Whitefish Credit Union Whitefish MT | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Whitefish Credit Union - Whitefish Office, where your financial well-being is our top priority! Located at 300 Baker Ave, Whitefish, MT 59937, we have been proudly serving our community since 1934. With a rich history and a commitment to excellence, we currently support over 62,600 members with a wide range of financial products and services. At Whitefish Credit Union, we believe that banking should be personal and straightforward. Our assets total an impressive $1,958,638,932, reflecting our strong financial health and ability to meet our members' needs. We offer various services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our dedicated team of 203 employees, led by CEO James Kenyon and Board President Frank Barnes, works tirelessly to ensure you receive the best possible service. Whether you're visiting us in person or managing your finances online through our user-friendly website whitefishcu.com, we're here to help you every step of the way. While members can visit us at our branch address, official correspondence should be sent to PO Box 37, Whitefish, MT 59937. Feel free to reach out via phone at 406-862-3525 or fax at 406-862-2143 for any inquiries or assistance. Join us today and discover how Whitefish Credit Union can make a difference in your financial journey!

Branch History & Mission

Join Us

The legacy of Whitefish Credit Union Association is built on trust and community spirit. We invite you to become part of our growing family and experience the benefits of membership firsthand. Together, we can build a brighter financial future for ourselves and our beloved Whitefish community. Visit our website at www.whitefishcu.com to learn more about joining us today!

Our Mission

At Whitefish Credit Union Association, our mission is clear: to enhance the lives of our members by providing affordable financial services while actively supporting our community. We believe that every individual deserves access to sound financial resources and guidance. This philosophy drives us to engage in various outreach efforts, partnering with local organizations to uplift those around us. Whether you're looking to open a checking account or seeking advice on loans or investments, we are here for you. Our dedicated team is committed to delivering personalized service that makes each member feel valued and understood. While members can visit us at 300 Baker Ave, official correspondence should be sent to PO Box 37, Whitefish, MT 59937. For any inquiries or assistance, feel free to call us at 406-862-3525 during our operating hours: Monday through Friday from 9:00 AM to 4:30 PM for lobby services and until 6:00 PM for drive-thru access.

Our Story

Whitefish Credit Union was founded during a time when community cooperation was essential. It began as a small cooperative effort to help individuals achieve their financial goals. Over the years, we have grown significantly, now boasting over 62,000 members and total assets exceeding $1.9 billion. Our branch at 300 Baker Ave serves as a welcoming space where locals can gather not just for banking but also for support and advice. Our commitment to innovation has kept us ahead in providing modern solutions. Today, we offer a range of services including personal banking, auto loans, mortgages, business banking, and online banking options. We are proud to maintain an accessible ATM and drive-thru services for convenience while ensuring that all our operations are ADA compliant so that everyone can benefit from what we offer.

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with your convenience in mind. Parking is readily available, so you can easily find a spot when visiting us. We also ensure that our facilities are accessible to everyone, including those who may require ADA-compliant features. If you prefer not to come inside, our drive-thru service is available for quick banking transactions from the comfort of your vehicle.

Get in Touch

If you have any questions or need assistance with your banking needs, feel free to give us a call at 406-862-3525. Our friendly staff is always ready to help! We invite you to stop by and experience the exceptional service that has made us a trusted name in the community. Come see how we can assist you today!

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours to fit your schedule. Our lobby is open from 9:00 AM to 4:30 PM on weekdays, while the drive-thru operates even earlier, from 7:30 AM until 6:00 PM. This way, whether you need to make a deposit or inquire about loans, we're here for you when it's convenient.

Services Offered

At the Whitefish Credit Union - Whitefish Office, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our team is dedicated to helping you achieve your financial goals. We also have an ATM on-site for quick cash withdrawals and balance checks. While members can visit us at 300 Baker Ave for all their banking needs, official correspondence should be sent to PO Box 37, Whitefish, MT 59937.

Member Eligibility

At Whitefish Credit Union Association, we believe that joining our community is like becoming part of a family where everyone supports one another. If you're looking to become a member, you'll be happy to know that eligibility is quite simple! We welcome individuals who live, work, worship, or attend school in the areas surrounding our branch. This means if you're a resident of Whitefish or nearby locations, you're already on your way to enjoying all the benefits we offer. Plus, we have an array of services tailored just for you, from personal banking options to loans and credit cards that reward your loyalty. Getting started is easy! You can find all the detailed eligibility criteria by visiting our website at https://membership.whitefishcu.com/xa/xpressapp.aspx?enc=kw21wblm1yxpjjabdozad8lmrechu-dotzml_uvy2avfvsrf86g9g8kem82uesv5lischso6abyyd9ptefm4rb4kdx8niqm-cwgvjjjc4h4. Once you're ready to open an account, simply head over to http://www.whitefishcu.com/loan-applications for a smooth application process. If you have any questions or need assistance, feel free to give us a call at (406) 862-3525. We're excited to welcome you into our Whitefish Credit Union Association family at 300 Baker Ave Whitefish Mt 59937!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $417 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $126,813,503, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having the right tools for payment processing is crucial. Our merchant services offer businesses the ability to accept payments seamlessly, whether it's in-store or online. Imagine a local café that can now serve customers quickly with contactless payments or a retail store that can handle transactions smoothly during peak hours. These services not only enhance customer satisfaction but also streamline operations. If you're ready to elevate your business banking experience, visit us at 300 Baker Ave Whitefish Mt 59937 in Whitefish, MT, or give us a call at (406) 862-3525. Let's work together to turn your vision into reality!

Comprehensive List Of Services

ATM and Cash Services

Need cash quickly? Our convenient ATM & Cash Withdrawal Services are available for quick access to your funds. Additionally, enjoy basic drive-thru banking for deposits, withdrawals, and simple transactions without leaving your vehicle. At Whitefish Credit Union Association, we strive to provide a comprehensive banking experience that fits into your lifestyle. Whether you're visiting us in person or utilizing our online platforms, we're here to support you every step of the way. Ready to take control of your finances? Contact us today at (406) 862-3525, or visit us at 300 Baker Ave Whitefish Mt 59937. Let's work together towards a brighter financial future!

Business Solutions

For local entrepreneurs, our Business Banking services, including merchant services and business loans, provide the necessary support to thrive in today's marketplace. We believe in helping businesses grow and succeed.

Credit Cards

Want rewards for everyday spending? Explore our Credit Cards with Rewards program, which allows you to earn points on purchases that can be redeemed for exciting benefits. It's an easy way to make the most out of your spending!

Digital Banking

In this fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options. Manage your accounts from anywhere with just a few clicks or taps! Check balances, transfer funds, and pay bills all from the comfort of your home or while on the go.

Loans and Financing

When it comes to financing major purchases, we've got you covered. Our Auto Loans & Vehicle Financing make it simple for you to get behind the wheel of your dream car. If homeownership is on your horizon, check out our Mortgage Loans & Refinancing options that cater to various budgets and situations. Plus, our Personal Loans & Debt Consolidation services can help simplify your financial life by combining multiple debts into one manageable payment.

Personal Banking

For individuals looking to manage their daily finances, we offer Personal Banking services including checking and savings accounts. Whether you're saving for a vacation or planning for unexpected expenses, our accounts are designed to help you grow your money while providing easy access whenever you need it.

Digital & Online Banking

Key Services

Our online banking platform, accessible at https://www.whitefishcu.com/, offers a variety of features tailored for your convenience. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. If you're looking to send money to friends or family, our person-to-person transfer feature makes it simple and quick.

User-Friendly Experience

We prioritize security while ensuring ease of use. You can sign documents electronically with our electronic signature authorization, which saves you time and makes transactions smoother. Plus, with e-statements available, you'll receive your account statements digitally no more waiting for mail! If you're always on the move, don't forget about our mobile application! It provides all the features of online banking right at your fingertips. While mobile payments aren't available yet, you can still enjoy the benefits of managing your accounts anytime through the app. In today's fast-paced world, having real-time access to your accounts is essential. Our online banking services let you stay on top of your finances without any hassle. Whether you're checking your balance or making transfers, Whitefish Credit Union Association has made it straightforward and secure. With everything you need in one place, why wait? Dive into a world of convenience today with our digital and online banking services!

Financial Strength

At Whitefish Credit Union Association, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial foundation, which allows us to serve you effectively and reliably. With a net worth of $247,727,598, we maintain robust financial health, enabling us to offer better rates, lower fees, and enhanced member services. Our commitment to your financial well-being is reflected in our net worth ratio of 12.65%, demonstrating a solid capital base that ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $518,058,751 in share certificates, offering stable and rewarding growth opportunities. While we prioritize our members over profits, it's important to note that we also have $0 in non-member deposits. This ensures our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $245,441,604 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to enhance your experience. Our lending capacity is significant; with $3,124 in used auto loans and $1,264,094,637 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is evident in our $1,985,718, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in our dedicated team of 202 full-time employees and 1 part-time employees who ensure that our branches are always ready to assist you with knowledgeable service. Net Shares (Funds available for lending and investments) stand at $15,921, showcasing the trust our members place in us. With a total of 90,031 share accounts, our growing member base reflects the confidence you have in us as your financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Whitefish Credit Union Association is your trusted partner. Visit us at 300 Baker Ave Whitefish Mt 59937 or call (406) 862-3525 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,020,749 in used vehicle loans and $14,575,439 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have options to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $126,813,503 provide the capital needed to grow and expand. We are dedicated to supporting local businesses by offering competitive rates and personalized service. In addition to these offerings, we pride ourselves on making the borrowing process straightforward and accessible. If you're considering applying for a loan or would like more information about eligibility requirements, feel free to reach out at (406) 862-3525 or visit us at our branch located at 300 Baker Ave Whitefish Mt 59937 in Whitefish, MT. For detailed performance insights and financial data, refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,963,889, make buying or refinancing simple. We also offer refinancing options to help you lower your monthly payments or access cash for other needs.

Unsecured Credit Card Loans

Managing daily expenses is easier with our flexible unsecured credit card loans, with a total of $6,595,176 in loans helping members manage their finances effectively. Enjoy the freedom and convenience of having access to funds when you need them without needing collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons through a rigorous sourcing process. Loan data on LendMesh is gathered directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that users receive fair and transparent offers, allowing them to trust the information presented.

WHITEFISH CREDIT UNION ASSOCIATION CREDIT UNION - Whitefish, MT

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