by to see how we can assist you with your financial needs. We look forward to welcoming you into our community!

Member Eligibility

At Wright-patt Credit Union, Inc., we believe that everyone deserves a place in our welcoming community. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the areas we serve. If you're looking for a supportive financial partner, you'll find plenty of advantages here, from competitive loan rates to personalized service. For more detailed eligibility information, feel free to check out our website at this link. Once you're ready to join us at our Beavercreek branch located at 1506 N Fairfield Rd Beavercreek Oh 45432, opening an account is straightforward and can be done online. If you have any questions or need assistance, don't hesitate to call us at 800-762-0047. We're excited to welcome you into our family!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,816 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $855,072,309, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having a payment solution that fits your business like a glove. Our merchant services provide you with easy ways to accept payments, whether in-person or online. With tools that simplify transactions, you can focus on what you do best running your business. Visit us at 1506 N Fairfield Rd Beavercreek Oh 45432 in Beavercreek, OH, and let's explore how we can support your business journey together! For more information, call us at (800) 762-0047 or check out our website at https://www.wpcu.coop/ .

Comprehensive List Of Services

ATM Access and Drive-Thru Services

When it comes to accessing cash or completing simple transactions, our location features an ATM available for withdrawals and balance checks. Plus, our basic drive-thru banking services simplify deposits and withdrawals during your busy day. We also accommodate partner credit union members with shared branch transactions. At Wright-patt Credit Union, Inc., we're here for all your financial needs. Whether you're opening a new account or exploring loan options, don't hesitate to reach out! Visit us at 1506 N Fairfield Rd Beavercreek Oh 45432, call us at (800) 762-0047, or explore more about our offerings online at Beavercreek. Let us help you achieve your financial goals today!

Business Banking Services

For our business members, we provide specialized business banking services, including merchant services and business loans. These resources are designed to empower local businesses by ensuring they have the financial backing needed to grow and thrive.

Digital Banking at Your Fingertips

In this fast-paced world, convenience is key. Our robust online and mobile banking platform allows you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, pay bills, and even use person-to-person payment options all from your smartphone or computer.

Personal Banking Solutions

For those looking to manage their finances effectively, our personal banking services include checking and savings accounts designed for every lifestyle. Imagine having easy access to your funds while enjoying competitive interest rates on your savings. Additionally, if you're considering purchasing a vehicle, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. When it comes to home ownership, our mortgage loans and refinancing services are crafted to assist you in achieving your dream home. Whether you are buying your first house or looking to refinance an existing mortgage for better terms, we have the right solutions for you. If life presents unexpected expenses, our personal loans and debt consolidation services offer flexible options that can help lighten your financial load.

Rewards and Convenience

We also understand the importance of rewards in today's banking world. That's why we offer credit cards with rewards that allow you to earn points on everyday purchases, making each transaction more beneficial for you.

Digital & Online Banking

Go Mobile with Us

Our mobile application puts banking right in your pocket. You can make payments using mobile payments features and manage all aspects of your account directly from your smartphone. It's not just about convenience; it's also about having real-time access to your money whenever you need it. In summary, at Wright-patt Credit Union, Inc., we strive to bring banking to you securely and conveniently. Experience the ease of managing your finances online today!

Key Features of Our Online Banking Services

With our online banking platform, you can easily access your accounts 24/7. Check your balances, make transfers, and pay bills all from the comfort of your own space. No more waiting in line or rushing to the bank before closing hours. Our user-friendly interface makes it easy for everyone to navigate. Need to send money quickly? With our person-to-person transfer feature, you can send funds to friends or family with just a few taps on your mobile device. This service is perfect for splitting bills or sending gifts without the hassle of cash.

Security You Can Trust

Your financial security is our priority. We provide electronic signature authorization for transactions, ensuring that your approvals are both safe and straightforward. Plus, with options for e-statements, you can keep track of your finances without the clutter of paper statements.

Financial Strength

Growing Member Base

We currently have a strong membership base with a total of 1,173,411 share accounts, showing that more individuals trust us with their finances every day. The funds available for lending and investments stand at $95,066,914, further enhancing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Wright-patt Credit Union is your trusted partner. Visit us at 1506 N Fairfield Rd Beavercreek OH 45432 or call 800-762-0047 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth Opportunities

Members' savings are secured through $1,727,077,589 in share certificates and $2,815,749,127 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $54,602,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $51,181,843 net income reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,331 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Our Future

With $893,226,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $112,428 in used auto loans and an impressive $6,476,381,636 in total loans and leases.

Strong Financial Foundation

With a net worth of $959,289,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1086 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide competitive rates tailored for both new and used vehicles. We have already funded over $1,754,752,024 in used vehicle loans and $590,878,568 in new vehicle loans, ensuring our members can hit the road with confidence. Whether you're purchasing your first car or upgrading to something newer, we can help make the financing process straightforward and affordable.

Credit Lines and Other Loans

In addition to auto and mortgage loans, we provide credit lines totaling $1,389,320,539 that can help you cover larger purchases or emergencies without the hassle of traditional financing methods. Our comprehensive lending solutions are designed to suit various personal finance needs. If you're considering refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out! Our friendly team is ready to assist you at every stage. For more information about our loan offerings or to discuss which product might be best for you, please call us at 800-762-0047 or visit us at our branch located at 1506 N Fairfield Rd Beavercreek OH 45432. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Wright-patt Credit Union can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed with your needs in mind. We offer Junior Lien 1-4 Family Residential Properties loans totaling $512,008,680, making buying or refinancing simple and accessible. Our team is here to guide you through every step of the process so you can find the right solution for your housing needs.

Unsecured Credit Card Loans

Managing day-to-day expenses or unexpected costs can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $270,394,753 in loans helping members manage their finances effectively. This option provides convenience and security as you navigate your financial journey.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every loan offer displayed is fair and transparent. Users can trust that they are seeing accurate data from credible sources, which is essential in making sound financial choices.

WRIGHT PATT CREDIT UNION, INC. CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans