Wolverine State Credit Union West Branch MI | Best Auto Loans & Business Banking

Introduction

Welcome to Wolverine State Credit Union, your trusted financial partner located at 2498 Business Loop I75, West Branch, MI 48661. Since our establishment in 1966, we have proudly served our community with a commitment to providing outstanding financial services tailored to meet the needs of our members. With a strong membership base of 9,514 individuals, we are dedicated to helping you achieve your financial goals. At Wolverine State Credit Union, we understand that every member's journey is unique. That's why we offer a wide range of services, including personal banking accounts, auto loans, mortgages, and business banking options designed to empower you. Our total assets stand at an impressive $151,256,922, ensuring we have the resources to support you effectively. While members can visit us at our West Branch location for all their banking needs, official correspondence should be sent to our mailing address: 1381 N Bagley St, Alpena, MI 49707-8101. We also invite you to explore our online services through our website at wolverinescu.com where you can access your accounts anytime and anywhere. With a dedicated team of 49 employees, led by CEO Nicholas Montie and Board President Robert Grochowski, we are here to provide personalized service and expert guidance every step of the way. Our commitment is reflected in our financial health: we hold $17,129,695 in total deposits and maintain a net worth of $15,032,656. Ready to take the next step in your financial journey? Contact us today at 989-356-1880 or visit us in person! Let Wolverine State Credit Union be your partner for success.

Branch History & Mission

Wolverine State Credit Union has a proud history that reflects our commitment to serving the community of West Branch, MI. Established in 1966, we have spent decades growing alongside our members and providing them with the financial tools they need to thrive. Our branch is located at 2498 Business Loop I75, a convenient spot for both locals and visitors alike. Whether you're heading to nearby parks or enjoying the charm of downtown West Branch, we are here to support you on your journey. Over the years, Wolverine State has evolved significantly. Today, we proudly serve over 9,500 members and manage total assets exceeding $151 million. This growth is a testament to the trust our community places in us and our dedication to offering outstanding financial services. Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering community support and development. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address at 1381 N Bagley St, Alpena, MI 49707-8101. We believe in providing accessible financial services, which is why we offer an array of options including personal banking accounts, auto loans, mortgage financing, and business banking solutions. Our operating hours are designed for your convenience; we're open Monday through Friday from 9:00 AM to 5:00 PM. Additionally, we provide ATM availability for easy access to cash when you need it most. Although we do not offer drive-thru banking at this time, our staff is always ready to assist you inside. At Wolverine State Credit Union, we are dedicated to staying current with technological advancements that enhance your banking experience. Our online banking platform allows you to manage your finances easily from anywhere. We also offer mobile payments and electronic statements as part of our commitment to making banking more accessible and user-friendly. Community engagement is at the heart of everything we do. We actively participate in local outreach initiatives and partnerships that aim to strengthen our neighborhoods and foster economic growth. By choosing Wolverine State Credit Union, you're not just selecting a bank; you're becoming part of a community-focused organization dedicated to making a positive impact. We invite you to join us today and experience firsthand the benefits of membership at Wolverine State Credit Union. Together, let's build a brighter financial future for ourselves and our community! For more information about joining or opening an account, please visit our website or call us at 989-356-1880.

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 989-356-1880. We're eager to help you achieve your financial goals! Stop by soon; we look forward to welcoming you into the Wolverine State family!

Operating Hours

We invite you to come in and experience our personalized service during our lobby hours from 9:00 AM until 5:00 PM, Monday through Friday. We're here to help with everything from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing.

Services Offered

Wolverine State Credit Union offers a wide array of services tailored just for you. We have ATM availability for quick cash withdrawals and balance checks. While we currently do not have drive-thru banking facilities, our friendly staff is ready to assist you inside the branch.

Visit Us

At Wolverine State Credit Union, we understand that accessibility is key. Our branch features ample parking and is designed to accommodate all members, including those who may require additional assistance. We're proud to be ADA compliant, ensuring everyone can access our services comfortably. While you can visit us at our West Branch location for all your banking needs, please note that any official correspondence should be sent to our mailing address: 1381 N Bagley St, Alpena, MI 49707-8101.

Member Eligibility

At Wolverine State, we believe that becoming a member is like joining a warm and welcoming family that supports you in achieving your financial goals. To become a part of our community, you just need to meet a few simple eligibility criteria. If you live, work, worship, or attend school in the areas we serve, you're likely eligible! We pride ourselves on being inclusive and accessible to a diverse range of individuals. For more specific details about who can join us, feel free to visit our eligibility page at https://www.wolverinescu.com/who-can-join/ . Opening an account with us is straightforward and hassle-free. You can start the process online by visiting our account opening page at https://loans.itsme247.com/132 ?logouturl= https://www.wolverinescu.com , or if you prefer a personal touch, don't hesitate to call us at (989) 356-1880 for assistance. Our friendly team is here to help you every step of the way as you embark on this exciting journey with Wolverine State at 2498 Business Loop I75 West Branch Mi 48661. We're thrilled to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make day-to-day operations smoother. Imagine having the ability to accept payments from your customers anytime, anywhere. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From point-of-sale solutions to online payment options, we've got you covered. Visit us at 2498 Business Loop I75 West Branch Mi 48661 in West Branch, MI, or call us at (989) 356-1880 to learn how we can help your business thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $77 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,800,572, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing cash when you need it is essential. Our branch provides ATM services for quick withdrawals and balance checks without any hassle. You can withdraw cash whenever necessary while enjoying peace of mind knowing that your transactions are secure. At Wolverine State, we pride ourselves on offering convenient and accessible financial solutions tailored just for you. Explore more about what we have to offer by visiting our website at www.wolverinescu.com or give us a call at 989-356-1880 today! Your financial journey starts here!

Auto Loans & Vehicle Financing

Thinking about getting a new car? At Wolverine State, we provide competitive auto loans and vehicle financing options that help make that dream car a reality. With tailored rates and terms that suit different budgets, our loans are designed to get you on the road quickly. Plus, if you already own a vehicle and want to lower payments, refinancing options are available too!

Business Banking

We understand that running a business requires careful financial planning. That's why we offer business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your goals with customized solutions.

Credit Cards with Rewards

For those who enjoy shopping and dining out, consider applying for one of our credit cards with rewards programs. Earn points on every purchase that can be redeemed for travel, merchandise, or cashback. It's a great way to make your spending work for you!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. That's why we offer mortgage loans with various financing options that fit your needs. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, we're here to guide you every step of the way.

Personal Banking

Navigating personal finances can sometimes feel overwhelming, but with our comprehensive personal banking services, it doesn't have to be. Our checking and savings accounts offer flexible options that cater to your lifestyle. Imagine being able to easily access your funds through online and mobile banking anytime, anywhere. You can quickly check balances or transfer money at your convenience, making managing your finances stress-free.

Personal Loans & Debt Consolidation

If you're facing multiple debts or need extra cash for unexpected expenses, our personal loans can provide a viable solution. We also offer debt consolidation services that allow you to combine various debts into one manageable payment. This not only simplifies your finances but could potentially save you money in interest over time.

Digital & Online Banking

Key Features to Simplify Your Banking Experience

We offer e-statements to help you stay organized without the clutter of paper statements. These electronic records are secure and easily accessible through our online platform. You can also enjoy the convenience of mobile payments, allowing you to make purchases directly from your smartphone perfect for those moments when you're out and about. If you're looking to send money to friends or family quickly, our person-to-person transfer feature makes it a breeze. No need for checks or cash; just a few taps on your phone will do the trick! Speaking of phones, don't forget to download our mobile application. It provides all the tools you need right in your pocket. From checking balances to making transfers, everything is just a tap away. At Wolverine State, we prioritize your security as much as convenience. Our systems are designed with top-notch security features so that you can feel safe while managing your money online. We're committed to making your banking experience straightforward and enjoyable. Join us today and explore how our digital banking solutions can enhance your financial life!

Financial Strength

At Wolverine State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a safe and reliable banking environment where you can confidently manage your finances. With a net worth of $15,032,656, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $994 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,248,771 in share certificates and $26,157,122 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,952,471 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,297 in used auto loans and $91,169,164 in total loans and leases across various sectors. Our $680,316 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $738,022. Total Share and Deposit Accounts: 23,286, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wolverine State is your trusted partner. Visit us at 2498 Business Loop I75 West Branch Mi 48661 or call (989) 356-1880 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,278,956 in used vehicle loans and $7,055,996 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we can provide you with flexible terms tailored to your situation.

Business Loans

For business owners, our outstanding commercial loans totaling $9,800,572 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and our team is here to support you every step of the way.

Eligibility and Refinancing Options

If you're considering refinancing any existing loans or are unsure about your eligibility for any of our products, don't hesitate to reach out! Our dedicated team at Wolverine State is ready to assist you in exploring your options and finding the best fit for your financial situation. For further inquiries or assistance regarding our loan offerings, feel free to contact us at (989) 356-1880 or visit us at our branch located at 2498 Business Loop I75 West Branch Mi 48661 in West Branch, MI. We're committed to providing personalized service and helping you navigate your borrowing needs smoothly.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,145,605, make buying or refinancing simple. We strive to offer competitive rates and supportive service throughout the entire process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,191,813 in loans helping members manage their finances effectively. These cards come with benefits that can help you build credit while enjoying rewards for everyday purchases.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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Wolverine State