Wildfire Credit Union Saginaw MI | Best Auto Loans & Business Banking

Introduction

Welcome to Wildfire, your trusted credit union located at 3465 N Center Rd, Saginaw, MI 48603. Since our establishment in 1937, we've been dedicated to serving our community and supporting our members' financial needs. With a strong foundation built on trust and reliability, we are proud to have grown to a total membership of 49,000 individuals who count on us for personal banking, auto loans, mortgages, and more. At Wildfire, we understand that each member's journey is unique. That's why we provide a variety of services tailored to fit your lifestyle. From checking and savings accounts to competitive loan options amounting to 37,522 loans and leases, we are here to help you achieve your financial goals. Our total assets stand at an impressive $1,100,973,053, reflecting our commitment to not only grow but also safeguard your investments. Your financial well-being is our priority, which is why we ensure that our operations remain transparent and beneficial for all members. With total deposits reaching $21,525,212 and a net worth of $124,587,850, you can feel confident knowing that your funds are secure with us. Our dedicated team of 200 employees works hard every day under the leadership of CEO Benjamin Denay and Board President Kenneth Voelker. Together, they inspire us all to uphold the highest standards of service while fostering a welcoming atmosphere for everyone who walks through our doors. If you need assistance or have questions about any of our services, please don't hesitate to reach out at (989) 792-0529. We invite you to visit us during our lobby hours from 10:50 a.m. to 12:30 p.m., Monday through Friday, or explore more about what we offer on our website at Wildfire Credit Union. Join us as we continue to make a positive impact in Saginaw and beyond!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of adapting to new technologies while maintaining a human touch. Our branch offers modern conveniences such as online banking and mobile payments, ensuring that you can manage your finances anytime, anywhere. Additionally, we prioritize accessibility for all members by adhering to ADA compliance standards. While visiting us at 3465 N Center Rd, you will experience our welcoming atmosphere during our operating hours from 10:50 a.m. to 12:30 p.m., Monday through Friday. Though we do not currently offer drive-thru or ATM services at this location, our dedicated team is always ready to assist you in person or over the phone at 989-792-0529. Join us at Wildfire and be part of something greater. Together, let's build a brighter future for you and your family while contributing positively to the Saginaw community. Experience the benefits of membership today! For more information or to open an account online, please visit our website.

Our Mission

The mission of Wildfire is simple yet profound: to empower our members through accessible financial solutions and unwavering support. We believe that everyone deserves the opportunity to thrive financially, which drives us to offer a range of services tailored to meet the unique needs of our community. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we strive to provide comprehensive solutions that enhance the lives of those we serve. Our commitment extends beyond financial services. We actively engage in community outreach efforts and partnerships that uplift those around us. By supporting local initiatives and programs, we aim to foster a stronger Saginaw where everyone can prosper.

Branch Location & Accessibility

Convenient Access

Our branch is designed with accessibility in mind. Parking is available right outside the entrance, and we ensure that our facilities are ADA compliant, including ramps and easy access points. Whether you're stopping by for a quick transaction or have questions about your account, our welcoming environment makes it simple.

Get in Touch

Have questions? Feel free to give us a call at 989-792-0529. We look forward to welcoming you soon at the Wildfire Heritage High School Branch! Whether you're looking to open an account or need assistance with existing services, we're just a visit or a phone call away. Come see how we can support your financial needs today!

Operating Hours

We understand that life can be busy! That's why we're here for you Monday through Friday from 10:50 a.m. to 12:30 p.m. We encourage you to visit during these hours when our staff is ready to assist you with all your banking needs.

Services Offered

At Wildfire Heritage High School Branch, we provide a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you navigate your financial journey. Our team is also ready to assist with credit cards that offer rewards, personal loans, and business banking solutions. While we don't have ATM or drive-thru services available at this location, our friendly staff is eager to help you with any transactions directly inside the branch.

Member Eligibility

Becoming a member of Wildfire is like joining a family that genuinely cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in the communities we serve. This means that if you're part of our vibrant local area, you're already eligible to join! With a commitment to providing personalized services and community-focused solutions, our members enjoy benefits like lower loan rates, higher savings returns, and access to a variety of banking products tailored just for you. Ready to take the next step? Opening an account with us is simple! Just visit us at 3465 N Center Rd Saginaw Mi 48603 or give us a call at (989) 792-0529 for more information. If you'd like to check out the detailed eligibility criteria, feel free to explore our website at . We're excited to welcome you into the Wildfire community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $382 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $74,325,489, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify everyday transactions. Imagine being able to accept payments seamlessly from your customers while managing your cash flow effectively. With tools tailored for both brick-and-mortar stores and online shops, we ensure that your payment processes are smooth and reliable. Join us at Wildfire, located at 3465 N Center Rd Saginaw Mi 48603 in Saginaw, MI, and let's work together to unlock the potential of your business! For more information, give us a call at (989) 792-0529.

Comprehensive List Of Services

Business Banking Services

For our business members, Wildfire offers tailored solutions including merchant services and business loans. Running a business requires support, and we are here to provide the necessary resources so you can focus on what you do best.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Wildfire emphasizes digital banking features such as online and mobile banking. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, our ATM services ensure that cash withdrawal is hassle-free whenever you need it. We invite you to explore all the services available at Heritage High School Branch (restricted Access) by visiting us or giving us a call at (989) 792-0529. Your financial well-being is important to us, and we're here to help every step of the way!

Flexible Loan Options

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services are here to help you manage those challenges. Whether you're planning a big purchase or consolidating existing debts into one easy payment, we've got your back with flexible terms and competitive rates. Our credit cards come with rewards that make everyday spending more beneficial. Picture yourself earning points on groceries or gas, redeemable for travel or cash back it's just another way we aim to enhance your financial experience.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services are tailored to help you manage your day-to-day finances effectively. Imagine being able to save for that dream vacation or a new home with ease our accounts come with competitive interest rates and low fees to maximize your savings. For those in need of financing options, we provide auto loans and vehicle financing that can help you get behind the wheel of a new car without breaking the bank. We also offer mortgage loans and refinancing options, making homeownership within reach for many families in our community.

Digital & Online Banking

Key Services Offered

Our online banking service is available 24/7, allowing you to check your account balances, pay bills, and transfer funds without stepping into a branch. Whether you're at home or on the go, you have full control over your finances right at your fingertips. And if you prefer using your mobile device, our mobile application provides an easy way to access all these features while you're out and about. We also make it simple to send money to friends and family with our person-to-person transfer feature. This service allows you to quickly send funds without needing cash or checks. Plus, you can enjoy the convenience of mobile payments, which lets you pay for purchases directly from your phone no wallet required!

Security and Accessibility

Your security is our top priority. We use electronic signature authorization for transactions, ensuring that your information remains safe while providing a hassle-free experience. Additionally, opting for e-statements means you'll receive your account statements electronically, reducing paper waste while keeping everything organized and accessible whenever you need it. At Wildfire, we're committed to making banking easier for you. Our user-friendly tools give you real-time access to your accounts so you can stay on top of your finances effortlessly. With us, managing money is not only secure but also straightforward and convenient!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 122,565, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $5,059,515, further demonstrating our capacity to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wildfire is your trusted partner. Visit us at 3465 N Center Rd Saginaw Mi 48603 or call (989) 792-0529 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $1,653,666 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 27 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Members

With $47,320,931 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is further reflected in our lending capacity; with $7,836 in used auto loans and $627,473,424 in total loans and leases, we support members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $384,058,917 in share certificates and $173,035,873 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $124,587,850, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,130 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $127,033,438 in used vehicle loans and $26,987,834 in new vehicle loans already helping members get on the road, we're here to support your driving needs.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $74,325,489 provide essential capital needed to expand your operations and invest in your future.

Credit Lines

Additionally, we offer competitive credit lines with a total amount of $65,000,000, giving you access to funds when you need them most. We encourage you to explore refinancing options if you're looking to lower your monthly payments or consolidate debt. Our knowledgeable staff can help determine your eligibility and guide you through the process. At Wildfire Credit Union, our commitment is to empower our members with the financial resources they need. For more information about our loan offerings or assistance in applying for a loan, please contact us at 989-792-0529. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $18,827,071. This could be your chance to secure a place to call home with favorable terms tailored to fit your budget.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging; that's where our flexible terms on unsecured credit card loans come into play. With a total of $28,770,469 in loans available, we help members manage their finances effectively without the burden of high-interest rates.

Loan Aggregator

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WILDFIRE CREDIT UNION