WINSOUTH CREDIT UNION - Gadsden, AL

Welcome to Winsouth, your trusted partner in financial services located at 320 Albert Rains Blvd, Gadsden, AL 35901. Since our establishment in 1951, we have been dedicated to serving our community with a personal touch, ensuring that each of our 36,191 members feels valued and supported. At Winsouth, we understand the importance of financial stability and growth. With total assets exceeding $434 million and total deposits reaching $38.9 million, we are well-equipped to meet your banking needs. Our wide array of services includes everything from checking and savings accounts to auto loans and business banking solutions. We take pride in offering over 18,356 loans and leases, ensuring that you have access to the funds you need when you need them. Our commitment to excellence is reflected not only in our robust financial health but also in our exceptional customer service. Led by our CEO, David Eubanks, and Board President, Gary Kennedy, our team of 125 dedicated employees is here to guide you every step of the way. Whether you're seeking assistance with a mortgage loan or exploring personal banking options, we are ready to help. While members can visit us at our Gadsden branch for all their banking needs, official correspondence should be sent to our mailing address: 110 S. 26TH ST, GADSDEN, AL 35904. We invite you to explore the benefits of membership at Winsouth by visiting our website at winsouthcu.com or giving us a call at 256-543-0474. Experience the difference of a credit union that truly cares about its members and community!

Welcome to the Winsouth Credit Union branch located at 320 Albert Rains Blvd, Gadsden, AL 35901! Our friendly team is here to provide you with convenient banking services in a welcoming environment. Nestled in the heart of Gadsden, our branch is easily accessible and just a stone's throw away from popular spots like the Gadsden Mall and the Coosa River, making it easy for you to stop by while running errands or enjoying a day out. For your convenience, we have ample parking available right at our location. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can visit us comfortably. At Winsouth, we understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. You can visit us on Mondays, Tuesdays, and Thursdays from 8:00 AM to 4:30 PM, or drop by on Wednesdays from 8:30 AM to 12:00 PM. Fridays are even more convenient with extended hours from 8:00 AM to 5:00 PM. If you're looking for drive-thru services, we're happy to accommodate you on Saturdays from 8:30 AM to 12:00 PM as well! While members can visit us at our physical branch, official correspondence should be sent to our mailing address at 110 S. 26TH ST, GADSDEN, AL 35904 if it differs from your visit. Need cash? We have an ATM available for quick withdrawals and balance checks. Whether you're opening a personal checking account or need assistance with auto loans and mortgages, our team is ready to help you find the right solutions for your financial needs. Feel free to give us a call at 256-543-0474 if you have any questions or need assistance before visiting. We look forward to seeing you soon at Winsouth Credit Union!

Joining Winsouth is like becoming part of a close-knit family that genuinely cares about your financial well-being. Here, we welcome individuals who live, work, worship, or attend school in our community making it easy for you to step into a supportive environment. Whether you're looking for personal banking solutions or business services, our doors are open to you! For those curious about the specific eligibility criteria, we invite you to check out more details at . It's simple and straightforward to become a member and start enjoying benefits like competitive loan rates and personalized service. If you're ready to take the next step, feel free to give us a call at (256) 543-0474, or visit us at our branch located at 320 Albert Rains Blvd Gadsden Al 35901. Your journey toward better banking starts here!

At Winsouth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to reassure you that our financial health is robust and designed to support your needs today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $44,576,489, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,026 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $137,590,790 in share certificates and $16,326,490 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $42,608,730 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,396 in used auto loans and $277,344,969 in total loans and leases. Our operational efficiency is reflected in our $362,169, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 103 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $51,383,017. Total Share and Deposit Accounts: 69,138, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Winsouth is your trusted partner. Visit us at 320 Albert Rains Blvd Gadsden Al 35901 or call (256) 543-0474 to learn more about how we can help you achieve your financial goals.