Wright Patman Congressional Oakton VA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Wright Patman Congressional, your trusted financial partner right here in Oakton, VA. Established in 1953, our credit union has been dedicated to serving our community with a strong focus on member satisfaction and financial well-being. With a remarkable membership of 48,247 individuals, we pride ourselves on offering personalized services tailored to meet your unique needs. Located at 10461 White Granite Dr, Oakton, VA 22124, we're conveniently situated for you to visit us. For any official correspondence, please send it to our mailing address: P O Box 23267, Washington, DC 20026-3267. Our commitment to transparency and trust is reflected not only in the services we provide but also in our solid financial standing. We currently boast total assets of over $1.2 billion and total deposits exceeding $149 million. Our diverse range of offerings includes everything from checking and savings accounts to auto loans, mortgage loans, and personal loans. We understand that every member's journey is different, and we're here to help you navigate your financial path with confidence. Under the leadership of our CEO, Tricia Szurgot, and Board President, James Kaelin, our team of 146 employees is dedicated to ensuring that you receive the support you need. At Wright Patman Congressional Credit Union, we believe in the power of community impact. With a strong net worth of $132 million and cash reserves of over $1 million, we are well-equipped to help you achieve your financial goals while contributing positively to the communities we serve. Don't hesitate to reach out! You can call us at 703-934-8300 during our lobby hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 12:00 PM. We invite you to explore more about what we offer by visiting us online at congressionalfcu.org. Join us today as we continue building a financially healthy community together!

Branch History & Mission

Community Focus

Over the years, we've cultivated meaningful partnerships within the Oakton area. By collaborating with local organizations and participating in community events, we strive to make a positive impact where it matters most. We understand that financial wellness is about more than just transactions; it's about building relationships and supporting one another. With operating hours from Monday to Friday between 9:00 AM - 6:00 PM and Saturday from 9:00 AM - 12:00 PM, we're here when you need us most. Feel free to reach out at 703-934-8300 for any inquiries or assistance. Join us at Wright Patman Congressional Credit Union experience firsthand the benefits of being part of a member-focused institution dedicated to your success. Whether you're looking for guidance on financial products or seeking ways to enhance your savings, we are here for you every step of the way!

Our Mission

At Wright Patman Congressional Credit Union, our mission is straightforward yet powerful: to provide exceptional financial services while fostering a spirit of community support and collaboration. We believe that everyone deserves access to affordable banking options and resources that empower them financially. Our commitment goes beyond just providing banking services; we aim to uplift and strengthen our community through various outreach initiatives. We offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our digital advancements ensure that you can manage your finances conveniently through online banking and mobile payment options. Plus, with an ATM on-site and shared service center availability, accessing your funds has never been easier.

Branch Location & Accessibility

Convenient Access and Features

Whether you're visiting us for personal banking or exploring our various services, we've made it easy for you to stop by. Ample parking is available right outside our doors, ensuring a hassle-free experience. Plus, our branch is fully ADA compliant, with ramps and other accessibility features designed to accommodate all members. Our operating hours are tailored for your convenience: we're open Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 12:00 PM. Feel free to drop in during these times! If you prefer to reach out first, give us a call at 703-934-8300.

Services and Amenities

At Wright Patman Congressional, we offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also provide online and mobile banking options for those who prefer managing their finances digitally. For added convenience, we have an ATM on-site for quick cash withdrawals and balance checks. While members can visit us at 10461 White Granite Dr, official correspondence should be sent to our mailing address at P O Box 23267, Washington, DC 20026-3267 if needed. We are also proud to participate in shared service centers, allowing our members access to basic banking transactions even when they are away from our branch. We invite you to come see us soon! Experience how Wright Patman Congressional can support your financial journey whether you're just starting out or looking for ways to grow your savings. Visit us today!

Member Eligibility

At Wright Patman Congressional, we believe that everyone deserves a chance to belong to a supportive financial community. If you're looking to become a member, you're in the right place! Our membership is open to individuals who live, work, or worship in certain areas around Oakton, VA. We also welcome family members of current members and employees of select organizations. This inclusive approach means that many people can enjoy the benefits we offer, from competitive loan rates to personalized service. For the most accurate and up-to-date eligibility details, feel free to check out our dedicated page at http://www.congressionalfcu.org/about/about-us/survey . Joining us is easy! Simply visit our branch at 10461 White Granite Dr Oakton Va 22124 or give us a call at (703) 934-8300 to learn more about how you can open an account and start your journey with us. We're here to help you every step of the way, making sure your experience is smooth and welcoming. Don't hesitate become part of our family today!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Picture this: You've just completed a sale, and instead of worrying about how to handle payments, our seamless systems allow you to accept credit cards and digital payments effortlessly. This means more time focusing on what really matters growing your business. For further inquiries or personalized assistance, don't hesitate to reach out to us at (703) 934-8300 or visit us at 10461 White Granite Dr Oakton Va 22124 in Oakton, VA. We're here to support your journey every step of the way!

Unlocking Growth with Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are eager to assist you in finding the right financing options when you need them most. Imagine being able to invest in new equipment, hire additional staff, or open a new location all made possible through accessible financing solutions tailored for your business needs.

Comprehensive List Of Services

Additional Lending Options

If you're facing unexpected expenses or need some extra cash, our personal loans and debt consolidation services can help ease the burden. We also offer credit cards with rewards that let you earn points for every purchase, giving you something back as you spend. For those running their own businesses, Wright Patman Congressional provides business banking services including merchant services and business loans. We understand the unique challenges faced by entrepreneurs, and we're here to support you every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our digital banking features. With online and mobile banking at your fingertips, managing your finances has never been easier. You can access ATM services for cash withdrawals and balance checks whenever you need them. Additionally, we're proud to participate in shared branch transactions. This means members of partner credit unions can make deposits and withdrawals at our branch without any hassle.

Personal Banking Solutions

Starting with personal banking, we offer both checking and savings accounts designed to fit your lifestyle. Our accounts come with features like online banking and mobile payments, making it simple for you to manage your finances on the go. Imagine being able to check your balance or transfer funds from your phone while waiting in line at the grocery store! When it comes time to purchase a new car or refinance your current one, our auto loans and vehicle financing options can help. We provide competitive rates to ensure that you can drive away with a payment plan that suits your budget. For larger purchases like homes, our mortgage loans and refinancing options are designed to make homeownership attainable.

Visit Us Today!

At Wright Patman Congressional, we are committed to providing personalized service that meets the diverse needs of our community. Whether you're visiting us in person or accessing our services online, we're here to make your financial journey as smooth as possible. Ready to explore how we can assist you? Feel free to call us at (703) 934-8300 or visit us at 10461 White Granite Dr Oakton Va 22124 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 12 PM. Join us today at Oakton Branch where your financial well-being is our top priority!

Digital & Online Banking

Key Features

With our online banking platform, accessible at https://www.congressionalfcu.org/ , you can enjoy 24/7 access to your accounts. This means you can check balances, transfer funds, and pay bills whenever it suits you. Plus, our electronic signature authorization makes it simple and safe to complete transactions without the need for paper forms. If you prefer a more mobile experience, our mobile application is available for download, allowing you to manage your finances right from your smartphone. With features like person-to-person transfers, you can send money to friends and family instantly no cash needed! Additionally, our mobile payments feature lets you make purchases quickly and securely using just your phone. For those who appreciate keeping track of their statements electronically, we offer e-statements that are not only environmentally friendly but also keep your financial information organized in one easy-to-access place.

Security and Accessibility

Your security is our top priority. Our online banking services are built with robust security measures to protect your personal information. You can rest assured knowing that your data is safe while you navigate through our user-friendly interface. At Wright Patman Congressional, we believe in making banking accessible for everyone. With real-time account management tools at your fingertips, you can stay on top of your finances effortlessly. Experience the convenience of modern banking with us today! Visit https://www.congressionalfcu.org/ to learn more about how our digital services can benefit you.

Financial Strength

Commitment to Innovation and Growth

With $130,723,080 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,426 in used auto loans and $738,004,319 in total loans and leases. Our performance is reflected in our $0, which showcases our operational efficiency. It enables us to continue offering competitive loan rates and solid financial products tailored for you.

Dedicated Team Ready to Serve

We take pride in having 144 full-time employees and 2 part-time employees who are always ready to assist you with a knowledgeable, committed team. Your satisfaction is our priority, and we're here to help navigate your financial journey.

Growing Membership Base

With a total of 113,485 share accounts, our growing member base reflects the trust placed in us by the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wright Patman Congressional is your trusted partner. Visit us at 10461 White Granite Dr Oakton Va 22124 or call (703) 934-8300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings Options

Members' savings are secured through $231,672,024 in share certificates and $295,392,692 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $132,181,583, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust financial foundation is crucial in building trust and confidence among our members. Our net worth ratio of $1,096 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can rely on us for your financial needs with peace of mind.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $40,271,922 in used vehicle loans and $23,884,242 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used car, our flexible terms can help make your purchase more affordable.

Credit Lines

Our credit lines are designed to give you quick access to funds when you need them most. With total credit lines amounting to $537,605,995, our offerings provide you with the flexibility to cover unexpected costs or take advantage of opportunities as they arise. We also provide refinancing options for many of our loan products. If you're interested in lower rates or better terms on your current loans or mortgages, reach out to us at 703-934-8300 to discuss eligibility options that best suit your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Wright Patman Congressional Credit Union, we are committed to supporting your financial journey. Visit us today and discover how our loan products can help you achieve your dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $126,023,177. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process with ease.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $52,132,545 in loans helping members manage their finances effectively, you can enjoy the freedom of making purchases without tying up your cash flow.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing guarantees that users receive fair and transparent offers tailored to their needs. Each loan comparison reflects accurate rates and terms, helping you understand your options clearly.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION