WINSOUTH CREDIT UNION - Oneonta, AL

Welcome to Winsouth, your trusted financial partner in the heart of Oneonta, Alabama! Located at 201 3Rd St S, we have been serving our community since 1951. With a strong commitment to our members, we proudly support over 36,191 individuals and families in their financial journeys. At Winsouth, we believe in fostering a sense of belonging and community. Our total assets amount to an impressive $434,573,584, allowing us to offer a wide range of services tailored to meet your needs from personal banking and auto loans to business financing solutions. With more than 125 dedicated employees, led by our CEO David Eubanks and Board President Gary Kennedy, we ensure that you receive personalized service every time you walk through our doors or reach out via phone at 205-274-8655. We are proud of our financial strength, with total deposits reaching $38,908,182 and total loans amounting to 18,356. Our net worth stands at $44,576,489, reflecting our commitment to maintaining a stable and secure credit union for all members. While you can visit us directly at our branch for your banking needs, please note that official correspondence should be sent to our mailing address: P O BOX 1177, ONEONTA, AL 35121-2184. Experience the Winsouth difference today! We invite you to explore how our range of services can help you achieve your financial goals. Visit us online at winsouthcu.com or stop by the branch your future starts here!

Becoming a member of Winsouth is like joining a warm and welcoming family that truly cares about your financial well-being. If you're looking to become part of our community, you'll be pleased to know that eligibility is straightforward. We invite individuals who live, work, or worship in the area, as well as their immediate family members, to join us. This means if you have ties to our beautiful community around 201 3Rd St S Oneonta Al 35121, you're likely eligible! At Winsouth, we strive to provide a range of services tailored just for you from personal banking options to loans and credit cards designed with your needs in mind. To get started on your journey towards membership, simply reach out to us at (205) 274-8655 for more details or check out the specific eligibility criteria on our website at . We're excited to welcome you aboard and help you achieve your financial goals!

At Winsouth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust in our financial health is paramount for your peace of mind. With a net worth of $44,576,489, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,026 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $137,590,790 in share certificates and $16,326,490 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our success is also reflected in our $42,608,730 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Additionally, with $5,396 in used auto loans and $277,344,969 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $362,169, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 103 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $51,383,017. Total Share and Deposit Accounts: 69,138, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Winsouth is your trusted partner. Visit us at 201 3Rd St S Oneonta Al 35121 or call (205) 274-8655 to learn more about how we can help you achieve your financial goals.