Winnebago Community Credit Union Oshkosh WI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Winnebago Community, your trusted partner in financial well-being since 1954. Located at 567 E Snell Rd, Oshkosh, WI 54901, we are dedicated to serving our members with care and commitment. With a strong membership base of over 8,576 individuals, we pride ourselves on being more than just a credit union; we're a community hub where your financial needs come first. At Winnebago Community, our assets total an impressive $156,591,194 and our deposits amount to $16,344,714 a testament to the trust that our members place in us. Whether you're looking for a new auto loan (we currently manage 4,229 loans), or need help with personal banking solutions like checking and savings accounts, we're here to assist you every step of the way. Under the leadership of our CEO, Derek Groth, and Board President, Thomas Geske, we maintain a strong focus on building lasting relationships within our community. Our team of 33 employees is dedicated to ensuring that each member receives personalized service tailored to their unique financial journey. For any correspondence, please note that while you can visit us at our branch location, official mail should be sent to the same address: 567 E Snell Rd, Oshkosh, WI 54901. Ready to take control of your finances? Explore our services today by visiting our website or call us at 920-233-9096. We look forward to helping you achieve your financial goals!

Branch History & Mission

Community Focus

We understand the importance of being involved in the community we serve. Through various partnerships and outreach initiatives, we work tirelessly to support local organizations and causes that matter most to our members. Whether it's sponsoring events or providing financial education workshops, we aim to foster a sense of belonging and support within Oshkosh. As we continue forward on this journey together, we invite you to join us at Winnebago Community. Experience firsthand the benefits of membership where your financial success is our priority! For more information or to become a member today, please call us at 920-233-9096 or visit our website.

Our Evolution

Located at 567 E Snell Rd, Oshkosh, WI 54901, our branch is not just a place for transactions; it's a hub for building relationships and supporting our community. With total assets amounting to $156,591,194, we have expanded our services significantly while maintaining our focus on member satisfaction. We offer a variety of personal banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. While members can visit us at 567 E Snell Rd for all their banking needs, official correspondence should be sent to the same address as our mailing address remains unchanged. Our operating hours are designed with convenience in mind: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to noon for drive-up services.

Our Mission

At Winnebago Community, our mission is clear: We strive to empower individuals and families by providing reliable financial services tailored to their unique needs. We believe that everyone deserves access to the tools that can help them achieve their financial goals. This commitment extends beyond just banking; we actively engage in community outreach efforts aimed at uplifting those around us. Our team is dedicated to embracing technology and innovation. We offer online banking and mobile applications that allow members to manage their finances conveniently. Additionally, we ensure ADA compliance so that everyone can access our services without barriers.

Branch Location & Accessibility

Contact Us

If you have questions or need assistance, feel free to call us at 920-233-9096. We encourage you to visit us at our Oshkosh branch or check out our website at wincu.org for more information. We look forward to helping you with all your banking needs!

Convenient Access

Our location offers ample parking and is designed with accessibility in mind. We ensure that everyone can easily access our services, featuring ADA-compliant ramps and entrances for your convenience. If you're looking for a quick transaction, our drive-thru service is available to help you get in and out with ease.

Operating Hours

We know that your time is valuable. That's why our lobby hours are set from 9:00 AM to 5:00 PM on weekdays, while our drive-thru operates from 7:30 AM to 5:30 PM. Need some weekend banking? Stop by on Saturday when we're open from 9:00 AM to noon.

Services Offered

At Winnebago Community, we offer a range of services tailored to meet your financial needs. From personal banking accounts to auto loans and credit cards with rewards, we've got you covered. Our ATM is also available for quick cash withdrawals and balance checks any time you need it.

Member Eligibility

At Winnebago Community, we believe in creating a warm and welcoming environment where everyone can thrive. Becoming a member is not just about opening an account; it's about joining a community that supports your financial journey. If you live, work, worship, or attend school in Winnebago County or are related to someone who does, you're already on the right path to membership! This means that many people have the chance to access our wide range of services designed to help you achieve your financial goals. To get started, simply visit us at our branch located at 567 E Snell Rd, Oshkosh, WI 54901. You can also check out the detailed eligibility criteria on our website at http://www.wincu.org/about-us/become-a-member for any updates or specific questions. Once you're ready to take the next step, opening an account is easy and straightforward just call us at 920-233-9096 or visit http://www.wincu.org/loans/apply-for-a-loan for more information. Join us today and experience the benefits of being part of the Winnebago Community family!

Business Banking & Commercial Services

Financing Options That Work for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those who aren't members yet, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In today's fast-paced market, efficient payment solutions are essential. Our merchant services simplify transactions so you can focus on what matters most growing your business. Imagine a local coffee shop using our point-of-sale systems to streamline customer purchases, enhancing service speed and satisfaction. Join us at Winnebago Community located at 567 E Snell Rd Oshkosh Wi 54901 in Oshkosh, WI, where we're dedicated to empowering local businesses every step of the way. Contact us today at (920) 233-9096 to learn how we can support your business ambitions!

Comprehensive List Of Services

ATM and Drive-Thru Services

For quick transactions, take advantage of our ATM services located conveniently near you for cash withdrawals or balance checks. Our drive-thru banking makes it easy to handle deposits and simple transactions without leaving your car. At Winnebago Community, we strive to create a welcoming environment where all members feel valued and supported. We invite you to visit us at 567 E Snell Rd Oshkosh Wi 54901 or give us a call at (920) 233-9096 for more information about how we can assist with your financial journey. Take the next step today by exploring our comprehensive list of services tailored just for you! For further details about membership eligibility or to open an account, please visit our website. We look forward to serving you soon!

Business Banking Options

For our business members, we provide comprehensive banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our dedicated team is here to assist with expert advice and financial products tailored specifically for businesses.

Credit Cards and Rewards

We also offer credit cards with rewards that can benefit you as you spend on everyday purchases. Imagine earning points for traveling or shopping just by using your card for routine expenses!

Mortgage Services

For those looking to buy a home or refinance an existing mortgage, Winnebago Community has got you covered. Our mortgage loans provide competitive rates and flexible terms, making it easier for you to navigate the path to homeownership. Picture yourself settling into your new space without the burden of overwhelming costs.

Online and Mobile Banking

In today's fast-paced world, convenience matters more than ever. That's why we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features such as online bill pay, account alerts, and person-to-person payments, you'll have complete control over your finances right at your fingertips.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Imagine having a secure place for your funds while also earning interest on your savings. If you're considering purchasing a new car, our auto loans and vehicle financing options can make that dream a reality without straining your budget. We understand that life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation solutions tailored to help you regain control over your finances.

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can check balances, transfer funds, and pay bills without stepping foot in a branch. Our user-friendly interface ensures that even if you're not tech-savvy, you'll find everything you need with ease. Plus, for those important documents, we offer e-statements, allowing you to view your account statements electronically saving trees and making it simple to keep track of your finances. Need to send money quickly? Our person-to-person transfer feature lets you send cash directly to friends or family members without any hassle. Just a few taps on your mobile device and you're done! And speaking of mobile devices, our mobile application is available for download, providing you with the power of banking right in your pocket.

Security and Accessibility

Security is a top priority at Winnebago Community. We use electronic signature authorization for added protection when completing transactions online. Rest easy knowing that your information is safe while you manage your accounts from anywhere. In today's fast-paced world, we know how important it is to have access to your money whenever you need it. With our comprehensive digital banking options, managing your finances has never been easier or more secure. Join us today and experience the modern way to bank with Winnebago Community!

Financial Strength

Commitment to Growth

With $19,704,642 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $931 in used auto loans and $130,146,743 in total loans and leases, we're here to support your financial goals across various sectors.

Member Trust

Total Share Accounts: 21,389, show a strong and growing member base that trusts us with their finances. This trust allows us to focus on what matters most providing exceptional service while maintaining the financial strength necessary for your peace of mind. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Winnebago Community is your trusted partner. Visit us at 567 E Snell Rd Oshkosh Wi 54901 or call (920) 233-9096 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our impressive $1,146,078, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 11 part-time employees ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $48,951,776 in share certificates and $20,884,310 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $20,879,603, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,333 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $13,652,581 in used vehicle loans and $2,029,808 in new vehicle loans already helping members get on the road, we make it easier for you to drive away with confidence. Whether you're purchasing your first car or upgrading to something newer, we have financing options that fit your budget.

Credit Lines and Other Options

For those looking for more flexibility in managing their finances, we provide access to credit lines totaling $26,685,457. This product allows you to borrow as needed while only paying interest on what you use. It's perfect for both planned and unplanned expenses. We encourage you to explore these loan options further by visiting us at our branch located at 567 E Snell Rd, Oshkosh WI 54901, or give us a call at 920-233-9096. If you're interested in learning more about eligibility or wish to start the application process right away, check out our website here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With so many financing choices available at Winnebago Community, you're sure to find the perfect solution for your financial needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $11,001,226. We simplify the buying process and offer refinancing solutions for those looking to lower their monthly payments or tap into their home's equity. Homeownership is a significant step, and we're here to guide you every step of the way.

Unsecured Credit Card Loans

Managing your finances effectively is important. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,845,299 in loans available to help you cover unexpected expenses or make purchases without impacting your cash flow. Our credit cards come with competitive rates and rewards to enhance your spending power.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each loan comparison reflects real-time rates from multiple lenders, making it easier to find competitive options.

WINNEBAGO COMMUNITY CREDIT UNION