Widget Credit Union Erie PA | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Widget, your trusted financial partner located at 1595 W 26th St, Erie, PA 16508. Since our establishment in 1936, we have proudly served our community, fostering a spirit of cooperation and mutual benefit among our 47,710 members. At Widget, we believe in putting people first, providing tailored banking solutions that enhance your financial well-being. With total assets exceeding $431 million, and a robust net worth of $45,492,225, we are well-equipped to support your financial journey. Our diverse offerings include personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We're also committed to supporting local businesses through our business banking services. Led by our dedicated CEO Matthew Margosian and Board President Marko Jovanovich, our team of 115 employees is here to assist you with all your banking needs. Whether you're looking for a new loan or need help with online banking, we're just a phone call away at 814-453-4450. While members can visit us at our branch location for face-to-face service, we also offer convenient online services through our website widgetfinancial.com for those who prefer digital banking options. Join us today and discover how Widget can help you achieve your financial goals!

Branch History & Mission

Community Commitment

Our commitment extends beyond banking; we actively engage with local organizations and initiatives that uplift our community. Through partnerships and outreach efforts, we aim to make a positive impact on the lives of those around us. Whether it's sponsoring local events or providing financial education workshops, we are here for you. For your convenience, you can reach us at (814) 453-4450 during our operating hours: Monday through Thursday from 9 a.m. to 5 p.m., Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 1 p.m. We also feature both ATM availability and drive-thru banking options for quick transactions. While members can visit us at 1595 W 26Th St Erie Pa 16508, official correspondence should be sent to nan, nan, nan nan if it differs from our branch address. Join us at Widget and experience the difference that comes with being part of a credit union dedicated not just to your financial success but also to the well-being of our entire community. Together, let's build a brighter future!

Our Mission

At the heart of Widget is our mission: to provide exceptional financial services while fostering community support. We believe that everyone deserves access to resources that help them achieve their dreams, whether it's buying a new car or starting a business. Our dedicated team works tirelessly to ensure that each member receives personalized service tailored to their unique needs. We also understand the importance of staying connected in today's digital world. That's why we offer online and mobile banking options, making it easier than ever for our members to manage their finances on-the-go. With features like mobile payments and electronic statements, we prioritize convenience without compromising security.

Branch Location & Accessibility

Welcome to Widget! Located conveniently at 1595 W 26Th St Erie Pa 16508 in beautiful Erie, PA, our branch is designed to serve you with ease and accessibility. Whether you're coming from the nearby landmarks or just passing through, you'll find us ready to assist you with all your banking needs. At our branch, we prioritize your comfort and convenience. We offer ample parking space, making it easy for you to stop by. For those who require additional assistance, our facilities are ADA compliant, ensuring that everyone can access our services without any barriers. Our operating hours are crafted to fit your busy schedule: we're open Monday through Thursday from 9 a.m. to 5 p.m., Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 1 p.m., giving you plenty of opportunities to visit us when it suits you best. In addition to personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we also have an ATM available for your convenience. If you're in a hurry, take advantage of our drive-thru service for quick transactions like deposits and withdrawals. While members can visit us at 1595 W 26Th St Erie Pa 16508, official correspondence should be sent to our mailing address if different, ensuring that your communications reach us promptly. We invite you to come experience the friendly service and comprehensive offerings at Widget. If you have any questions or would like more information about our services, don't hesitate to call us at (814) 453-4450. We look forward to serving you soon!

Member Eligibility

At Widget, we believe that everyone deserves a chance to be part of a caring community that puts your financial well-being first. Becoming a member is simple! If you live, work, worship, or attend school in the area surrounding our branch at 1595 W 26Th St Erie Pa 16508, you're already eligible to join us. We welcome all individuals who share our values of cooperation and support. By becoming a member, you'll enjoy access to a range of personalized financial services designed to help you achieve your goals. Whether you're looking for checking accounts, loans, or online banking options, we have something for everyone. To get started on your membership journey with Widget, just give us a call at (814) 453-4450 or visit our website for detailed eligibility criteria at . Opening an account is easy and straightforward; you can find all the information you need at https://www.widgetfinancial.com/loans/ . Join us today and experience the benefits of being part of our family!

Business Banking & Commercial Services

Practical Merchant Services

Beyond loans, we offer practical merchant services that make everyday transactions smoother for your business. Imagine a busy Saturday where customers line up at your store. With our merchant services, accepting payments becomes quick and easy, allowing you to focus on what really matters serving your customers and growing your sales. Whether you're located at 1595 W 26Th St Erie Pa 16508 in Erie, PA, or anywhere nearby, we're here to help you thrive. Contact us today at (814) 453-4450 to learn more about how our tailored financial solutions can benefit your business!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions that can adapt to various needs.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we know how important it is to have reliable financial support. At Widget, we offer Business Banking solutions that include merchant services and business loans tailored specifically for small businesses. We're here to support your growth and success every step of the way.

Convenient Access and Support

We also prioritize convenience with various ATM & Cash Withdrawal Services, ensuring you have access to your money whenever you need it. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car perfect for those busy days when time is of the essence. Additionally, our friendly staff is always ready to assist you over the phone at (814) 453-4450 during our operating hours: Monday through Thursday from 9 a.m. to 5 p.m., Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 1 p.m. In today's fast-paced world, having reliable financial services is crucial. At Widget located in Erie, PA, we pride ourselves on being more than just a credit union; we are your partners in achieving financial wellness. Ready to explore how our services can benefit you? Visit us online at 26th Street or stop by our branch today!

Loan Options for Every Need

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services are here to help you manage those costs effectively. Whether you're consolidating debt or making a large purchase, we aim to simplify your borrowing experience. For those who prefer to earn rewards while spending, check out our Credit Cards with Rewards program. Enjoy the benefits of cash back or points toward future purchases it's a great way to make your spending work for you!

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer Personal Banking services that include checking and savings accounts designed for everyday use. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms, where you can check balances, make transfers, and even set up e-statements all from the comfort of your home. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options can help you get behind the wheel with ease. Picture yourself driving off in your dream car with a loan that fits your budget. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and personalized assistance throughout the process.

Digital & Online Banking

Enhanced Accessibility

Need to send money to a friend? Our person-to-person transfers make it simple and instant. Whether it's splitting a bill or sending a gift, just a few taps on your phone are all it takes. At Widget, we prioritize your security while ensuring ease of use in every interaction. Our commitment is to provide accessible financial services that adapt to your lifestyle, making banking straightforward and efficient. Dive into the world of digital banking with us today!

Key Features

One of the standout features available to our members is electronic signature authorization. This means you can sign documents securely from anywhere, eliminating the hassle of printing and mailing paperwork. We also offer e-statements, which allow you to receive your account statements electronically. This not only helps reduce paper waste but also makes it easy for you to keep track of your finances. If you're looking for quick and convenient ways to pay, our mobile payments feature lets you use your smartphone for transactions. Coupled with our dedicated mobile application, managing your accounts has never been more user-friendly. Downloading the app gives you access to all these tools right in your pocket.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 76,010, show a strong and growing member base that trusts us with their finances. This trust is built on transparency and reliability qualities that define Widget. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Widget is your trusted partner. Visit us at 1595 W 26Th St Erie Pa 16508 or call (814) 453-4450 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 105 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Growth

With $45,130,215 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,006 in used auto loans and $247,076,381 in total loans and leases.

Secure Savings Options

Members' savings are secured through $77,967,417 in share certificates and $18,578,813 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $45,492,225, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $92,461,700 in used vehicle loans and $42,212,022 in new vehicle loans already helping members get on the road, we make it easy to finance your next vehicle. Whether you're interested in a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Credit Lines

For those who need a little more flexibility, our total credit lines amounting to $113,683,069 give you access to funds when you need them most. This is perfect for unexpected expenses or planned projects that require extra cash flow. We also recognize that life circumstances change; therefore, we offer refinancing options to help you adjust your current loans for better rates or terms. If you're unsure about eligibility or how refinancing could work for you, our knowledgeable staff at Widget, located at 1595 W 26Th St Erie Pa 16508, Erie, PA, are ready to help. Just give us a call at (814) 453-4450. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey is important to us, and we're committed to supporting you with personalized solutions tailored just for you. Explore all that we offer today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,616,313, simplify the process of buying or refinancing your home. We believe that everyone deserves a place to call home, and our mortgage specialists will guide you through your options.

Unsecured Credit Card Loans

Managing finances can be tricky, but with flexible terms on unsecured credit card loans totaling $9,330,525 you can gain better control over your spending while building your credit score. Our credit cards come with competitive rates and rewards tailored for our members' needs.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency means that users can trust the information they receive, as it reflects the latest results from reputable financial sources (Source: https://www.ncua.gov ). Each loan offer listed on LendMesh is carefully vetted to provide fair and transparent options.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, allowing them to make informed decisions tailored to their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience, stating, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness in helping individuals save money and make smart borrowing choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

WIDGET FEDERAL CREDIT UNION