Wichita Falls Teachers Credit Union TX | Best Auto Loans & Business Banking

Introduction

Welcome to Wichita Falls Teachers Federal Credit Union, where community and commitment come together to serve you better! Located at 4301 Barnett Rd, Wichita Falls, TX 76310, our credit union has been a trusted financial partner since 1937. With over 6,300 members and a total asset base of $98,125,234, we pride ourselves on providing personalized banking solutions tailored to your needs. At Wichita Falls Teachers FCU, we understand that every member's journey is unique. Whether you're looking for an auto loan among our 4,528 loans and leases or seeking savings options with our substantial total deposits of $8,931,028, we're here to support your financial aspirations. Our dedicated team of 28 employees is led by the visionary CEO Angela Clark and the committed board president Carl Palmore, who work tirelessly to ensure our members receive the best possible service. While our branch serves as a hub for in-person transactions, we also offer robust online banking features to make managing your finances more convenient than ever. From checking accounts to mortgages and personal loans, our services are designed with you in mind. If you need assistance or have any questions, feel free to reach out at (940) 692-7096. For official correspondence, please send mail to our mailing address: PO Box 4516, Wichita Falls, TX 76308. Join us in building a stronger community through financial empowerment visit us today or explore more about what we offer on our website at wftfcu.com. Your future starts here!

Branch History & Mission

Commitment to Innovation

As technology evolves, so do we. Our branch embraces digital advancements that enhance member experience offering features like online banking, mobile payments, and e-statements. We ensure that our services are accessible to everyone by maintaining ADA compliance across all platforms. While members can visit us at 4301 Barnett Rd for all their banking needs including drive-thru service during extended hours we also encourage correspondence via our mailing address at PO Box 4516, Wichita Falls, TX 76308 if needed.

Join Us

If you're looking for a place where your financial goals are prioritized and your voice matters, consider becoming part of the Wichita Falls Teachers Federal Credit Union family. Experience firsthand how our member-focused approach makes banking easy and supportive. For inquiries or assistance, feel free to reach out at 940-692-7096 or visit us online at wftfcu.com. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet impactful: to enhance the financial well-being of our members while giving back to the community that supports us. At Wichita Falls Teachers Federal Credit Union, we believe that everyone deserves access to quality financial services. We offer a variety of products including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking services all designed with you in mind. We take pride in being more than just a financial institution; we are an integral part of the community fabric. Through various outreach programs and partnerships with local organizations, we strive to uplift those around us. Whether it's through educational workshops or community events, our commitment extends beyond banking.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. Our facility is ADA compliant, featuring ramps and designated parking spaces that ensure everyone can access our services comfortably. If you prefer to handle your banking from the car, our drive-thru service is available to make your experience even more convenient.

Join Us Today!

We invite you to come by and see how we can help you achieve your financial goals. Feel free to give us a call at 940-692-7096 if you have any questions or need assistance. The team at Wichita Falls Teachers Federal Credit Union looks forward to welcoming you!

Operating Hours and Services

We are open Monday through Friday from 9:00 AM to 5:00 PM, with drive-thru hours extending from 7:30 AM to 6:00 PM on weekdays and from 9:00 AM to 12:00 PM on Saturdays. This means you can stop by during your lunch break or after work without any hassle! Our credit union offers a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, if you need quick access to cash or want to check your balance on the go, our ATM is available for your convenience.

Member Eligibility

At Wichita Falls Teachers, we believe that joining our community should feel welcoming and straightforward. To become a member, you simply need to meet a few friendly criteria. If you live, work, or attend school in the Wichita Falls area, you're likely eligible! We also welcome family members of existing members, making it easy for loved ones to enjoy the benefits of credit union membership together. For more detailed information about who can join us, we encourage you to check out this resource: http://www.wftfcu.com/services/who-can-join . Becoming a member of Wichita Falls Teachers means gaining access to a variety of financial services designed to support your needs. From competitive loan rates to personalized banking solutions, our community-focused approach ensures that you're not just another account number; you're part of something special. Ready to take the next step? Opening an account is easy! Visit us at https://www.financial-net.com/wftfcu/lending/internetloans or give us a call at (940) 692-7096. Our team is here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services for Your Success

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From credit card processing to online payment solutions, we provide tools that fit seamlessly into your daily operations. Located at 4301 Barnett Rd Wichita Falls Tx 76310 in Wichita Falls, TX, our team is here to help you navigate the financial landscape. Give us a call at (940) 692-7096 or visit us today to explore how our business banking and commercial services can help you thrive!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

Our commitment doesn't stop at traditional banking hours. With basic drive-thru banking available for deposits and withdrawals during extended hours, as well as shared branch transactions for partner credit union members, we ensure that accessing your money is hassle-free. You can reach us at 940-692-7096 during business hours (Monday through Friday from 9:00 AM to 5:00 PM; Drive-thru services are available earlier), or visit us online at Wichita Falls Teachers Federal Credit Union for more information about all our services. At Wichita Falls Teachers, we believe in empowering our members through education and personalized service. Come by today and see how we can assist you on your financial journey!

Business Banking Services

For small business owners or entrepreneurs, we offer essential services tailored to meet business needs. Our business banking options include merchant services and business loans designed to support your company's growth.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features, allowing you to manage your finances on-the-go. Pay bills, transfer funds, or even send money directly to friends with our person-to-person payment service all from the palm of your hand.

Personal Banking Solutions

We understand that personal banking can sometimes feel overwhelming. That's why our credit union offers a variety of accounts, including checking and savings accounts designed to fit different lifestyles. Need quick access to your cash? Our ATM services allow you to withdraw funds and check balances conveniently at any time. If you're considering purchasing a new car or refinancing your existing vehicle, our auto loans and vehicle financing options make the process easy and affordable. For those looking to buy a home, we provide mortgage loans and refinancing solutions that help you navigate the housing market confidently.

Support for Your Financial Journey

Personal finances can be tricky, especially when unexpected expenses arise. That's where our personal loans and debt consolidation services come into play. These offerings help simplify your financial obligations while giving you peace of mind. Additionally, if you're interested in building rewards through spending, explore our credit cards with rewards. They provide benefits for everyday purchases that can add up quickly.

Digital & Online Banking

Key Services Available

Our online banking platform, accessible through https://www.wftfcu.com/ , allows you to manage your accounts conveniently. Whether it's checking your balance, paying bills, or transferring funds, everything is just a few clicks away. Plus, our 24/7 online banking services mean you can access your account whenever it suits you. With the option for electronic signature authorization, signing documents has never been simpler. You don't need to print or scan; just sign digitally from your device. And for those who prefer going paperless, e-statements are available to help you keep track of your transactions while being environmentally friendly.

Security You Can Trust

We prioritize your security with advanced technology to protect your information. Our systems are designed to keep your personal and financial data safe while ensuring that using our services is straightforward and user-friendly. At Wichita Falls Teachers, we're committed to making banking accessible and hassle-free. Enjoy real-time account management and peace of mind knowing that you have all the tools needed for effective financial management right at your fingertips!

Stay Connected On the Go

If you're always on the move, our mobile application provides an even more streamlined experience. Available for download, this app includes features like mobile payments and person-to-person transfers, letting you send money to friends or family with ease. Just think about how convenient it is to settle up for lunch without having to dig into your wallet!

Financial Strength

Comprehensive Lending Solutions

Our lending capacity supports members' financial needs with $1,104 in used auto loans and $57,005,659 in total loans and leases. Whether you're purchasing a vehicle or looking for personal financing, our comprehensive loan offerings are designed with you in mind.

Growing Member Base

Total Share Accounts stand at 10,947, showing a strong and growing member base that trusts us with their finances. This growth underscores the confidence our community has in Wichita Falls Teachers, reinforcing our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wichita Falls Teachers is your trusted partner. Visit us at 4301 Barnett Rd Wichita Falls Tx 76310 or call (940) 692-7096 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $18,237,610 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $13,104,968 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment means more resources go towards helping you achieve your financial goals.

Strong Financial Position

With a net worth of $13,269,488, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,350 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those looking for business financing, while we currently do not have outstanding commercial loans available at this time, we encourage business owners to check back as we continually assess our offerings. If you're considering refinancing any existing loans or exploring eligibility options for our various products, please don't hesitate to reach out. Our knowledgeable staff is ready to assist you in finding the best solution for your unique situation. We invite you to visit us at our branch located at 4301 Barnett Rd Wichita Falls TX 76310 or give us a call at 940-692-7096 during our operating hours (Monday to Friday 9:00 AM - 5:00 PM; Drive-thru: M-F 7:30 AM - 6:00 PM & Saturday 9:00 AM - 12:00 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,430,310 in used vehicle loans and $8,181,944 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget. Whether you're eyeing a reliable pre-owned vehicle or the latest model, our team is here to guide you through the process.

Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $2,774,889 helping members manage their finances effectively. With our credit cards, you can enjoy rewards and benefits while maintaining control over your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,102,508, make buying or refinancing simple. We strive to offer straightforward solutions that meet your needs. Our mortgage specialists will work closely with you to ensure you understand every step of the process and feel confident in your decisions.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This sourcing guarantees users access to trustworthy information. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results to consumers. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

LendMesh stands out for its commitment to transparency and reliability. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers, free from hidden fees or misleading information.

WICHITA FALLS TEACHERS FEDERAL CREDIT UNION