Widget Credit Union Erie PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Widget at 1029 Pittsburgh Ave, Erie, PA 16505! Since our establishment in 1936, we have proudly served our community with a commitment to providing reliable financial services tailored to your needs. With a total membership of 47,710 and assets exceeding $431,129,892, Widget is more than just a credit union; we're your trusted partner in achieving financial success. At Widget, we understand that every member's journey is unique. That's why we offer a variety of services, including personal banking, auto loans, mortgages, and business financing options. Whether you're looking to open a new checking account or secure a loan for your dream car, we have the resources to help you succeed. Our team of dedicated professionals, led by CEO Matthew Margosian and Board President Marko Jovanovich, works tirelessly to ensure that your experience with us is nothing short of exceptional. With 115 employees ready to assist you, we take pride in delivering personalized service that makes you feel valued. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 2154 East Lake Rd, Erie, PA 16511. We invite you to explore our website at https://www.widgetfinancial.com for more information about our offerings. Join us today and discover how we can help you navigate your financial future with confidence. Feel free to reach out at 814-456-6231 or stop by during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. At Widget, we're here for you every step of the way!

Branch History & Mission

At Widget, our journey began in 1936, rooted in the heart of Erie, PA. Over the decades, we have grown and evolved to become a trusted financial partner for our community. Our branch, located at 1029 Pittsburgh Ave, Erie, PA 16505, has been a cornerstone for residents seeking reliable banking services. As we reflect on our history, we celebrate the milestones that have shaped us: from our humble beginnings to serving over 47,710 members today. Our mission is clear and impactful: to provide exceptional financial services while fostering community support and development. We believe that when our members thrive, so does our community. This philosophy drives us to offer a wide range of services including personal banking, auto loans, mortgage options, and business financing. We are committed to helping our members achieve their financial goals and dreams. In recent years, we have embraced digital advancements to enhance member experiences. With features like online banking and mobile payments, managing finances has never been easier. We also prioritize accessibility by ensuring ADA compliance at our branch, welcoming everyone with open arms. While members can visit us at 1029 Pittsburgh Ave, official correspondence should be sent to 2154 East Lake Rd, Erie, PA 16511. Our dedicated team is available during convenient operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. For those on the go, we offer ATM access and drive-thru banking for quick transactions. Our commitment extends beyond financial services; we actively engage in community outreach initiatives and partnerships that uplift those around us. We believe in giving back and making a difference where it matters most. Join us at Widget and discover a financial institution that truly cares about your success. Experience the benefits of membership today! For more information or assistance, feel free to reach out at 814-456-6231 or visit us online at widgetfinancial.com.

Branch Location & Accessibility

Convenient Access

Our location features ample parking, so you don't have to worry about finding a spot when you visit us. For those who need assistance, our branch is ADA compliant with ramps and accessible entrances ensuring everyone can enjoy our services comfortably.

Get In Touch

Have questions? Feel free to give us a call at 814-456-6231. We look forward to welcoming you in person soon! Come see how we can help you achieve your financial goals right here at Widget.

Operating Hours

We're here for you during the week! Our lobby hours run from 9 AM to 5 PM Monday through Thursday and extend to 6 PM on Fridays. Whether you're looking to open an account, apply for a loan, or just ask a question, our friendly team is ready to assist you during these hours.

Services Offered

At Widget, we provide a range of personal banking options including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. If you're busy on-the-go, enjoy the convenience of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. We also have ATM access available for those who prefer handling transactions independently. While members can visit us at 1029 Pittsburgh Ave, official correspondence should be sent to our mailing address at 2154 East Lake Rd, Erie, PA 16511.

Member Eligibility

At Widget, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to individuals who live, work, or worship in our vibrant area. If you share our values of supporting one another and building financial well-being, we'd love to have you with us! You can explore the eligibility criteria further by visiting . We're here to help you every step of the way, whether you're looking for personal banking options or planning for your future. Opening an account at Widget is straightforward and designed with your needs in mind. With just a few simple steps, you can start enjoying the benefits of membership, including personalized service, competitive rates, and access to a variety of financial products tailored for you. For more details on how to get started, check out our account opening page at https://www.widgetfinancial.com/loans/ . If you have any questions or need assistance, feel free to reach out at (814) 456-6231 we're here to help!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer reliable merchant services that make transactions easy for your customers and you. Picture this: a busy retail store using our point-of-sale systems to streamline checkout, ensuring satisfied customers and quick service. Our tools enable businesses like yours to accept various payment methods securely and efficiently. At Widget, located at 1029 Pittsburgh Ave Erie Pa 16505 in Erie, PA, we're dedicated to helping your business thrive. Reach out today at (814) 456-6231 and explore how our commercial services can meet your needs!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. Imagine a local café planning to renovate its space or a tech startup aiming to buy essential equipment. With the right financing options, these dreams can become a reality. Our loans can help you purchase inventory, upgrade facilities, or even invest in marketing efforts that drive sales.

Comprehensive List Of Services

Business Banking Services

For business owners, we understand that every dollar counts. That's why we provide specialized business banking services, including merchant services to streamline payment processing and various types of business loans designed to support your growth.

Credit Cards & Rewards

To enhance your purchasing power, consider our credit cards with rewards. These cards not only provide convenience but also offer benefits that can help you earn points on everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Pittsburgh Ave., we prioritize digital banking solutions. With our online and mobile banking platforms, you can easily check balances, transfer funds, and pay bills from anywhere right from your smartphone or computer. Plus, our ATM services ensure that cash withdrawals are always within reach.

Drive-Thru & ATM Access

For those who prefer face-to-face interactions without leaving their vehicles, our basic drive-thru banking allows you to handle deposits and withdrawals quickly and conveniently. Our ATMs also provide easy access for balance checks and cash withdrawals anytime. We invite you to visit us at Widget, where our friendly staff is ready to assist you. For any questions or further information about how we can help you meet your financial needs, feel free to call us at (814) 456-6231 or explore our website at https://www.widgetfinancial.com/. Let's work together towards a brighter financial future!

Personal Banking Solutions

Our personal banking options are crafted to support your everyday needs. From checking and savings accounts that help you manage your money efficiently to personal loans that assist with unexpected expenses or debt consolidation, we have the tools to help you achieve your financial goals. If you're considering buying a vehicle, our auto loans and vehicle financing services can make that dream car more affordable. We also offer comprehensive mortgage loans and refinancing options for those looking to purchase their first home or refinance an existing mortgage.

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://www.widgetfinancial.com/ , you can take control of your finances from the comfort of your home or on the go. Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds whenever it suits you. Whether you're using a computer or our user-friendly mobile application, staying connected to your accounts has never been easier. For those who prefer a paperless experience, we provide e-statements that let you view your account statements digitally. Plus, with electronic signature authorization available, signing documents is simple and secure no more printing or mailing required!

Mobile Convenience

In today's fast-paced world, we know that you need banking solutions that fit into your lifestyle. Our mobile payments feature allows you to make purchases right from your smartphone, so you can leave your wallet at home. Additionally, our person-to-person transfer service makes sending money to friends and family quick and hassle-free.

Security and Support

Security is always a top priority at Widget. We use robust measures to ensure your information stays safe while accessing our services. Our member support team is here to help if you have any questions about using our digital tools. Explore all these services and more by visiting us online at https://www.widgetfinancial.com/ . At Widget, we're committed to making your banking experience as smooth as possible!

Financial Strength

A Growing Member Base

Our strong position is further evidenced by our growing member base Total Share Accounts stand at 76,010, showcasing the trust placed in us by our community. Net Shares available for lending and investments are currently at $0, reinforcing our ability to support you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Widget is your trusted partner. Visit us at 1029 Pittsburgh Ave Erie Pa 16505 or call (814) 456-6231 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 105 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $77,967,417 in share certificates and $18,578,813 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $45,130,215 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $6,006 in used auto loans and $247,076,381 in total loans and leases.

Solid Financial Foundation

With a net worth of $45,492,225, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,461,700 in used vehicle loans and $42,212,022 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new vehicle or a reliable used option, our flexible terms make it easy to drive away with confidence.

Credit Lines

In addition to traditional loans, we provide credit lines totaling $113,683,069. This option gives you access to funds when you need them most, helping you manage unexpected expenses or projects without hassle. At Widget, we also recognize the importance of refinancing options. If you're looking to lower your monthly payments or consolidate debt, our team can guide you through available choices that suit your circumstances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whatever your financial needs may be, we're here to help! Visit us today at 1029 Pittsburgh Ave Erie Pa 16505 or call us at (814) 456-6231 for more information about how our loan products can assist you on your journey toward financial success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,616,313, make buying or refinancing simple. We work with you to ensure you find the right mortgage product that fits your financial situation, making the process as straightforward as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,330,525 in loans helping members manage their finances effectively. These cards are designed for convenience and ease of use, allowing you to make purchases while maintaining control over your spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve the best interests of users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, equipping them with the necessary information to secure favorable terms. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback showcases how effective and reliable LendMesh is as a tool for consumers looking for loans. Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy guarantees fair and transparent offers, allowing users to make informed decisions without confusion.

WIDGET FEDERAL CREDIT UNION - Erie, PA