Wiremen's Credit Union Parma OH | Best Auto Loans & Business Banking

Introduction

Welcome to Wiremen's Credit Union, where our commitment to serving the community shines through every interaction. Located at 5800 State Rd, Parma, OH 44134, we have been proudly supporting our members since our establishment. With a membership base of over 5,180 individuals, we focus on providing personalized financial solutions that empower you to achieve your goals. At Wiremen's, we understand that your financial journey is unique. That's why we offer a variety of services tailored to meet your needs whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards. Our total assets amount to an impressive $37,528,547, showcasing our stability and dedication to sound financial practices. We also manage over $1,664,023 in deposits, ensuring that your funds are safe and accessible when you need them. While members can visit us at 5800 State Rd, official correspondence should be sent to the same address for convenience. We are here to help you navigate your financial landscape with confidence. Our leadership team is dedicated to fostering a welcoming environment for all members. CEO Jennifer Komornik and Board President Brendan Wiemels lead our team of 4 employees with a shared vision of excellence in service and community impact. Whether you're stopping by for assistance or simply want to learn more about what we offer, feel free to reach out at 440-887-3800 during our lobby hours from Monday through Friday, 8:30 AM - 5:00 PM. Join us today and discover how Wiremen's Credit Union can help you thrive financially!

Branch History & Mission

Welcome to Wiremen's, a credit union that has proudly served the community of Parma, OH, since its inception. With a rich history rooted in the values of cooperation and mutual assistance, Wiremen's has grown from a small local initiative to a trusted financial institution boasting over 5,180 members and total assets amounting to $37,528,547. Located at 5800 State Rd, Parma, OH 44134, our branch is not just a place for banking; it's a hub for community connection. Nestled near local landmarks and accessible through convenient drive-thru services and ATMs, we ensure our members have easy access to their finances while offering a welcoming environment. Wiremen's was founded with a clear mission: to provide excellent financial services while supporting our members' aspirations and contributing positively to the community. Our goal is simple help you achieve your financial dreams by offering personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also cater to businesses with tailored banking options that foster growth. Over the years, we have embraced innovation to enhance member experience. Today, we offer online and mobile banking services that allow you to manage your finances anytime and anywhere. Our commitment extends beyond transactions; we ensure our facilities are ADA compliant and prioritize customer-centric initiatives. While members can visit us at our branch address for day-to-day banking needs during our operating hours Monday through Friday from 8:30 am to 5:00 pm official correspondence should be sent to the same address: 5800 State Rd, Parma, OH 44134. Community outreach is at the heart of what we do. We engage with local organizations and initiatives that uplift our neighborhood because we believe in giving back. By partnering with various groups, Wiremen's strives to create opportunities for all residents of Parma. Join us today at Wiremen's! Experience firsthand how our services can empower you financially while being part of a community-focused credit union dedicated to your success. Call us at 440-887-3800 for more information or visit us in person we're here for you!

Branch Location & Accessibility

Welcome to Wiremen's Credit Union, conveniently located at 5800 State Rd in the heart of Parma, Ohio. Our branch is nestled within Cuyahoga County, making it easily accessible for all members of our community. Whether you're on your way to the nearby Parmatown Mall or just passing through, we invite you to stop by and experience our friendly service. At Wiremen's, we pride ourselves on being a member-focused credit union. Our location offers ample parking spaces and is equipped with ADA-compliant features to ensure that everyone can visit us comfortably. If you need assistance, our team is always ready to help. We understand that your time is valuable, which is why we offer convenient operating hours. You can visit us Monday through Friday from 8:30 AM to 5:00 PM. Need cash or want to make a quick deposit? We have both ATM availability and drive-thru banking options for your convenience. While you can reach out to us directly at 440-887-3800 for any inquiries or assistance, we encourage you to come by and see how we can support your financial goals. At Wiremen's Credit Union, we're here to help you thrive!

Member Eligibility

At Wiremen's, we believe that joining our community is about more than just banking it's about becoming part of a supportive family. If you live, work, or worship in the Parma area, you're likely already eligible for membership! We welcome individuals who share our values and commitment to financial well-being. The process to become a member is simple and straightforward. By opening an account with us, you'll not only gain access to a variety of personal and business banking services but also enjoy competitive rates and personalized support tailored to your needs. For full details on eligibility requirements, feel free to check out our website at . If you're ready to take this step or have any questions, don't hesitate to give us a call at (440) 887-3800. We can't wait to welcome you into the Wiremen's family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business smoothly while effortlessly handling transactions. Our merchant services help you accept payments easily, whether you're operating a storefront or managing online sales. This means faster checkouts and happier customers key ingredients for growing your business. Located at 5800 State Rd, Parma, OH 44134, we invite local entrepreneurs to explore how our services can help turn their visions into reality. Reach out to us at 440-887-3800 during our hours from Monday through Friday, 8:30 AM - 5:00 PM. Let's work together to fuel your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer dedicated Business Banking services, including merchant services and business loans that can help fuel your growth. We understand the unique challenges faced by businesses today and strive to provide tools that empower you to succeed.

Convenient Access

In addition to our comprehensive banking services, we recognize the importance of convenience in today's fast-paced world. That's why we provide ATM & Cash Withdrawal Services, allowing you easy access to your funds whenever you need them. Our Basic Drive-Thru Banking also simplifies transactions like deposits and withdrawals, making it easier than ever to manage your finances on the go. Whether you're visiting us in person or accessing your accounts online, we ensure that your banking experience is efficient and straightforward. With features like mobile payments, e-statements, and electronic signature authentication available at your fingertips, banking has never been more accessible. At Wiremen's, we are committed to serving our community with financial products designed for both individuals and businesses alike. If you have any questions or need assistance, feel free to give us a call at (440) 887-3800 during our operating hours from Monday through Friday from 8:30 am - 5:00 pm. We invite you to explore all that we have to offer and discover how we can support your financial journey today!

Loans and Financing

When it comes to financing life's big moments, such as buying a car or purchasing a home, Wiremen's offers a variety of loan options. Our Auto Loans & Vehicle Financing provide competitive rates that can help you hit the road in no time. If you're considering homeownership or refinancing your existing mortgage, our Mortgage Loans & Refinancing solutions will guide you through every step of the process. Do you have personal expenses piling up? Our Personal Loans & Debt Consolidation products can help lighten that load with flexible repayment options. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases while enjoying great benefits.

Personal Banking

Whether you're opening your first checking account or looking for a reliable savings option, our Personal Banking services have you covered. With user-friendly checking and savings accounts, we ensure that managing your money is straightforward and stress-free. Imagine being able to easily transfer funds between accounts or set up automated savings all accessible through our robust Online & Mobile Banking platforms.

Digital & Online Banking

Enhanced Accessibility and Convenience

Although we currently do not support person-to-person transfers through our online platform, our other features are designed to ensure that you have what you need at your fingertips. Our digital banking services allow for real-time account management so that you can stay informed about every aspect of your finances. At Wiremen's, we believe that banking should be straightforward and accessible for everyone. We're here to help you manage your money effortlessly while keeping it safe and secure. Join us in embracing the future of banking by utilizing our robust digital services today!

Key Features of Our Online Banking Services

Visit us at to explore the full suite of digital banking tools we offer. Our online banking platform is user-friendly and designed with your needs in mind. You can easily check balances, pay bills, and transfer funds with just a few clicks. Plus, for those who prefer paperless communication, we offer e-statements, making it simple to keep track of your financial activity without cluttering up your inbox. Security is our top priority. With features like electronic signature authorization, you can sign documents securely from the comfort of your home. This means no more rushing to the branch for paperwork everything you need can be done digitally. If you're always on the go, our mobile application makes banking even more convenient. You can make mobile payments, check your account balances, and manage transactions right from your smartphone. Whether you're at home or out running errands, everything is just a tap away.

Financial Strength

Commitment to Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Furthermore, our $6,466,343 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options to serve you better.

Growing Member Base

We currently manage a total of 6,170 share accounts, showcasing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending stand at $27,589, which strengthens our ability to support your borrowing needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wiremen's is your trusted partner. Visit us at 5800 State Rd Parma Oh 44134 or call (440) 887-3800 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our commitment to supporting your financial goals is evident with $425 in used auto loans and $16,718,770 in total loans and leases. This capacity enables us to provide financing options across various sectors.

Member-Centric Savings

Members' savings are secured through $7,514,978 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not have money market shares at this time, our focus remains on delivering value directly to our members.

Operational Efficiency

Our $260,349 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $6,726,692, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,792, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,057,293 in used vehicle loans and $3,191,049 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates that make it easier for you to drive off with your dream vehicle.

Credit Options

In addition to auto and mortgage loans, we also provide flexible terms on unsecured credit card loans. With a total of $273,166 in unsecured credit card loans helping members manage their finances effectively, these cards can be a great way to handle daily expenses while building your credit. If you're considering refinancing any existing loans or exploring eligibility options, our team at Wiremen's is ready to assist you with personalized advice tailored to your financial situation. For any inquiries regarding our loan products or services offered at our branch located at 5800 State Rd Parma Oh 44134, feel free to call us at 440-887-3800. Our dedicated team is available Monday through Friday from 8:30 am - 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Wiremen's help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,608,902, make buying or refinancing simple. Whether you're purchasing your first home or refinancing an existing mortgage, we are here to guide you through the process.

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