Welcome to wnc-community-cu, a trusted financial institution established in 1946 with a mission to empower our community through exceptional service and financial education. Under the leadership of CEO William Roberts and Board President Bobby Capps, we are committed to providing personalized banking solutions tailored to meet the diverse needs of our members. Headquartered in the heart of Waynesville, NC, we take pride in fostering lasting relationships built on trust and accessibility.

As a member-focused credit union, we offer a wide range of modern banking tools designed for convenience and security, including robust online banking services and a user-friendly mobile application. Our commitment to your financial well-being is further enhanced by features such as e-statements for easy account management, while our NCUA insurance since 7/18/1986 0:00 ensures that your deposits are secure. At wnc-community-cu, we believe in putting our members first, offering competitive loan products, savings options, and comprehensive support for all your financial needs. For more information, feel free to visit our website at https://www.wncccu.org/ or contact us via fax at (828) 456-1877.

At WNC Community Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we are committed to helping you achieve your financial goals. Our business banking solutions include merchant services and business loans, providing local entrepreneurs with the support they need to grow their ventures. With our online banking platform, members can easily manage their finances from the comfort of their homes, while our mobile app allows for convenient access on-the-go. Although we currently do not offer person-to-person transfers or mobile payments, our e-statements provide an eco-friendly way to keep track of your account activity.

Understanding that life is filled with milestones, whether it's purchasing a new vehicle or planning for your first home, WNC Community Credit Union is here to guide you every step of the way. We make it easy for you to check loan rates and compare options through platforms like https://www.lendmesh.com , ensuring that you find the best fit for your financial situation. Plus, becoming a member is straightforward; you can learn more about eligibility at http://wncccu.org#membership . Should you have any questions or require personalized assistance, feel free to reach out to us at (828) 456-1877. At WNC Community Credit Union, we're dedicated to empowering our members with the tools and resources needed to navigate their financial journeys successfully.

At WNC Community Credit Union, we pride ourselves on being a trusted financial partner for our members. With a robust Total Membership of 3,395, we serve a vibrant community that values personalized service and mutual support. Our financial stability is reflected in our impressive Total Assets, which amount to 93,844,894, demonstrating our commitment to safeguarding your deposits and investments.

The foundation of our credit union is built on trust and transparency, exemplified by our strong Net Worth of 15,595,263. This financial health not only reassures our members but also enhances the services we provide. Our diligent approach has led to a solid Net Worth Ratio of 1,658, indicating our ability to manage risks effectively while ensuring your funds are secure.

Our financial performance is further evidenced by Total Deposits reaching 1,302,723 and a diverse portfolio with Total Loans and Leases numbering 1,262. This breadth allows us to cater to various needs, whether you are looking for personal loans, auto financing, or business banking solutions.

With a dedicated team of just 12 employees, we offer personalized service that larger institutions often lack. Our commitment to our members is unwavering; even in challenging times, we strive for excellence—our efforts have resulted in a steady flow of services that include Credit Card Loan Volume of 508 and Auto Loan Volume of 482.

We understand that every financial journey is unique. That's why we remain focused on delivering tailored solutions while maintaining competitive rates across all our products, including commercial loans despite currently having no Commercial Loans recorded at this time.

The insights and metrics mentioned here reflect the integrity of WNC Community Credit Union as sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to explore how we can assist you in achieving your financial goals. Compare real-time loan offers today at https://www.lendmesh.com and find the best rates for your needs.