WHITING REFINERY FEDERAL CREDIT UNION

Our mission is straightforward yet powerful: to enhance the financial well-being of our members while fostering a strong sense of community. We offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Each service is designed with our members' needs in mind, ensuring that everyone can achieve their financial goals. At Whiting Refinery, we believe in giving back. Our initiatives focus on supporting local events and programs that enrich the lives of those around us. By partnering with local organizations and participating in community outreach efforts, we strive to make a positive impact on the lives of our neighbors. While members can visit us at 1339 119th St, official correspondence should be sent to 1339 119th St, Whiting, IN 46394 if different from the branch address. We are proud to offer convenient operating hours from 8:15 AM to 5:00 PM, Monday through Friday, making it easier for our members to access essential services. Although we currently do not have an ATM or drive-thru banking available, we are dedicated to providing digital solutions such as online banking and person-to-person payment options. These advancements ensure that our members can manage their finances easily and securely. As we look toward the future, we invite you to join us at Whiting Refinery. Experience firsthand how we prioritize your financial success while nurturing a vibrant community spirit. Together, let's continue building a brighter future! For more information about membership or services offered, feel free to contact us at (219) 659-3254 or visit our website at wrfcu.org.

We're here for you Monday through Friday from 8:15 AM to 5:00 PM. Our friendly team is ready to assist you during these hours, whether you need help with personal banking, auto loans, or any other financial service we offer.

At Whiting Refinery, we provide a variety of services to cater to both personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Although we currently do not have ATM services or drive-thru banking available, our dedicated staff is always on hand to ensure your banking experience is smooth. While members can visit us at our branch address, official correspondence should be sent to the same address: 1339 119th St, Whiting, IN 46394. For any inquiries or assistance, feel free to reach out at (219) 659-3254. We invite you to come by and see how we can help you achieve your financial goals!

In today's fast-paced environment, effective payment solutions are vital. Our merchant services enable you to accept payments easily, whether through traditional methods or innovative digital options. Imagine serving your customers faster at checkout while keeping track of sales effortlessly all with the tools we provide. Located conveniently at 1339 119Th St Whiting In 46394, we invite you to explore how our business banking services can empower your success. For more information, give us a call at (219) 659-3254 or visit us online at Whiting Refinery Fcu. Your business deserves the best financial partner, and we're here to help!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

While we currently do not have ATMs available directly at our branch location, we ensure that our members have access to cash withdrawal services through shared networks in the area. At Whiting Refinery, we're here to support you every step of the way on your financial journey. If you have any questions about our services or would like assistance in selecting the right products for your needs, please don't hesitate to reach out. Call us at (219) 659-3254 or visit us during our operating hours from 8:15 AM to 5:00 PM Monday through Friday. We look forward to serving you!

If you're in the market for a new car or need financing for a used vehicle, our Auto Loans & Vehicle Financing options can help you hit the road without breaking the bank. We understand that purchasing a vehicle is a significant investment, so we work hard to provide competitive rates tailored to fit your budget.

For our business members, we provide specialized services through Business Banking, including Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, we have the tools and support needed to help your business thrive.

Looking for a credit card that offers more than just spending power? Our Credit Cards with Rewards program lets you earn points on everyday purchases, which can be redeemed for exciting rewards. It's just one more way we strive to enhance your financial experience.

Thinking about buying a home or refinancing your existing mortgage? Our Mortgage Loans & Refinancing services are designed to make the process as straightforward as possible. With our expert guidance, you can find a loan that meets your needs and helps you secure that dream home.

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking services. Manage your accounts from anywhere at any time check balances, transfer funds, and pay bills right from your smartphone or computer.

For those looking to manage their day-to-day finances, we offer robust Personal Banking solutions, including both checking and savings accounts. Whether you're saving for a special occasion or need an easy way to access your money, our accounts come with features that help you keep track of your finances effortlessly.

Life can throw unexpected expenses your way, and when it does, our Personal Loans & Debt Consolidation options are here to assist. These loans can help simplify your financial life by consolidating multiple debts into one manageable payment, giving you peace of mind.

Explore our user-friendly online banking platform at https://wrfcu.org/ . Here, you can check balances, transfer funds, and even make person-to-person payments with just a few clicks. It's all about making your banking experience smoother and more convenient. Plus, we offer e-statements, so you can keep track of your financial activity without the clutter of paper statements.

With features like online banking and e-statements, real-time account management has never been easier. You can monitor transactions and keep tabs on your spending habits effectively. Additionally, our person-to-person transfer service allows you to send money directly to friends or family members instantly perfect for splitting bills or sending gifts! Choose Whiting Refinery for all your digital banking needs and experience a simpler way to handle your finances today!

We prioritize your security while using our digital services. Although we currently do not support electronic signature authorization or mobile payment features, rest assured that your personal information is protected through advanced security measures. Our goal is to provide a safe environment for you to manage your finances confidently.

While we don't have a dedicated mobile application yet, our website is fully optimized for mobile use. This means you can perform all your banking tasks directly from your smartphone or tablet without any hassle. Whether you're at home or on the move, managing your accounts is easy and accessible.

We also take pride in having 4 full-time employees and 1 part-time employees who are here to provide you with expert service whenever you need it. Their dedication ensures that our branches are always ready to assist you.

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Total Share and Deposit Accounts: 2,830, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to continually improve our offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Whiting Refinery is your trusted partner. Visit us at 1339 119Th St Whiting In 46394 or call (219) 659-3254 to learn more about how we can help you achieve your financial goals.

Our lending capacity supports members' financial goals across various sectors with $202 in used auto loans and $21,770,586 in total loans and leases. Whether you're looking to finance a vehicle or need support for other personal or business endeavors, we have solutions tailored for you.

Members' savings are secured through $14,479,036 in share certificates, offering stable and rewarding financial growth opportunities. This commitment reflects our dedication to helping you achieve your financial goals while ensuring the safety of your funds.

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This performance ensures that we're always looking out for your best interests.

With a net worth of $13,711,918, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,694 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

With $13,711,918 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment strategy helps us keep pace with your needs while ensuring our long-term sustainability.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,212,293 in used vehicle loans and $5,136,364 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our straightforward application process makes it easy to drive away in your next car.

In addition to our auto and mortgage loans, we also offer personal credit lines with a total of $1,670,000 available. This option provides you with quick access to funds when unexpected expenses arise. It's a great way to manage your finances effectively without the stress of immediate repayment.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We provide competitive rates and flexible terms tailored to fit your budget, ensuring that you can find the right solution for your housing needs.

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with attractive rewards and can be a smart choice for those looking to build or maintain their credit scores. For business owners, while we currently have no outstanding commercial loans, we encourage you to reach out for any future opportunities as we expand our offerings. If you are interested in refinancing any existing loans, feel free to contact us at (219) 659-3254. Our team is ready to assist you with eligibility options tailored just for you. At Whiting Refinery, we prioritize making finance accessible and straightforward. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey reach out today!

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach ensures that users receive fair and transparent offers, making it easier to navigate the lending landscape.

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are seeing accurate information about available loans. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment to neutrality helps users feel confident in their choices. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness and reliability of our service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*