WORKERS FEDERAL CREDIT UNION

Welcome to the Workers Credit Union at our Lancaster Office, located at 145 Main St, Lancaster, MA 01523. Since our establishment in 1914, we have been dedicated to serving our community with reliable financial solutions tailored to meet your needs. With a total membership of over 123,550 and assets exceeding $2.56 billion, we pride ourselves on being a trusted partner for individuals and businesses alike. At Workers Credit Union, we understand the importance of building strong relationships. Our commitment to you goes beyond just banking; we aim to make a positive impact in your life and the community. Whether you're looking for personal banking options like checking accounts, auto loans, or mortgage refinancing, we've got you covered with competitive rates and exceptional service. Our leadership team, led by CEO James Champion and Board President Nilesh Gunda, is here to ensure you receive the best possible experience. We are proud of our dedicated staff of 328 employees, who are always ready to assist you with personalized service. While members can visit us at 145 Main St, official correspondence should be sent to the same address for all inquiries. Our robust financial standing is reflected in our impressive figures: total deposits amounting to $80,338,147 and a net worth of $337,059,477 show our commitment to stability and growth. We invite you to explore our comprehensive range of services including online and mobile banking options, ATM access, and business banking solutions designed with your success in mind. For any questions or assistance, feel free to reach us at 978-345-1021. Join us today at Workers Credit Union where your financial well-being is our priority! Visit us online at www.wcu.com for more information or stop by our branch to see how we can help you achieve your financial goals!

Welcome to the Workers Credit Union, a cornerstone of financial support in Lancaster, MA. Since our doors first opened in 1914, we've dedicated ourselves to serving our community with a mission that reflects both our roots and our vision for the future. Located at 145 Main St, Lancaster, MA 01523, we are proud to have grown alongside our members, who now number over 123,550 strong. This growth is not just about numbers; it represents families and individuals who trust us with their financial needs. With total assets reaching an impressive $2,565,038,102, we remain committed to providing exceptional banking services that empower our community. Our mission is simple: to offer comprehensive financial services while fostering a spirit of cooperation and mutual support. We believe in helping you achieve your dreams whether that's buying a home, financing a vehicle, or starting a business. Our offerings include personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to businesses with tailored services such as merchant services and business loans. At Workers Credit Union, we recognize that accessibility is key to great service. Our branch features convenient ATM availability and drive-thru banking, ensuring you can manage your finances on your terms. If you need assistance outside of regular hours, our online and mobile banking options allow you to access your accounts anytime. As part of our commitment to community engagement, we actively participate in local outreach programs and partnerships that enhance the well-being of Lancaster residents. We strive to make a positive impact beyond banking by supporting initiatives that uplift those around us. While members can visit us at 145 Main St, official correspondence should be sent to 145 Main St, Lancaster, MA 1523 if needed. For any questions or assistance, don't hesitate to call us at 978-345-1021. Join us at Workers Credit Union today and experience firsthand how we can help you achieve your financial goals while being an active part of your community! Visit us online at wcu.com for more information on becoming a member or exploring our full range of services.

At Workers, we believe that everyone deserves access to a supportive financial community. If you're looking to become a member, you'll be glad to know that eligibility is designed to be inclusive and welcoming. Generally, individuals who live, work, or worship in our local area can join us. This means whether you're a long-time resident of Lancaster or have just moved here, there's a place for you at our credit union. Our members enjoy a range of benefits including personalized service and competitive rates on loans and savings. To learn more about the specific eligibility requirements, feel free to visit our detailed page at http://www.wcu.com/become-a-member . Once you see that you meet the criteria, opening an account is simple! Just give us a call at (978) 345-1021, or stop by our branch located at 145 Main St Lancaster Ma 01523 during our operating hours. We're here to help guide you through the process and answer any questions you may have. Joining Workers means becoming part of a community focused on your financial success and well-being.

At Workers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable partner for your financial needs is essential. That's why we are proud to share insights about our strong financial standing. With a net worth of $337,059,477, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1307 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $592,679,194 in share certificates and $11,532,911 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $261,636,899, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $173,438,991 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $20,934 in used auto loans and a total loan portfolio of $1,709,215,566. Our financial efficiency is reflected in our current position; although our net income stands at $0 this period due to strategic investments for future growth, it underscores our commitment to long-term stability. We also take pride in having 323 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With total share accounts reaching 185,755, we demonstrate a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0 as we focus on maximizing the benefits offered directly to our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Workers is your trusted partner. Visit us at 145 Main St Lancaster Ma 01523 or call 978-345-1021 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.