Capital Foundation
Our net worth ratio of 7.95% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio highlights our ability to withstand economic fluctuations while prioritizing your needs.
Committed Team
We also take pride in having 4 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to making your banking experience smooth and enjoyable.
Growing Member Base
Total Share Accounts: 2,801, showing a strong and growing member base that trusts us with their finances. This growth reflects the confidence our community has in Willow Island, further strengthening our resolve to provide outstanding service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Willow Island is your trusted partner. Visit us at 302 2Nd St Saint Marys Wv 26170 or call (304) 299-5374 to learn more about how we can help you achieve your financial goals.
Member-Centric Approach
Unlike traditional banks, we prioritize our members. With non-member deposits at $1,494,268, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $-$93,435 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency is key to maintaining the quality of service you expect from us.
Reinvesting in Your Future
With $763,725 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvesting helps us improve your overall experience as part of the Willow Island community.
Secure Savings Options
Members' savings are secured through $2,370,892 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently do not have money market shares available, our focus remains on delivering valuable savings options tailored for you.
Solid Net Worth
With a net worth of $900,033, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to keeping your money safe while providing you with exceptional value.
Supporting Your Financial Goals
Our lending capacity supports members' financial goals across various sectors. We have $367 in used auto loans and $9,665,909 in total loans and leases available for you. Whether you're looking to buy a car or need funds for other personal projects, we're here to help.
