Wright Patman Congressional DC Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to Wright Patman Congressional, your trusted financial partner located at Room 353, Washington, DC 20515. Since our establishment in 1953, we have been dedicated to serving our community with integrity and care. With a robust membership of over 48,247 individuals, we understand the importance of personalized banking experiences tailored to meet your unique needs. At Wright Patman Congressional, we pride ourselves on our impressive financial standing, boasting total assets of $1,204,420,057 and total deposits reaching $149,454,134. Our commitment to you is reflected in our strong net worth of $132,181,583, ensuring that your finances are secure with us. We offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. While members can visit us at Room 353, official correspondence should be sent to the same address for consistency. Our team is here for you from Monday to Friday between 9:00 AM and 4:00 PM, ready to assist you with all your banking inquiries. Led by our CEO, Tricia Szurgot, and Board President James Kaelin, our dedicated staff of 146 employees is focused on making your experience as smooth as possible. Whether you're looking for help with loans over 22,257 loans currently outstanding or need assistance navigating our online and mobile banking services, we are here to help. Join us today and discover the difference that a member-focused credit union can make in your financial journey. Feel free to reach out at (202) 226-3100 or explore more about us at Wright Patman Congressional. Your financial future starts here!

Branch History & Mission

A Legacy of Service

Located at Room 353, Washington DC 20515, our branch has been more than just a financial institution; it has been a place where relationships are built and dreams come true. Our history is rich with milestones that reflect our commitment to excellence in service. With a mission focused on providing personalized financial solutions, we have continually evolved to meet the needs of our members. Whether you're looking for personal banking options like checking and savings accounts or financing for your next vehicle through our auto loans, we are here to help.

Call to Action

Join us today at Wright Patman Congressional branch! Experience firsthand how we can help you achieve your financial goals while being a part of a community-focused credit union. For any inquiries or assistance, don't hesitate to reach out at 202-226-3100. Together, let's build a brighter financial future!

Embracing Innovation

As part of our commitment to providing excellent service, we have embraced digital advancements that make banking easier for everyone. From online banking and mobile payments to e-statements and person-to-person transactions, we ensure that our services are accessible anytime and anywhere.

Our Mission

At Wright Patman Congressional, our mission goes beyond banking. We strive to empower our members by offering financial education and support tailored to their unique situations. We believe that everyone deserves access to quality financial services that enhance their lives. Our goal is not only to serve but also to uplift our community through various outreach efforts and partnerships that promote financial literacy and well-being. While members can visit us at Room 353, Washington DC 20515 for all their banking needs, official correspondence should be sent to the same mailing address. Our operating hours are convenient for busy schedules: Monday through Friday from 9:00 AM to 4:00 PM.

Branch Location & Accessibility

Operating Hours

We're here for you Monday through Friday from 9:00 AM to 4:00 PM. Our dedicated team is eager to assist you during these hours, whether you need help with personal banking services like checking accounts and loans or are looking for business solutions.

Services Offered

At the Wright Patman Congressional Ford Branch, we offer a range of services tailored to fit your lifestyle. You can take advantage of our ATM services for quick cash withdrawals and balance checks whenever you need them. Even though we don't have a drive-thru service available, our friendly staff is always on hand to provide personalized assistance inside the branch. For those who prefer digital banking, we also support online and mobile banking options, allowing you to manage your finances from anywhere. Need more information about our services? Feel free to call us at 202-226-3100!

Visit Us Today!

We invite you to come experience the convenience and community spirit of the Wright Patman Congressional Ford Branch. Whether you're looking for personal loans or simply want to explore your banking options, our team is here to help. Stop by today or give us a call we look forward to serving you!

Member Eligibility

Becoming a member of Wright Patman Congressional feels like joining a caring family that's dedicated to supporting you every step of the way. If you're looking to be part of something special, you'll be happy to know that membership is open to individuals who meet certain criteria. Typically, this includes those who work for specific organizations or live in particular areas. For detailed eligibility information, feel free to check out our website at http://www.congressionalfcu.org/about/about-us/survey . Once you see that you qualify, opening an account is a breeze! Just visit us at Room 353 Washington Dc 20515, give us a call at (202) 226-3100, or explore our online resources for more information on how to get started. We're excited to welcome you into the Wright Patman Congressional community, where your financial well-being is our top priority!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

Imagine running your business smoothly while offering customers various payment options. Our merchant services make it easy to accept payments on-the-go, helping you serve your customers better. From credit card processing to online payment solutions, we provide the tools you need to keep your operations flowing without a hitch. Visit us at Room 353 Washington Dc 20515 in Washington, DC or give us a call at (202) 226-3100 to discover how our business banking solutions can help you thrive!

Comprehensive List Of Services

Accessible Banking Anytime

We recognize the importance of convenience in today's fast-paced world. That's why our Online & Mobile Banking features allow you to check balances, transfer funds, and pay bills from anywhere at any time. Plus, with our ATM services available at various locations, getting cash when you need it is simple and hassle-free. At Wright Patman Congressional, we're committed to making banking easier and more accessible for everyone in the community. If you have questions or want to learn more about any of our services, please don't hesitate to reach out at (202) 226-3100. We invite you to visit us at Room 353 Washington Dc 20515 and discover how we can assist you on your financial journey! Take charge of your financial future today with Wright Patman Congressional we're here for you every step of the way!

Business Banking Services

For our entrepreneurial members, we haven't forgotten about you! Our Business Banking services include merchant services and business loans tailored to help you grow and manage your business efficiently. Whether it's setting up a new venture or expanding an existing one, we're here to support your goals.

Credit Options that Reward You

When it comes to credit, our Credit Cards with Rewards give you more than just a way to pay bills; they reward you for every dollar spent. Picture yourself enjoying cash back on groceries or earning points towards your next vacation, all while managing your purchases smartly.

Loans Made Simple

Life is full of opportunities, whether it's buying a new car or refinancing your home. At Wright Patman Congressional, we provide Auto Loans & Vehicle Financing that make purchasing your dream vehicle attainable. Need funds for home improvements? Our Mortgage Loans & Refinancing services can help you secure the best rates available. We also offer Personal Loans & Debt Consolidation, giving you the flexibility to manage expenses effectively.

Personal Banking Solutions

We understand that managing finances can be overwhelming at times. That's why we offer Personal Banking options, including checking and savings accounts designed for convenience and ease of use. Imagine effortlessly tracking your spending or saving for that special purchase with our straightforward account options. With features like online banking and mobile payments, accessing your money has never been easier.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features to help you stay on top of your financial game. Enjoy the convenience of e-statements, allowing you to view your account information without the clutter of paper statements. Plus, with our electronic signature authorization, signing documents is quick and secure. If you're always on the go, our mobile application makes it even easier to manage your accounts from your smartphone. You can make mobile payments effortlessly, ensuring that you never miss a beat when it comes to paying bills or making purchases.

Stay Connected

Need to send money to a friend? Our person-to-person transfer feature lets you do just that with a few taps on your phone. Whether you're splitting a dinner bill or sending a gift, it's fast and simple. Security is a top priority at Wright Patman Congressional. We use advanced measures to keep your information safe while you enjoy all these convenient services. So whether you're checking balances, transferring funds, or paying bills, you can do so with peace of mind. Embrace the ease of digital banking today with Wright Patman Congressional! Your financial management has never been more accessible or secure.

Financial Strength

Commitment to Operational Efficiency

Our commitment to operational efficiency is reflected in our current $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 144 full-time employees and 2 part-time employees dedicated to serving you with knowledge and care.

Growing Membership Base

The trust placed in us by our community is evident through the 113,485 accounts we manage. Each account represents an individual or family that has chosen Wright Patman Congressional as their financial partner. This growing member base strengthens our ability to provide exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wright Patman Congressional is your trusted partner. Visit us at Room 353 Washington Dc 20515 or call (202) 226-3100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $231,672,024 in share certificates and $295,392,692 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $130,723,080 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also substantial; with $2,426 in used auto loans and $738,004,319 in total loans and leases, we support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $132,181,583, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,096 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for extra flexibility, we have various credit lines available as well. With a total of $537,605,995 in credit lines offered, our solutions can accommodate both personal and business needs. If you're considering any of these options or want to learn about refinancing possibilities, feel free to reach out! You can contact us at (202) 226-3100, or visit us at our location: Room 353 Washington Dc 20515, Washington, DC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Wright Patman Congressional, we are dedicated to providing services that meet your financial needs today and into the future.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $40,271,922 in used vehicle loans and $23,884,242 in new vehicle loans, helping our members get on the road confidently. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $126,023,177, ensuring that you have access to the funds necessary for your dream home. We also offer refinancing options to help you secure better terms on existing mortgages.

Unsecured Credit Cards

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans. With a total of $52,132,545 in loans helping members manage their finances effectively, our credit card options come with rewards that can benefit you further as you spend.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key advantages to help users make informed decisions: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to present unbiased results for all users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can quickly find the best options available without waiting or guessing. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores our commitment to providing reliable and useful service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to established guidelines guarantees that the offers you see are fair and transparent. You can trust that each loan comparison reflects legitimate opportunities tailored to your financial situation.

WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION