Whitesville Community Credit Union Whitesville KY

Introduction

Welcome to Whitesville Community, your trusted financial partner located at 10589 Franklin St, Whitesville, KY 42378. Since our establishment in 1962, we have been dedicated to serving our community with integrity and care. As a proud member of the local landscape, we support over 2,361 members and manage a robust portfolio with total assets amounting to $32,619,086. At Whitesville Community, our mission goes beyond just numbers; we are committed to making a positive impact in the lives of our members. With a total of 738 loans and leases, we provide essential financial resources to help our members achieve their dreams whether that's purchasing a new home or financing education. Our total deposits stand at $1,730,541, reflecting the trust our members place in us. Leadership is key to our success. Under the guidance of CEO Kim Greer and Board President Donnie Howard, our team of 6 dedicated employees works tirelessly to ensure you receive personalized service tailored to your unique needs. We pride ourselves on maintaining a healthy net worth of $3,397,711, ensuring stability for our members now and into the future. While you can always reach us at (270) 233-4447, official correspondence should be sent to the same address: 10589 Franklin St, Whitesville, KY 42378-9558. We invite you to explore more about what we offer by visiting our website at whitesvillecommunitycu.com. Join us as we continue to build a stronger community together. We're here for you every step of the way!

Branch History & Mission

Welcome to the inspiring journey of Whitesville Community, a cornerstone of financial support in Whitesville, KY. Established in 1962, our branch has grown from humble beginnings into a thriving credit union that proudly serves 2,361 members today. Located at 10589 Franklin St, our branch is more than just a place for banking; it's a hub of community connection and empowerment. Over the years, Whitesville Community has evolved significantly, adapting to the needs of our members while staying true to our mission: to provide accessible financial services and foster community growth. With total assets now reaching an impressive $32,619,086, we have continually expanded our offerings to include loans, savings accounts, and a range of digital banking options. Our commitment to innovation ensures that members can manage their finances easily through online banking and mobile payment solutions. Our mission goes beyond numbers; it's about making a real difference in people's lives. We believe that everyone deserves the opportunity for financial success, which is why we focus on personalized service and community outreach initiatives. Whether it's sponsoring local events or partnering with organizations that uplift those in need, we strive to be an integral part of the Whitesville community. While members can visit us at 10589 Franklin St, official correspondence should be sent to 10589 Franklin St, Whitesville, KY 42378-9558 if necessary. Our friendly team is always ready to assist you during business hours, making sure you feel welcomed and valued. At Whitesville Community, we are proud to offer features like ATM services and drive-thru banking for your convenience. While we currently do not have ATM availability or drive-thru service at this location, our dedicated staff is here to help you with all your banking needs. As we look forward to the future, we invite anyone seeking financial stability and growth to join us. Experience firsthand the benefits of membership with Whitesville Community where your success is our mission! For more information or assistance, don't hesitate to reach out at 270-233-4447 or visit us online at whitesvillecommunitycu.com. Join us in building a brighter tomorrow together!

Branch Location & Accessibility

Accessibility Features

We are proud to offer ADA-compliant facilities that ensure everyone can access our services with ease. The parking area has ample space for all vehicles, including spots reserved for those with disabilities. Ramps and clear pathways make navigating our branch simple and straightforward.

Operating Hours

Our doors are open to serve you with friendly faces ready to assist during regular operating hours. While specific hours may vary, feel free to reach out at 270-233-4447 for the most accurate information about when you can visit us.

Services Offered

Though we currently do not have ATM or drive-thru services available at this location, we are dedicated to providing personalized service within the branch. We also participate in shared services with other credit unions nearby for added convenience. Whether you're looking to open a new account or simply ask questions about your finances, we're here for you! We encourage everyone in the community to stop by and see how we can help meet your financial goals. Don't hesitate to give us a call or visit us today your local credit union is just around the corner!

Member Eligibility

Becoming a member of Whitesville Community is like joining a close-knit family that genuinely cares about your financial journey. If you're located in or around the vibrant community of Whitesville, you're already on the right path to membership! At Whitesville Community, we welcome individuals who live, work, worship, or attend school in our area. It's easy to check if you qualify just visit our website for detailed and updated criteria. The process of opening an account is designed to be straightforward and welcoming. All you need to do is give us a call at (270) 233-4447 or stop by our branch at 10589 Franklin St Whitesville Ky 42378. Our friendly team will guide you through every step, ensuring that you feel supported as you take this exciting step towards financial empowerment. Join us at Whitesville Community, where your dreams and aspirations matter!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the tools to streamline your transactions and enhance customer experiences. Our merchant services offer real-world benefits that make daily operations smoother. From payment processing to point-of-sale systems, we ensure you have what you need to serve your customers effectively. Ready to take your business to the next level? Visit us at 10589 Franklin St Whitesville Ky 42378 in Whitesville, KY, or call us at (270) 233-4447 for more information on how we can assist you today!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

In today's busy world, having access to your finances whenever and wherever you need is crucial. That's why Whitesville Community offers robust online banking services that allow you to check balances, transfer funds, and pay bills with just a few clicks. Our mobile application takes convenience even further, enabling you to bank on-the-go right from your smartphone. Plus, with features like person-to-person payments, sending money to friends or family is as simple as sending a text.

Committed to Your Financial Health

Your financial health is our priority. We believe in empowering our members by providing tools and resources that enhance their understanding of personal finance. By offering personalized support and guidance, we help you make informed decisions about your money. As a community-focused credit union, we strive to create lasting relationships with our members based on trust and transparency. Whether you're just starting out or looking to refine your financial strategy, we're here for you every step of the way.

Get Started Today!

We invite you to visit us at 10589 Franklin St Whitesville Ky 42378 or explore our offerings online at Credit Union Vault. If you have any questions or need assistance, don't hesitate to call us at (270) 233-4447. Join the Whitesville Community family today and experience how easy banking can be!

Tailored Solutions for Every Member

At Whitesville Community, we understand that every member has different financial goals. While we currently focus on essential services such as ATM Services Only, we ensure that each service is delivered with the highest level of care and attention. For those who prefer traditional methods, our team is always ready to assist you over the phone at (270) 233-4447 or in-person at our branch.

Digital & Online Banking

Convenient Online Access

With our online banking platform available at https://www.whitesvillecommunitycu.com/, you can easily access your accounts 24/7. Check your balances, transfer funds, and pay bills from anywhere with just a few clicks. We've made it simple to stay updated on your financial health in real-time, ensuring you're always informed.

E-Statements for Easy Tracking

Say goodbye to paper clutter! With e-statements available, you can view and manage your account statements online whenever you need them. This not only makes tracking your finances easier but also helps the environment by reducing paper waste. At Whitesville Community, we strive to provide services that fit seamlessly into your lifestyle while keeping your financial information secure. Join us today and experience the benefits of modern banking!

Mobile Banking Made Easy

For those who prefer banking on the go, our mobile application is here for you. Available for download, this app allows you to manage your accounts right from your smartphone. You can also enjoy the convenience of mobile payments, making it quick and hassle-free to pay for purchases without carrying cash or cards.

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer feature lets you quickly and easily send funds directly from your account to theirs. It's a simple solution for splitting bills or sending gifts without any hassle.

Secure Transactions

Security is a top priority at Whitesville Community. While we do not offer electronic signature authorization, rest assured that all transactions are protected with advanced security measures. Your personal information stays safe while you enjoy our user-friendly features.

Financial Strength

At Whitesville Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of knowing your credit union is built on solid ground, which is why we are proud to share insights into our financial health. With a net worth of $3,397,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities tailored to meet your needs. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,392,950 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is strong with $2,754,975 in used auto loans and a total of $11,740,318 in loans and leases available to support your financial goals across various sectors. Although our current net income stands at $0, this reflects our commitment to investing back into the community rather than focusing solely on profit margins. We also take pride in having 6 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Whitesville Community is your trusted partner. Visit us at 10589 Franklin St., Whitesville, KY 42378 or call 270-233-4447 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,273,497 in used vehicle loans and $1,492,975 in new vehicle loans already helping members get on the road. We cater to all types of buyers, whether you're looking for a brand-new model or a reliable used option.

Credit Lines

If you prefer more flexibility in your borrowing options, our total credit lines amounting to $250,000 might be just what you need. These lines can help you handle unexpected costs or larger purchases without the stress of traditional loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $147,787, make buying or refinancing simple. We guide you through the process and offer competitive rates to ensure that your path to owning a home is as straightforward as possible.

Refinancing Options

We also provide refinancing options for existing loans. If you're looking to lower your monthly payments or consolidate debt, our team is ready to assist you in finding the best solution tailored to your financial situation. If you have any questions about eligibility or want to explore our loan offerings further, don't hesitate to reach out! You can contact us at 270-233-4447 or visit us at 10589 Franklin St, Whitesville KY 42378. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your financial journey at every step!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $179,529 in loans helping members manage their finances effectively. This option allows for easy access to funds when you need them most without the need for collateral.

Loan Aggregator

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WHITESVILLE COMMUNITY CREDIT UNION - Whitesville, KY

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