Wildfire Credit Union Midland MI | Best Auto Loans & Business Banking

Introduction

At Wildfire, we believe in the power of community and the strength of support. Located conveniently at 100 Joseph Dr, Midland, MI 48642, our Midland Branch has been serving our members since 1937. With a proud membership of 49,000 and total assets exceeding $1.1 billion, we are dedicated to providing personalized financial solutions that truly make a difference in the lives of those we serve. While members can visit us at our Midland location, official correspondence should be sent to PO Box 3285, Saginaw, MI 48605. Our commitment to you goes beyond traditional banking; we offer an array of services including personal and business loans, mortgages, and convenient online banking options. With $21,525,212 in total deposits and a net worth of $124,587,850, your finances are in secure hands. Led by our CEO Benjamin Denay and Board President Kenneth Voelker, our team is passionate about fostering growth within our community. We pride ourselves on being a reliable resource for financial education and assistance. Whether you're looking for auto loans or credit cards with rewards, we have tailored options to meet your needs. Feel free to reach out at (989) 249-8200 or visit us online at Wildfire Credit Union to learn more about how we can help you achieve your financial goals. Your journey towards a brighter financial future begins here!

Branch History & Mission

Commitment to Community

Wildfire's impact extends beyond traditional banking. We actively engage with the local community through various outreach programs and partnerships aimed at supporting education, health initiatives, and financial literacy. Our team is not just here to assist with transactions; we are here to make a difference in people's lives. As part of our commitment to member convenience, we offer modern banking solutions including online banking and mobile payment options. Our lobby hours are designed for your busy schedule: Monday through Friday from 9:00 AM to 5:30 PM, with extended drive-thru hours on Saturday from 8:00 AM to 1:00 PM. While members can visit us at 100 Joseph Dr, official correspondence should be sent to PO Box 3285, Saginaw, MI 48605 if necessary.

Join Us

At Wildfire Credit Union, you're not just another account number; you're part of a family dedicated to your success. We invite you to experience all that we have to offer be it through personal loans or business banking solutions. Together, let's continue building a brighter future for Midland. For more information or assistance, feel free to call us at 989-249-8200 or visit our website at wildfirecu.org. Join us today and discover how we can help you ignite your financial potential!

Our Journey

Since opening our doors, Wildfire has been dedicated to empowering individuals and families through quality financial services. Over the years, we have expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and much more. Each step of our journey has focused on meeting the diverse needs of our members while maintaining a strong commitment to community outreach. Our mission is simple yet powerful: to provide accessible financial solutions that foster economic growth and enhance the quality of life for those we serve. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a home or starting a business. This belief drives us to create innovative products and services tailored to meet these aspirations.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for all our members. Our branch features ADA-compliant facilities including ramps and designated parking spots for easier access. Whether you're visiting us by car or public transport, getting here is hassle-free.

Connect With Us!

Have questions or need assistance? Feel free to call us at 989-249-8200; our friendly staff is eager to help! We invite you to come visit us at the Wildfire Midland Branch we're excited to serve you!

Convenient Operating Hours

We know your time is valuable! That's why our lobby is open Monday through Thursday from 9:00 a.m. to 5:30 p.m., and on Fridays until 6:00 p.m., allowing you plenty of opportunities to stop by after work or during lunch breaks. If you prefer drive-thru services, we're here for you Monday through Friday from 8:00 a.m. to 6:00 p.m., and Saturday mornings until 12:30 p.m.

Nearby Landmarks

Our Midland Branch is easily accessible and close to several local landmarks, making it a breeze to fit a visit into your day. You can find us just a short drive from the scenic Chippewa Nature Center and near popular spots like the Dow Diamond. These familiar sites make it simple to plan your visit while enjoying everything our lovely area has to offer.

Services We Offer

At Wildfire, we take pride in offering a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we have what you're looking for. Plus, with ATM access available right at our branch and convenient drive-thru banking for quick transactions, managing your money has never been easier.

Member Eligibility

At Wildfire, we believe in building a community where everyone feels welcome and valued. Becoming a member is simple and fulfilling! If you live, work, worship, or attend school in our service area, you are eligible to join us. We embrace individuals from all walks of life, making it easy for you to access the personalized financial services we offer. By becoming a member at Wildfire, you'll enjoy benefits like lower fees, competitive rates on loans and savings, and a dedicated team ready to support your financial journey. To learn more about our eligibility criteria or to see if you qualify, feel free to check out the details on our website at . When you're ready to open an account, it's just as easy head over to https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadziaawghcvoynyhzsbgnelgla_nj7eohbt3yjyfsypzgmgfqxhlyvwh_n2-zbfr5gepwoxa8sohpfiryuvachfeukkvwpy-lxnautm_a3k9- . If you have any questions, don't hesitate to give us a call at (989) 249-8200. We can't wait to welcome you into our family at Wildfire, located at 100 Joseph Dr Midland Mi 48642!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $382 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $74,325,489, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide comprehensive merchant services that simplify payment processing. Imagine a busy Saturday where your café has a line out the door; with our services, you can accept payments quickly and efficiently, ensuring customer satisfaction and smooth operations. Whether it's card payments or mobile transactions, we equip you with the tools needed to thrive in today's fast-paced market. Let Wildfire be your partner in success. Visit us at 100 Joseph Dr Midland Mi 48642 or call us at (989) 249-8200 to explore how we can help your business flourish!

Comprehensive List Of Services

Business Banking Made Easy

For our business members, we offer comprehensive Business Banking solutions that include Merchant Services & Business Loans. Whether you're just starting out or looking to expand, we have the resources to help your business thrive.

Embracing Digital Convenience

In today's fast-paced world, convenience is key. That's why at Wildfire, we've embraced technology to enhance your banking experience. With our Online & Mobile Banking features, managing your finances has never been easier. Check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. Need cash quickly? Our ATM & Cash Withdrawal Services make accessing your money simple and straightforward. And if you prefer face-to-face interactions, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we have the right options for you. Our Personal Banking services include not only traditional accounts but also specialized products tailored to your individual needs. Imagine having the peace of mind that comes with knowing your funds are secure while also earning interest on your savings. When it comes to financing your next vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. We're here to help you hit the road in no time! If homeownership is on your mind, consider our Mortgage Loans & Refinancing services. We guide you through the process, ensuring that you find the best mortgage solution for your situation.

Reach Out Today!

We invite you to discover how Wildfire can assist with all your financial needs. Visit us at 100 Joseph Dr Midland Mi 48642 or give us a call at (989) 249-8200. Let's work together to achieve your financial goals! For more information about our services, feel free to explore our website at Midland Branch. Your journey toward better banking starts here!

Support for Your Financial Goals

Are you looking to consolidate debt or make a significant purchase? Our Personal Loans & Debt Consolidation options can help lighten your financial load. Additionally, with our Credit Cards with Rewards, you can earn benefits on everyday purchases, turning your spending into savings.

Digital & Online Banking

Accessible Banking Anytime

With our mobile application, managing your finances is just a tap away. Whether you want to deposit checks, pay bills, or monitor your account activity, everything is conveniently located in one easy-to-use app. You'll find that banking has never been more accessible! At Wildfire, we're committed to providing you with user-friendly tools that simplify your banking experience while ensuring your information remains safe. Join us today and discover the ease of digital banking!

Key Features for You

Our online banking platform allows you to view your balances, check transactions, and transfer funds in real time. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. Plus, with our mobile payments option, you can pay for purchases directly from your smartphone without any hassle. Security is a top priority at Wildfire. We offer electronic signature authorization for secure document signing right from your device. You can also opt for e-statements instead of paper ones, helping you stay organized while reducing clutter.

Financial Strength

Community Trust

With a total of 122,565 share accounts, we showcase a strong and growing member base that trusts us with their finances. The net shares available for lending and investments stand at $5,059,515, reinforcing our ability to support our community's needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wildfire is your trusted partner. Visit us at 100 Joseph Dr Midland Mi 48642 or call (989) 249-8200 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $47,320,931 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in the $7,836 in used auto loans and $627,473,424 in total loans and leases, supporting members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $384,058,917 in share certificates and $173,035,873 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $1,653,666 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 27 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $124,587,850, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,130 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $127,033,438 in used vehicle loans and $26,987,834 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, ensuring you find the financing that best suits your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $74,325,489 provide the capital needed to grow and expand. We understand that every business has unique challenges and opportunities, and we're here to support your vision. If you're considering any of these loan options or would like more information about refinancing or eligibility criteria, please reach out to us at (989) 249-8200. Our friendly staff at 100 Joseph Dr Midland Mi 48642, Midland, MI is eager to help you navigate through your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Credit Lines and Unsecured Credit Card Loans

For those who prefer flexibility, we offer credit lines with a total of $65,000,000 available to our members. Additionally, we also provide flexible terms on unsecured credit card loans, with a total of $28,770,469 in loans helping members manage their finances effectively. This means you can access funds when you need them without having to secure collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,827,071, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Loan Aggregator

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WILDFIRE CREDIT UNION