Wilmington Police & Fire Credit Union DE | Low Mortgage Rates & Business Banking

Introduction

Welcome to Wilmington Police & Fire, a trusted financial partner serving our community since 1956. Located at 324 5Th Ave, Wilmington, DE 19805, we take pride in offering personalized banking services tailored to meet the unique needs of our members. With a strong commitment to our local community and over 3,900 dedicated members, we focus on providing not just financial products but also support that helps you achieve your goals. As of now, our assets stand at an impressive $14,256,797, with total deposits reaching $232,896. We have facilitated a total of 308 loans and leases, ensuring that our members have access to the funds they need for everything from auto purchases to home improvements. Our net worth is approximately $2,323,426, reflecting our solid foundation and commitment to member service. Led by CEO Evelyn Vega and Board President Martin Lenhart, our team of three employees is always ready to assist you. Whether you're looking for personal banking solutions like checking and savings accounts or considering auto loans and credit cards with rewards, we are here for you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 324 5th Ave, Wilmington, DE 19805. You can reach us easily at 302-655-6628 for any inquiries or assistance. Explore what Wilmington Police & Fire has to offer by visiting our website at wpffcu.org. We invite you to become part of our community-focused family where your financial well-being is our priority!

Branch History & Mission

At Wilmington Police & Fire, we are proud of our rich history and commitment to serving our community. Established in 1956, our branch has been a cornerstone for local law enforcement and fire service personnel, helping them achieve their financial goals while fostering a sense of community. Located at 324 5th Ave, Wilmington, DE 19805, we are situated in the heart of New Castle County, making us easily accessible for our members. Over the years, Wilmington Police & Fire has grown significantly. Today, we proudly serve 3,902 members and manage assets totaling $14,256,797. Our journey reflects not just growth in numbers but an unwavering dedication to supporting those who protect and serve our community. We understand the unique challenges faced by first responders and strive to provide personalized financial solutions tailored to their needs. Our mission is straightforward yet impactful: to deliver exceptional financial services while enhancing the lives of our members and positively impacting the community around us. We believe in making banking accessible and beneficial for everyone, offering a range of services from personal checking and savings accounts to auto loans and mortgage refinancing. Our commitment extends beyond traditional banking; we actively engage in community outreach efforts to support local initiatives that align with our values. While you can visit us at 324 5th Ave, please note that official correspondence should be sent to the same address. We operate under convenient hours that cater to your busy lifestyle, ensuring you have access when you need it most. As part of our customer-centric approach, we've embraced digital advancements like online banking and person-to-person payments. Although we currently do not offer ATM services or drive-thru banking, we are dedicated to providing support through our friendly staff during regular operating hours. We invite you to become part of the Wilmington Police & Fire family. Join us today and experience firsthand how we can help you secure your financial future while being a vital part of a caring community. For more information on membership eligibility or to open an account, visit our website or call us at 302-655-6628. Together, let's build a brighter future!

Branch Location & Accessibility

Call to Action

Whether you're looking to open a new account or explore loan options, we invite you to visit Wilmington Police & Fire today! We're excited to help you achieve your financial goals right here in Wilmington. For any official correspondence, please remember that you can send it to the same address: 324 5th Ave, Wilmington, DE 19805. We look forward to seeing you soon!

Local Landmarks and Accessibility

Our location is just a stone's throw away from popular landmarks, ensuring you can pop in during your errands or after enjoying a day out. Plus, we prioritize accessibility for all our members. With ADA-compliant features and convenient parking available right outside our doors, visiting us is hassle-free.

Operating Hours and Services

We know that life can be busy, so we've designed our operating hours to fit your schedule. Our doors are open for you on weekdays from morning until late afternoon perfect for stopping by during lunch breaks or after work. While we currently don't have drive-thru banking or ATMs, our staff is always ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage options, and more. If you need to reach us directly with questions or to set up an appointment, feel free to call us at 302-655-6628.

Member Eligibility

At Wilmington Police & Fire, we believe that becoming a member is more than just opening an account it's about joining a supportive community where your financial needs come first. If you're interested in becoming part of our family, you'll be glad to know that eligibility is quite straightforward. Typically, you may qualify if you are a member of the Wilmington Police or Fire Department, their immediate family members, or even other affiliated groups. This means that if you're connected to these professions, we welcome you with open arms! To get the most accurate and up-to-date information on eligibility criteria, feel free to check out our detailed resource at http://www.wpffcu.org/membershipeligibility.htm . Once you know you're eligible, opening an account with us is a breeze! Just visit our account opening page at https://www.loanliner.com/loanrequest/clppresenter/loanlist.aspx ?cuid=00700229&loanlistid=1833&channelid=0814455114230195829&locationid=0344551214230195817&isframed=f to get started. Should you have any questions or need assistance along the way, don't hesitate to give us a call at (302) 655-6628. We're here to help you every step of the way as you embark on this exciting journey with Wilmington Police & Fire at our welcoming branch located at 324 5Th Ave Wilmington De 19805.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services designed to simplify your operations. Whether you need efficient payment processing or tools to manage customer transactions, our services are here to make running your business easier. Picture this: a seamless checkout experience that keeps your customers happy while you focus on what you do best growing your business. Located at 324 5Th Ave Wilmington De 19805 in Wilmington, DE, our team is ready to partner with you on your journey to success. Reach out today at (302) 655-6628 and discover how we can help your business flourish!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For business owners, we offer tailored banking solutions including merchant services and business loans. If you're running a small business in Wilmington, DE, let us help you manage cash flow and invest in growth opportunities.

Convenient Access Anytime

While we currently do not have ATM or drive-thru services available at this branch, our commitment to digital banking ensures that you can access your accounts 24/7 through our online platform. Need cash? You can easily find nearby ATMs that accept our cards for withdrawals. At Wilmington Police & Fire, we pride ourselves on being more than just a financial institution; we're your partner in achieving success. Reach out to us today at (302) 655-6628 or visit us at 324 5Th Ave Wilmington De 19805 to learn more about how we can serve you better. Join us in making every financial journey smoother! For more information on opening an account or becoming a member, check out our website or click here to start your application today!

Credit Cards That Reward You

Don't forget about our credit cards with rewards! Every time you swipe, you earn points that can lead to great perks. Whether it's for everyday shopping or special occasions, using one of our credit cards means you're not just spending; you're earning benefits along the way.

Financing Your Dreams

When it comes to financing big purchases like a new car or home, Wilmington Police & Fire has you covered with our auto loans and mortgage options. Picture yourself driving off in that dream vehicle or settling into a cozy new home. Our competitive rates on auto loans and mortgage refinancing can help make those dreams a reality without breaking the bank. Plus, if you're looking for additional financial support, our personal loans and debt consolidation services are here to assist you in achieving your financial goals.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds whenever you need them, whether you're budgeting for groceries or saving for a vacation. With our user-friendly online and mobile banking options, managing your accounts has never been simpler. You can check balances, transfer funds, and even make payments right from your smartphone.

Digital & Online Banking

Key Features

One of the great features we provide is person-to-person transfers. Need to send money to a friend or family member? You can do that quickly and securely without any hassle. Plus, our user-friendly interface ensures that you won't have to struggle with complicated navigation. While we currently do not offer electronic signatures or e-statements, rest assured that our focus remains on providing secure services that protect your information. Your data's safety is our priority, so you can bank with confidence. Although we don't yet have a mobile application or mobile payment options available, our online banking portal provides all the essential tools for effective account management. You can easily set up alerts for transactions or balance updates to keep you informed about your finances. In today's busy world, having quick access to your banking services is crucial. That's why at Wilmington Police & Fire, we strive to make digital banking not only accessible but also simple and safe. Experience the convenience of managing your finances online today!

Financial Strength

Commitment to Growth

With $2,296,517 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $3,444,777 in total loans and leases, including 139 used auto loans.

Member-Centric Savings

Members' savings are secured through $1,112,926 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $496,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $0 reflects our commitment to maintaining operational efficiency while focusing on delivering value to our members. We also take pride in having 3 full-time employees who are always ready to serve you with knowledge and dedication.

Solid Financial Foundations

With a net worth of $2,323,426, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1627 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share Accounts stand at 2,878, showing a strong and growing member base that trusts us with their finances. This trust allows us to continue serving you with confidence. Our financial strength means we can continue serving you effectively. Whether you're saving for the future or seeking a loan today, Wilmington Police & Fire is your trusted partner. Visit us at 324 5Th Ave Wilmington De 19805 or call 302-655-6628 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,922,443 in used vehicle loans and $462,309 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make financing your vehicle as easy as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We can help guide you through the process so you can feel confident in your investment.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that can enhance your purchasing power. If you're interested in refinancing any of these options, or if you want to know more about eligibility requirements, please don't hesitate to reach out. You can call us at (302) 655-6628 or visit us at our location: 324 5Th Ave Wilmington De 19805 in Wilmington, DE. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Wilmington Police & Fire, we're here to support your financial journey every step of the way!

Loan Aggregator

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WILMINGTON POLICE & FIRE FEDERAL CREDIT UNION