WORKERS FEDERAL CREDIT UNION

Welcome to Workers Credit Union, where our commitment to the community shines through every service we offer. Located at 6 Turnpike Rd, Chelmsford, MA 01824, we have been proudly serving our members since 1914. With a strong membership base of 123,550 and total assets exceeding $2.5 billion, we strive to provide a supportive financial environment tailored to your needs. At Workers Credit Union, we understand that banking goes beyond transactions it's about building relationships. Under the leadership of our dedicated CEO, James Champion, and Board President, Nilesh Gunda, we are focused on empowering individuals and businesses alike. Our team of 328 employees is here to assist you with a wide range of services, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. While members can visit us at our Chelmsford branch for in-person assistance, official correspondence should be sent to the same address as our branch. We encourage you to explore all that we offer online as well through our website: www.wcu.com. With total deposits amounting to $80,338,147 and a net worth of $337,059,477, we ensure that your funds are secure while providing competitive rates on loans and savings. Our community impact is profound; we're not just a credit union but a partner in your financial journey. Join us at Workers Credit Union today! Whether you're looking for advice on managing your finances or need assistance with a loan application, don't hesitate to call us at 978-345-1021 or visit our branch during lobby hours from Monday to Wednesday and Friday from 9:00 AM to 5:00 PM; Thursday until 6:00 PM; and Saturday from 9:00 AM to 1:00 PM. Let us help you achieve your financial goals!

Welcome to the Workers Credit Union, a cornerstone of the Chelmsford community since its inception in 1914. Located at 6 Turnpike Rd, Chelmsford, MA 01824, our branch has proudly served generations of members with dedication and care. Over the years, we have evolved from a small credit union into a thriving financial institution, currently boasting over 123,550 members and total assets exceeding $2.56 billion. Our mission is simple yet profound: to empower our members by providing accessible financial services while fostering community support. We believe that everyone deserves the opportunity to achieve their financial goals and dreams. This commitment drives us to offer a wide range of services from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. At Workers Credit Union, we are also dedicated to innovation. With features such as online banking, mobile payments, and ATM availability, we ensure that your banking experience is both convenient and secure. Our physical branch is ADA compliant, welcoming all members of our community. While you can visit us at our branch location for personalized service during our operating hours Monday through Wednesday and Friday from 9:00 AM to 5:00 PM, Thursday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM official correspondence should be sent to our mailing address at 6 Turnpike Rd, Chelmsford, MA 01824. As we reflect on our rich history and look toward the future, we take pride in our active role in community outreach. Through partnerships with local organizations and initiatives aimed at enhancing the lives of those around us, we strive to make a positive impact every day. Join us at Workers Credit Union! Experience firsthand how we can help you navigate your financial journey while being part of a community-focused family. For more information or to become a member today, please visit our website or call us at 978-345-1021. Together, let's build a brighter financial future!

Welcome to the Workers Credit Union branch, located conveniently at 6 Turnpike Rd in Chelmsford, MA. This friendly neighborhood spot is not only easy to find but also a hub for all your banking needs. Whether you're a long-time member or new to the credit union, our location makes it simple to stop by and get the services you need. As you approach our branch, you'll notice it's situated near popular landmarks that many locals recognize. Plus, parking is readily available, ensuring your visit is hassle-free. We pride ourselves on being accessible to everyone, with features that comply with ADA guidelines, including ramps and spacious entryways. Our lobby hours are designed with your schedule in mind: we're open Monday through Wednesday and Friday from 9:00 AM to 5:00 PM, Thursday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. This variety ensures that whether you prefer visiting during the week or need some time on the weekend, we're here for you. In addition to our welcoming atmosphere, we offer a range of services tailored for personal and business banking alike. From checking and savings accounts to auto loans and mortgage refinancing options, our team is ready to assist you every step of the way. And if you're on the go, take advantage of our ATM availability for quick cash withdrawals and balance checks. While members can visit us at 6 Turnpike Rd, official correspondence should be sent to the same address as our mailing address matches our branch location. If you have any questions or need assistance before your visit, feel free to call us at 978-345-1021. We look forward to serving you at Workers Credit Union where community banking meets convenience!

At Workers, we believe that everyone deserves a chance to be part of a welcoming community that supports their financial journey. Becoming a member is simple and open to those who live, work, or worship in our area. We also welcome family members of existing members, so you can easily share the benefits with your loved ones. Joining us means you'll gain access to a wide range of financial services designed with your needs in mind, from personal loans to attractive savings accounts. To learn more about the eligibility requirements and see if you qualify, visit our detailed guide at http://www.wcu.com/become-a-member . If you're ready to take the next step towards membership or have any questions, feel free to reach out at (978) 345-1021. We're here to help you every step of the way!

At Workers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial performance reflects our commitment to providing you with reliable banking services. With a net worth of $337,059,477, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,307 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $592,679,194 in share certificates and $11,532,911 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $261,636,899, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We are also proud of our $173,438,991 in undivided earnings which allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $20,934 in used auto loans and $1,709,215,566 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 323 full-time employees and 5 part-time employees who are dedicated to serving you with expertise and care. In terms of deposits, we have a strong base with a total of 185,755 accounts, showcasing the trust that our growing member community places in us. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Workers is your trusted partner. Visit us at 6 Turnpike Rd Chelmsford Ma 01824 or call (978) 345-1021 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*