WOLVERINE STATE CREDIT UNION - Oscoda, MI

Welcome to Wolverine State Credit Union, your trusted partner in financial growth and community support, located at 201 N State St, Oscoda, MI 48750. Since our establishment in 1966, we have proudly served over 9,500 members, providing a range of services designed to meet your financial needs. Our total assets stand at an impressive $151,256,922, reflecting our commitment to stability and trustworthiness. At Wolverine State Credit Union, we understand that each member's journey is unique. That's why we offer personalized banking solutions, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking services. With a strong focus on community impact and member satisfaction, we aim to empower you to achieve your financial goals. Our dedicated team of 49 employees, led by CEO Nicholas Montie and Board President Robert Grochowski, is here to provide exceptional service every step of the way. Whether you need assistance with online banking or have questions about loan options, we're just a phone call away at (989) 569-3221. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 201 N. State Street, Oscoda, MI 48750. We invite you to explore how we can assist you today visit our website at Wolverine State Credit Union or stop by during our lobby hours from 8:30 AM to 5:00 PM Monday through Friday. Join us in building a brighter financial future together!

At Wolverine State, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're looking to join us at our Oscoda branch located at 201 N State St Oscoda Mi 48750, you'll find that membership is open to anyone who lives, works, worships, or attends school in the area. This means if you're part of our vibrant community, you're already eligible! Our members enjoy benefits such as competitive rates on loans and savings accounts, personalized service, and access to a variety of financial products designed just for you. Getting started is simple! You can explore the full eligibility criteria on our website at https://www.wolverinescu.com/who-can-join/ . When you're ready to open an account, just visit us online or give us a call at (989) 569-3221. We're here to help guide you through every step of the process so that you can experience the support and resources that come with being part of Wolverine State.

At Wolverine State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through consistent performance and transparent operations. That's why we're proud to share our financial strength with you. With a net worth of $15,032,656, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $994 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,248,771 in share certificates and $26,157,122 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,952,471 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,297 in used auto loans and $91,169,164 in total loans and leases. Our operational efficiency is reflected in our $680,316, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 23,286, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $738,022, showcasing our commitment to serving our community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wolverine State is your trusted partner. Visit us at 201 N State St Oscoda Mi 48750 or call (989) 569-3221 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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