Widget Credit Union Erie PA | Quick Personal Loans & ATM Access

Introduction

Welcome to Widget, where we believe in putting our members first! Located at 1623 E 38Th St, Erie, PA 16510, our credit union has proudly served the community since 1936. With a commitment to providing excellent financial services and support, we currently serve 47,710 members and manage assets totaling an impressive $431,129,892. At Widget, we understand the importance of trust in banking. That's why our dedicated team is here to offer personalized solutions tailored to your needs. Whether you're looking for checking accounts, auto loans, or business banking services, we have you covered with a total loan portfolio of 18,681 loans and leases. Our strong financial foundation is further reflected in our net worth of $45,492,225 and total deposits amounting to $19,733,704. Our leadership team led by CEO Matthew Margosian and Board President Marko Jovanovich is passionate about fostering financial wellness within our community. Together with our team of 115 employees, we strive to create an environment that supports both individual growth and collective success. While you can easily reach us at our branch for all your financial needs, feel free to explore more online at widgetfinancial.com. If you have questions or would like to speak with one of our friendly staff members, don't hesitate to call us at 814-825-2511. We look forward to serving you!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Widget family. Experience first-hand how we blend modern banking with a personal touch. Whether you're looking for checking accounts, auto loans, or business banking services, we're here for you every step of the way. Feel free to reach out at 814-825-2511 or visit us online at widgetfinancial.com to learn more about what we offer. Join us today and discover how Widget can help make your financial dreams a reality!

Our Journey

Widget began its journey in a time when local banking was essential for families and businesses alike. From humble beginnings, we have grown into a robust credit union with total assets exceeding $431 million. Throughout our history, we have committed ourselves to providing quality financial services that cater to the unique needs of our members. As we evolved, so did our offerings from basic savings accounts to comprehensive loans and innovative online banking solutions. Over the years, we've embraced advancements in technology to enhance your banking experience while maintaining the personal touch that makes us special. Our commitment to service is evident not just in our competitive rates but also in our user-friendly online platform and mobile app. With features like electronic signatures and person-to-person payments, we ensure that banking is convenient and accessible for everyone.

Our Mission

At Widget, our mission is clear: to empower our members by providing them with reliable financial services while actively supporting the community we call home. We believe that strong financial education leads to better decision-making, which is why we focus on offering resources that help you understand your finances better. We prioritize community engagement and outreach through partnerships with local organizations and events. Our aim is not only to assist you financially but also to foster a sense of belonging and support within Erie. While members can visit us at 1623 E 38Th St for all their banking needs, official correspondence should be sent to our mailing address if it differs from this location.

Branch Location & Accessibility

Banking Hours and Services

Our doors are open Monday through Thursday from 9 a.m. to 5 p.m., extending our hours on Fridays until 6 p.m. and welcoming you on Saturdays from 9 a.m. to 1 p.m. This gives you plenty of time throughout the week to drop in for personal banking services, auto loans, mortgages, and more! For quick transactions, our drive-thru service is available for deposits and withdrawals without leaving your vehicle. Plus, we have an ATM on-site for your convenience.

Get in Touch

If you have any questions or need assistance, feel free to call us at 814-825-2511. We're here to help! Come visit us soon at Widget Financial you'll find friendly faces ready to serve your banking needs!

Nearby Landmarks and Access

You can find us close to popular spots like the local shopping centers and parks, so whether you're running errands or enjoying a day out, visiting us is simple. We offer ample parking with easy access for everyone, including those who may need ADA-compliant features like ramps.

Member Eligibility

At Widget, we believe that joining our community should feel welcoming and accessible to everyone. Becoming a member is simple and open to those who live, work, worship, or attend school in the areas we serve. Whether you're looking for personal banking solutions or business services, we're here to support your financial journey with a range of products tailored just for you. To dive deeper into the specific eligibility criteria, feel free to check out the details at . Opening an account with us is an easy step towards enjoying all the benefits of membership. Not only do you gain access to competitive rates on loans and savings, but you also become part of a network that genuinely cares about your financial well-being. If you're ready to take this step or have any questions, don't hesitate to reach out at (814) 825-2511. Join us at our branch located at 1623 E 38Th St Erie Pa 16510 and experience the difference of being a member of Widget!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. Imagine having access to the capital you need when an exciting opportunity arises whether it's upgrading equipment, expanding your workspace, or managing cash flow during slow seasons. Our team is here to guide you through the application process and find the right loan options for your needs.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial for success. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we provide tools that enhance customer experience while ensuring secure transactions. Visit us at 1623 E 38Th St Erie Pa 16510 in Erie, PA or call us at (814) 825-2511 to learn more about how our business banking and commercial services can support your journey toward success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options help you drive away in your dream vehicle without breaking the bank. With competitive rates and flexible terms, financing is straightforward, allowing you to focus on choosing the right car instead of worrying about payments.

Business Banking

For our entrepreneurial members, we provide robust business banking services, including merchant services and business loans. We know how vital it is for businesses to have reliable banking solutions. Our team is committed to helping your business thrive by offering tailored financial products that suit your specific needs.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking features so you can manage your finances from anywhere at any time. From paying bills to transferring funds or checking account balances, everything is just a few taps away.

Credit Cards with Rewards

Enjoy everyday purchases while earning rewards with our credit cards. They come with various benefits that can help you save money on future purchases perfect for those who want to make the most out of their spending.

Drive-Thru & ATM Services

Need quick access? Our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your car. Additionally, our ATM services ensure you have cash when you need it whether it's for daily expenses or emergencies. At Widget, we're here to serve you better every day. If you're ready to explore these services further or have questions about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us at (814) 825-2511 or visit us at 1623 E 38Th St Erie Pa 16510 in Erie, PA. Let's work together towards a brighter financial future!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we guide you through each step. Our team is here to provide personalized support, ensuring that your journey toward homeownership is smooth.

Personal Banking

We offer personal banking solutions designed for your everyday needs. Our checking and savings accounts make managing your finances easy and accessible. You can set up direct deposits, transfer funds seamlessly, and monitor your balance at any time through our online and mobile banking platforms. Plus, with our ATM services, you can withdraw cash or check balances without stepping into the branch.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans offer financial relief with manageable repayment plans. We work with you to create a loan that fits your budget so you can focus on what matters most.

Digital & Online Banking

Key Features

Our digital services include features like e-statements, which allow you to view your account statements online instead of waiting for them to arrive in the mail. This not only helps reduce paper waste but also gives you immediate access to your financial information whenever you need it. Plus, with electronic signature authorization, signing documents is quick and easy no more printing or mailing forms! If you're looking to make payments quickly, our mobile payments feature allows you to pay for goods and services directly from your phone. And for those moments when you need to send money to friends or family, our person-to-person transfers make it effortless.

Mobile Application

Stay connected with our mobile application, available for download on all major platforms. It puts all these features right at your fingertips, allowing you to manage your finances anytime, anywhere. In addition, our 24/7 online banking services mean that whether it's day or night, you have full access to your accounts. You can check balances, transfer funds, and more whenever it suits you. At Widget, we strive to provide a banking experience that fits into your busy lifestyle while keeping your information secure and accessible. With us, managing your money has never been easier!

Financial Strength

A Solid Foundation

With a net worth of $45,492,225, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts stand at 76,010, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, further strengthening our ability to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Widget is your trusted partner. Visit us at 1623 E 38Th St Erie Pa 16510 or call (814) 825-2511 to learn more about how we can help you achieve your financial goals.

Investment in Growth

Our commitment to our members is further reflected in our $45,130,215 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $6,006 in used auto loans and $247,076,381 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Focused Resources

Members' savings are secured through $77,967,417 in share certificates and $18,578,813 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident through our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 105 full-time employees and 10 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,461,700 in used vehicle loans and $42,212,022 in new vehicle loans already helping members get on the road. We make it easy to find the right financing solution for your needs.

Credit Lines

Our total credit lines amount to $113,683,069, offering members access to funds when needed most. This can be a great safety net for managing cash flow or making larger purchases. At Widget, we pride ourselves on providing personalized service tailored to each member's unique financial situation. For more details about our loan offerings or to explore refinancing options, please don't hesitate to reach out. You can contact us at (814) 825-2511, or visit us at our branch located at 1623 E 38Th St Erie Pa 16510 in Erie, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,616,313, make buying or refinancing simple. We provide clear information on our terms and eligibility requirements so you can feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,330,525 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

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WIDGET FEDERAL CREDIT UNION