Worcester Fire Dept. Credit Union Worcester MA

Introduction

Welcome to Worcester Fire Department Credit Union, your trusted partner for all your financial needs since 1937. Nestled at 34 Glennie St, Worcester, MA 01605, our credit union is dedicated to serving the community with a personal touch. With a membership base of over 2,000 members and total assets reaching an impressive $45,652,662, we pride ourselves on being a pillar of support in the Worcester area. Led by our CEO, Lisa Carmody, and Board President, Gerard Dio, our team of 7 employees works tirelessly to provide exceptional service and foster strong relationships with our members. We believe that banking should be accessible and beneficial, which is why we offer a range of services tailored to meet your unique financial goals. From checking and savings accounts to auto loans and personal financing, we're here to help you navigate your financial journey. While you can conveniently reach us at our branch for in-person assistance, any official correspondence should be directed to our mailing address: 34 GLENNIE ST, WORCESTER, MA 1605. Our branch operates Monday through Friday from 7:00 AM to 3:00 PM, ensuring we are available when you need us most. At Worcester Fire Department Credit Union, we understand that every dollar counts. With total deposits amounting to $1,783,312 and a robust net worth of $5,774,297, we are committed to maintaining a stable and secure environment for your finances. Whether you're looking to open an account or explore loan options like our competitive rates on auto loans or credit cards with rewards we invite you to visit our website at wfdcu.org or give us a call at 508-752-1122. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Welcome to the Worcester Fire Dept., a credit union with a rich history and a heartfelt mission. Established in 1937, we have been serving the dedicated members of the Worcester community for over eight decades. Our branch is located at 34 Glennie St, Worcester, MA 01605, a spot that has become a cornerstone for many families and individuals seeking reliable financial services. From our humble beginnings, we've grown significantly and now proudly serve over 2,000 members. Our total assets have reached an impressive $45,652,662, reflecting our commitment to providing secure and effective financial solutions. As we have evolved over the years, our mission has remained clear: to empower our members through exceptional banking services while fostering a sense of community support. At the Worcester Fire Dept., we believe that banking should be more than just transactions; it should be about building relationships. We offer a range of services including personal banking accounts, auto loans, mortgages, and credit cards with rewards designed to meet our members' diverse needs. Our focus goes beyond just financial growth; we aim to uplift our community by partnering with local organizations and participating in outreach efforts. Our operating hours are convenient for busy lifestyles: we are open from 7:00 AM to 3:00 PM Monday through Friday. For those who prefer quick transactions on the go, we also offer ATM services and drive-thru banking options. While you can always visit us at our branch for assistance, official correspondence should be sent to our mailing address at 34 GLENNIE ST, WORCESTER, MA 1605. As technology advances, so do we. Our online banking platform allows members to manage their finances easily from home or on their mobile devices. We are committed to ensuring accessibility for all members, providing ADA-compliant facilities and digital services that cater to everyone's needs. We invite you to join us at the Worcester Fire Dept. Credit Union. Experience firsthand how we can help you reach your financial goals while being part of a supportive community. Together, let's build a brighter future! For more information or to become a member today, please call us at 508-752-1122 or visit us online at wfdcu.org.

Branch Location & Accessibility

Welcome to the Worcester Fire Dept. Credit Union, your friendly neighborhood financial partner located at 34 Glennie St, Worcester, MA 01605. Our branch is designed with your convenience in mind, making it easy for you to access our wide range of banking services. Whether you're stopping by for a quick deposit or exploring loan options, we're here to help. Nestled in the heart of Worcester County, our branch is just a stone's throw away from notable local landmarks, allowing you to easily incorporate your visit into your day. We are committed to providing accessible banking solutions for everyone, featuring ADA-compliant facilities and convenient parking options. At Worcester Fire Dept., we understand that time is valuable. That's why our lobby hours are tailored to fit your busy schedule, opening from 7:00 AM to 3:00 PM Monday through Friday. If you're on the go, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. Plus, our ATM availability ensures that you can access cash whenever you need it. While members can visit us at our branch address for all their banking needs, any official correspondence should be sent to the same address: 34 Glennie St, Worcester, MA 01605. Ready to experience personalized banking? We invite you to stop by or give us a call at 508-752-1122. Our dedicated team is excited to welcome you and assist with all your financial needs!

Member Eligibility

Joining the Worcester Fire Dept. feels like stepping into a warm, welcoming community where your financial needs are truly understood. At our branch located at 34 Glennie St, Worcester, MA 01605, we believe that everyone deserves access to personalized banking solutions. To become a member, you simply need to be affiliated with the fire department or related organizations, or live, work, or worship in our local community. This means that if you're part of the fabric of Worcester, we want you to join us! For more detailed information about eligibility criteria, feel free to check out our website at https://www.wfdcu.org/become-a-member/. Becoming a member is straightforward and inclusive just visit us in person or explore our online account opening options at https://www.wfdcu.org/applications/. If you have any questions or need assistance along the way, don't hesitate to call us at 508-752-1122. We're here to help you every step of the way as you take this exciting step toward better banking!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is essential. Our merchant services provide reliable solutions that simplify transactions for your business. Imagine a busy Saturday at your local café our systems ensure that every customer can pay quickly and easily, allowing you to focus on what you do best: serving great food and drinks. Whether you're looking to fund a new project or improve your cash flow, Worcester Fire Dept. is here to help you thrive. Visit us at 34 Glennie St Worcester Ma 01605 in Worcester, MA or call us at (508) 752-1122 to learn more about how we can support your business goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing services can help you get behind the wheel without breaking the bank. We understand that purchasing a vehicle is a significant investment, so we provide competitive rates and terms to fit your budget.

Business Banking Services

We also cater to local businesses through our Business Banking services, which include Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business's financial health.

Credit Cards with Rewards

Looking to earn rewards on your purchases? Our Credit Cards with Rewards program allows you to earn points on everyday spending, giving you more value for your money.

Digital and Mobile Banking Features

In today's busy world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With easy access to your account information through mobile apps and online portals, banking has never been easier. Plus, our ATM & Cash Withdrawal Services ensure you have access to your funds when you need them most.

Drive-Thru and ATM Access

For those who prefer face-to-face interaction or quick transactions, we provide basic Drive-Thru Banking for deposits and withdrawals as well as Basic ATM Access for quick cash withdrawals and balance checks. At Worcester Fire Dept., we strive to make banking simple and accessible for everyone in Worcester, MA. If you're ready to explore all these services and more, feel free to give us a call at 508-752-1122, or visit us at our branch during operating hours from 7:00 AM to 3:00 PM Monday through Friday. Join us today and experience the difference in community-focused banking!

Home Financing Solutions

Homeownership dreams can become reality with our Mortgage Loans & Refinancing options. Our team is here to guide you through the process, ensuring you find the right loan that suits your lifestyle and financial goals.

Personal Banking Services

For individuals looking to take control of their finances, we offer Personal Banking options that include Checking & Savings Accounts. Whether you're saving for a rainy day or managing everyday expenses, our accounts are designed to provide flexibility and convenience.

Personal Loans

If you need extra cash for unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services can give you the financial relief you seek. We work with you to create a plan that helps ease your financial burden.

Digital & Online Banking

Online Banking Made Easy

With our 24/7 online banking services, you can check your balance, transfer funds, and pay bills all in one place. Just visit https://www.wfdcu.org/ to get started. Our user-friendly interface allows you to navigate through your accounts without any hassle. Plus, if you're someone who prefers going paperless, you'll be happy to know that e-statements are available for all members.

Security First

We prioritize your security with every transaction you make. While we do not currently offer electronic signature authorization, our systems are built with robust security measures to protect your sensitive information. In summary, at Worcester Fire Dept., we provide accessible and user-friendly digital banking options tailored for you. Join us today and experience banking that adapts to your life!

Stay Connected with Our Mobile App

For those who love banking on the move, our mobile application makes it even simpler. You can manage your accounts from your smartphone or tablet, making it easier than ever to stay on top of your finances. With features like person-to-person transfers, sending money to friends and family is quick and straightforward.

Financial Strength

Commitment to Growth

With $4,941,927 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust, with $77 in used auto loans and a total of $9,471,892 in loans and leases available to support your financial goals across various sectors.

Growing Member Base

The trust placed in us by our community is evident with a total of 3,362 share accounts. This strong and growing member base reflects our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Worcester Fire Dept. is your trusted partner. Visit us at 34 Glennie St Worcester Ma 01605 or call (508) 752-1122 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $7,799,895 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices; therefore, despite having $0 in non-member deposits, our resources are focused on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $42,965, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 3 part-time employees who are always ready to assist you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $5,774,297, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,607 in used vehicle loans and $3,199,125 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new car or a reliable used one, we have options that fit your budget and lifestyle.

Credit Lines

For those looking for more flexibility in their borrowing options, we also provide credit lines totaling $4,210,000. This allows you to borrow as needed while only paying interest on what you use. We pride ourselves on providing exceptional service and support throughout your borrowing experience. If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to ask! Our team is here to guide you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit our website at wfdcu.org for more information on our loan offerings and how we can assist you in reaching your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,984,831, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home without hassle.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. We offer flexible terms on unsecured credit card loans, with a total of $824,793 in loans helping members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

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WORCESTER FIRE DEPT. CREDIT UNION - Worcester, MA

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