Whitewater Community Credit Union Harrison OH | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Whitewater Community, your trusted financial partner in Harrison, OH. Nestled at 1157 Harrison Ave, we have been proudly serving our community since 1954, and we continue to uphold our commitment to providing exceptional financial services tailored to meet your needs. With a strong membership base of 1,623 individuals, we understand the importance of building lasting relationships and supporting our members in achieving their financial goals. At Whitewater Community, we manage over $11,580,488 in total assets, demonstrating our stability and dedication to safeguarding your finances. Our commitment is further reflected in the $278,472 in total deposits that our members trust us with daily. We believe in empowering you with choices whether you're looking for personal banking solutions like checking and savings accounts or exploring options for auto loans, mortgages, or even business banking services. While members can visit us at our branch location, official correspondence should be sent to the same address: 1157 Harrison Ave, Harrison, OH 45030. You can reach us at (513) 202-1306, where our friendly staff is ready to assist you from Monday to Friday between 9 AM and 5 PM and on Saturdays from 9 AM to 12 PM. Under the guidance of our CEO, Jenny Bowling, and Board President, Tom Pack, our dedicated team of four employees works tirelessly to ensure that every member receives personalized attention and support. With a net worth of $1,048,583 and cash reserves of $108,234, we are well-positioned to help you navigate your financial journey with confidence. Explore our website at Whitewater Community for more information about our services or visit us today to see how we can help you achieve your financial dreams!

Branch History & Mission

Join Us

As we continue on this journey together with our members, we invite you to experience the benefits of being part of the Whitewater Community family. With operating hours from Monday through Friday 9 AM - 5 PM and Saturday 9 AM - 12 PM, we're here to serve you. For more information or assistance, feel free to reach out at 513-202-1306. Join us today and discover how Whitewater Community can help you achieve your financial goals while supporting the community you love! Visit our website at whitewaterccu.org for more details on membership and services offered.

Our Journey

The story of Whitewater Community is one of dedication and growth. Initially established to provide financial services tailored to meet the needs of our members, we have continuously evolved to offer a wide range of products including personal banking accounts, auto loans, mortgages, and business banking solutions. Over the decades, our commitment to exceptional service and community support has remained unwavering. As technology advanced, we embraced digital innovations to enhance member experiences. Today, we proudly offer online banking services, mobile payments, and electronic statements allowing you to manage your finances with ease from anywhere.

Our Mission

At Whitewater Community, our mission goes beyond just providing financial services. We strive to empower our members through education and support while making a positive impact within our community. We believe in the importance of collaboration and actively engage in outreach efforts that benefit local organizations and initiatives. Whether it's supporting local schools or participating in community events, we are dedicated to being a force for good. While you can visit us at our branch location for all your banking needs from deposits and withdrawals to simple transactions via our drive-thru we also encourage official correspondence to be sent to 1157 Harrison Ave, as this is where we operate most effectively.

Branch Location & Accessibility

ATM Availability

For those moments when you need cash on the go, our branch features an ATM that provides easy access for withdrawals and balance checks. You can count on us to be there when you need it! While members can visit us at our physical location, any official correspondence should be sent to the same address: 1157 Harrison Ave, Harrison, OH 45030.

Easy Access and Convenient Services

Our branch offers ample parking and is designed with accessibility in mind, featuring ADA-compliant ramps to ensure everyone can visit us comfortably. If you're looking for quick service, we also have a drive-thru option available for deposits and simple transactions, so you can bank without leaving your car. We understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 12 PM. Feel free to call us at 513-202-1306 if you have any questions or need assistance outside of these hours.

Join Us Today!

At Whitewater Community, we offer a range of services tailored just for you personal banking accounts, auto loans, mortgage options, and more! We're dedicated to helping you reach your financial goals with ease. So why not stop by today? We'd love to see you!

Member Eligibility

At Whitewater Community, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! If you're looking to join us at our cozy branch located at 1157 Harrison Ave Harrison Oh 45030, you're in for a treat. Membership is open to anyone who lives, works, worships, or attends school in our area. It's all about building connections and supporting one another. Plus, when you become a member, you gain access to fantastic benefits like personalized service and competitive rates on loans and savings. To get started on your membership journey with Whitewater Community, simply visit our website for the detailed eligibility criteria at . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (513) 202-1306. Opening an account is just a click away, so check out the easy steps outlined here: https://my.homecu.net/fi/wccu/loan-application.html. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Lending Solutions Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer comprehensive merchant services that simplify payments for your customers. Imagine a busy Saturday morning at your café having a reliable payment system means you can serve more customers efficiently, ensuring they enjoy their experience without delay. Our services enable quick card processing and easy tracking of transactions, allowing you to focus on what matters most: running your business. Located at 1157 Harrison Ave Harrison Oh 45030 in Harrison, OH, we invite you to visit us or call us at (513) 202-1306 to learn more about how our business banking solutions can empower your entrepreneurial journey!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer face-to-face interactions, our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions. Plus, with our ATM services available at the branch, accessing cash has never been easier.

Business Banking Assistance

For small business owners, we haven't forgotten about you! Our Business Banking services include merchant services and business loans designed to support your entrepreneurial spirit and growth ambitions.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your finances anytime, anywhere. You can check balances, transfer funds, pay bills, and even send money to friends with just a few clicks or taps.

Credit Card Benefits

Don't forget about our Credit Cards with Rewards, which let you earn points on every purchase. Whether you're shopping for groceries or planning a vacation, your spending can work for you!

Join Us Today!

At Whitewater Community, we are committed to making banking easy and accessible for everyone in our community. With friendly staff ready to assist you from Monday through Friday 9 AM - 5 PM and Saturday 9 AM - 12 PM, we invite you to visit us or call us at (513) 202-1306 for more information about how we can serve you better. Explore our wide array of services today by visiting our website at Main and take the first step toward achieving your financial goals!

Personal Banking Solutions

We understand that managing finances can feel overwhelming at times. That's why we offer Personal Banking options like checking and savings accounts designed to help you keep track of your money while earning interest on your deposits. Need funds for that new car? Our Auto Loans & Vehicle Financing provide competitive rates and flexible terms to get you on the road quickly and affordably. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing solutions are tailored to fit various budgets and preferences, making homeownership more accessible than ever. For those unexpected expenses or projects around the house, our Personal Loans & Debt Consolidation options can help lighten the load by providing the cash flow you need.

Digital & Online Banking

At Whitewater Community, we understand that your time is valuable. That's why our digital and online banking services are designed to offer you convenience and security, allowing you to manage your finances anytime, anywhere. Whether you're checking your balance or making payments, we've got the tools to help you stay in control. Our online banking platform at https://www.whitewaterccu.org/ provides 24/7 access to your accounts, ensuring you can complete transactions whenever it suits you. With features like electronic signature authorization, signing documents has never been easier or more secure. You can also opt for e-statements, which not only reduce paper clutter but keep your financial records organized and easily accessible. If you're always on the go, you'll appreciate our mobile application. It brings all the power of our online banking directly to your smartphone. You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is just a few taps away. Plus, with our mobile payments feature, shopping becomes a breeze paying at stores has never been this simple! Security is a top priority at Whitewater Community. Our digital services use advanced measures to protect your information and transactions. You can bank with peace of mind knowing that your sensitive data is safe. Experience the ease of real-time account management with our digital banking services. At Whitewater Community, we're here to support you in every way possible as you navigate your financial journey. Check out all we have to offer today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 2,747, showing a strong and growing member base that trusts us with their finances. This community trust is a vital component of our success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Whitewater Community is your trusted partner. Visit us at 1157 Harrison Ave Harrison Oh 45030 or call (513) 202-1306 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,575,805 in share certificates, offering stable and rewarding financial growth opportunities. This focus on member benefits is what sets us apart. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $75,279 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Your Future

With $973,304 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $336 in used auto loans and $8,362,460 in total loans and leases.

Solid Financial Foundation

With a net worth of $1,048,583, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $905 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,226,409 in used vehicle loans and $1,471,601 in new vehicle loans already helping members get on the road. We also provide refinancing options for those looking to lower their monthly payments or take advantage of better rates.

Credit Lines

For those who need additional flexibility, our total credit lines amount to $400,000. This product provides an excellent safety net for unexpected expenses or planned purchases. Our goal at Whitewater Community is to empower our members with financial tools that work for them. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore your options or have any questions about eligibility and refinancing, don't hesitate to reach out! You can contact us at (513) 202-1306 or visit us at our branch located at 1157 Harrison Ave Harrison OH 45030. Let's work together toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $668,380, make buying or refinancing simple. We guide you through each step of the process so you can focus on what matters most your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $239,723 in loans helping members manage their finances effectively. These cards are designed for ease and convenience, allowing you to make purchases without worrying about collateral.

Loan Aggregator

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