Wolverine State Credit Union Alpena MI | Reliable ATM Access & Services

Introduction

Welcome to Wolverine State Credit Union, your trusted financial partner located at 7421 Us Highway 23 N, Alpena, MI 49707. Since our establishment in 1966, we've dedicated ourselves to serving our community with integrity and commitment. With over 9,500 members and $151,256,922 in total assets, we are proud to offer a wide range of financial services tailored to meet your needs. At Wolverine State Credit Union, we understand the importance of community support. That's why we provide a variety of loans over 7,804 loans and leases to help our members achieve their dreams. Whether you're looking for a vehicle loan or need assistance with personal financing, we've got you covered. Our total deposits stand at an impressive $17,129,695, reflecting the trust our members place in us. Our leadership team is dedicated to ensuring that you receive exceptional service. Under the guidance of CEO Nicholas Montie and Board President Robert Grochowski, our staff of 49 employees is here to assist you every step of the way. You can always reach us at 989-356-1880 if you have any questions or need support. While members can visit us at our branch location for ATM services available 24/7, official correspondence should be sent to our mailing address: 1381 N. Bagley St., Alpena, MI 49707-7941. Join us today and experience the difference of being part of a credit union that truly cares about its members! Visit our website at wolverinescu.com for more information on how we can help you reach your financial goals.

Branch History & Mission

Welcome to Wolverine State Credit Union, where our journey began in 1966. Located at 7421 Us Highway 23 N in Alpena, MI, we have proudly served our community for over five decades. As we've grown, our commitment to supporting the financial well-being of our members has remained steadfast. From humble beginnings, Wolverine State has evolved into a trusted financial partner for more than 9,500 members. With total assets reaching $151,256,922, we provide a range of services designed to empower our community and enhance their financial stability. Our mission is simple yet profound: to offer exceptional financial services while fostering a spirit of community support and cooperation. While members can visit us at our main branch location in Alpena, official correspondence should be sent to our mailing address at 1381 N. Bagley St., Alpena, MI 49707-7941. This central location allows us to easily connect with members and stay engaged with the local community. Our operating hours are set up for your convenience our ATM services are available 24/7, ensuring you have access to your funds whenever you need them. While we do not currently offer drive-thru banking or shared service centers, we focus on providing robust online banking options that include mobile payments and e-statements. Wolverine State takes pride in its community involvement. We actively seek partnerships that help improve the lives of those around us. Our outreach efforts aim to create meaningful connections within Alpena and beyond. By understanding the unique needs of our members, we tailor our products and services accordingly. As we look toward the future, we invite you to join Wolverine State Credit Union and experience the benefits of being part of a member-focused organization committed to your financial success. Together, let's build a brighter financial future for you and our community! For more information or to become a member today, please contact us at 989-356-1880 or visit our website at wolverinescu.com.

Branch Location & Accessibility

Convenient Access and Amenities

At our branch, you'll find ample parking and easy access for everyone, including features that comply with ADA standards. While you can visit us at our physical location, if you need to send official correspondence, please use our mailing address: 1381 N. Bagley St., Alpena, MI 49707-7941.

Operating Hours Designed for You

Our ATM services are available around the clock, so you can manage your finances anytime that suits you. Whether it's early morning or late at night, Wolverine State Credit Union ensures that you have access to your funds with just a few clicks or taps.

Services Tailored to Your Needs

Although we currently offer ATM services only, these machines provide essential functions such as withdrawals and balance checks. For more complex banking needs or inquiries about membership and loans, feel free to call us at 989-356-1880. Our dedicated team is ready to assist you during business hours. We invite you to stop by and experience the convenience of banking with Wolverine State Credit Union. We're more than just a credit union; we're your community partner in achieving financial success!

Member Eligibility

At Wolverine State, we believe that becoming a member is like joining a welcoming family where everyone supports each other. If you live, work, worship, or go to school in Alpena County, you're already eligible to join us! We're here to provide you with financial services tailored to your needs and help you achieve your goals. Whether you're looking for savings accounts, loans, or financial education, our dedicated team is ready to assist you every step of the way. Joining is easy! You can find all the details about eligibility by visiting our website at https://www.wolverinescu.com/who-can-join/ . Once you're ready to become part of our community, opening an account is just a click away check out the simple process at https://loans.itsme247.com/132 ?logouturl= https://www.wolverinescu.com . If you have any questions or need assistance, don't hesitate to give us a call at (989) 356-1880. We look forward to welcoming you to Wolverine State, located at 7421 Us Highway 23 N Alpena Mi 49707!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $77 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,800,572, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments from customers easily, whether they're shopping online or at your storefront. Our merchant services offer practical tools to help you handle transactions smoothly. This means less hassle for you and a better experience for your customers. With a dedicated team ready to assist you at 7421 Us Highway 23 N Alpena Mi 49707, we invite local business owners to explore how our tailored solutions can help pave the way for your success. Reach out today at (989) 356-1880 and discover how we can support your journey!

Comprehensive List Of Services

Convenient ATM Services

For those moments when you need quick access to your funds, Wolverine State provides reliable ATM services. Our basic ATM access allows for convenient withdrawals and balance checks anytime you need it. With 24/7 ATM availability, you can get cash or check your balance without having to step into a branch. Imagine running errands or enjoying a day out, and knowing that your money is just an ATM away this is the kind of convenience we strive to offer.

Digital Banking at Your Fingertips

In today's fast-paced world, managing your finances online is essential. That's why Wolverine State Credit Union offers robust digital banking features. You can easily access your accounts from anywhere through our online banking platform or mobile app. Whether you want to transfer money, pay bills, or monitor your spending habits, everything is just a few taps away. And if you prefer person-to-person transactions, our mobile payments feature makes it easy to send money to friends and family instantly.

Member-Centric Approach

At Wolverine State, we understand that every member has different financial needs and goals. That's why our services extend beyond basic banking functions. We're here to provide personalized support tailored to your situation. If you're unsure about how to best manage your savings or plan for a big purchase, our friendly staff are always ready to help with advice and guidance. Our commitment goes beyond transactions; we aim to build lasting relationships with our members. When you choose Wolverine State, you're not just getting a bank you're joining a community that cares about your financial well-being. If you're interested in learning more about what we offer or how we can assist you in achieving your financial dreams, don't hesitate to reach out! Call us at (989) 356-1880 or visit us online at https://www.wolverinescu.com/ today! Join the Wolverine State family and take the first step toward securing your financial future.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.wolverinescu.com/ , you can check your account balance, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before it closes; everything you need is just a click away. Our user-friendly platform ensures that even those who aren't tech-savvy can navigate their accounts with ease.

Secure Transactions Made Simple

Security is a top priority for us. We offer electronic signature authorization, making it safe and simple to complete transactions online. Plus, with person-to-person transfers, sending money to friends or family is just as easy as sending a text message. Our mobile payments feature allows you to make purchases directly from your smartphone, adding another layer of convenience to your everyday life.

Stay Organized with E-Statements

Say goodbye to paper clutter! With e-statements available, you can access your financial statements digitally anytime you need them. This not only helps you stay organized but also protects your sensitive information from being lost or stolen in the mail.

Your Finances at Your Fingertips

Don't forget to check out our mobile application! It puts all of our banking features right in the palm of your hand. Whether you're checking balances or making payments on the go, our app makes managing your finances straightforward and accessible. At Wolverine State, we're committed to providing you with tools that enhance your banking experience while ensuring safety and convenience every step of the way. Join us today and see how our digital banking services can simplify your life!

Financial Strength

At Wolverine State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $15,032,656, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $994 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,248,771 in share certificates and $26,157,122 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,952,471 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,297 in used auto loans and $91,169,164 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $680,316 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $738,022. Total Share and Deposit Accounts: 23,286, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wolverine State is your trusted partner. Visit us at 7421 Us Highway 23 N Alpena Mi 49707 or call (989) 356-1880 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,278,956 in used vehicle loans and $7,055,996 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle easier than ever.

Credit Lines and Commercial Loans

For those looking for additional borrowing options, we have credit lines available totaling $10,000,000. Additionally, for business owners looking to expand or invest in their operations, our outstanding commercial loans totaling $9,800,572 provide the capital needed to grow and succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,145,605, make buying or refinancing simple. We guide you through every step of the process to ensure a smooth transition into your new home.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, we encourage you to reach out. Our team is here to assist you in finding the best solution tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. To learn more about our loan offerings or to discuss how we can help you today, feel free to contact us at (989) 356-1880 or visit us at our branch located at 7421 Us Highway 23 N Alpena Mi 49707 in Alpena, MI. Let's work together towards achieving your financial aspirations!

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $4,191,813 in loans helping members manage their finances effectively. Enjoy the freedom of making purchases without the worry of high-interest rates.

Loan Aggregator

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Wolverine State