Whitefish Credit Union Thompson Falls MT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Whitefish Credit Union - Sanders County Office, your trusted financial partner located at 107 Pond St, Thompson Falls, MT 59873. Established in 1934, our credit union has grown into a vital part of the community, proudly serving over 62,609 members with a strong commitment to their financial well-being. With total assets exceeding $1.9 billion and a net worth of $247,727,598, we offer a solid foundation for all your banking needs. At Whitefish Credit Union, we understand that each member has unique goals and dreams. That's why we provide a variety of services tailored just for you whether it's personal banking options like checking and savings accounts or specialized loans including auto financing and mortgages. We're here to help you navigate your financial journey with ease. Our dedicated team of 203 employees, led by CEO James Kenyon and Board President Frank Barnes, is passionate about delivering exceptional service and support. You can reach us at 406-827-5626 for any inquiries or assistance. While members can visit us at our branch address, official correspondence should be sent to our mailing address at PO Box 758, Thompson Falls, MT 59873-0758. We invite you to explore how Whitefish Credit Union can make a difference in your financial life. Visit our website at whitefishcu.com to learn more about our offerings or stop by our branch today! Your financial future starts here!

Branch History & Mission

Community Engagement

Community involvement is at the heart of who we are. We actively participate in local events and initiatives aimed at enhancing life in Thompson Falls and surrounding areas. Our outreach programs focus on education about financial literacy, helping individuals make informed choices about their finances. As part of our efforts to serve better, we also ensure ADA compliance across our facilities so that every member of our community can access our services comfortably.

Join Us

If you're looking for a credit union that values its members and prioritizes community well-being, look no further than Whitefish Credit Union Association. We invite you to join us on this journey towards financial empowerment. Experience the difference of being part of a credit union dedicated to serving you not just as a member but as part of our family. For more information or to start your membership journey today, call us at 406-827-5626 or visit us online at Whitefish Credit Union. Your future starts here!

Our Journey

From our humble beginnings, we have achieved significant milestones, including the expansion of our services to meet the evolving needs of our community. Today, with total assets exceeding $1.96 billion, we stand strong and resilient. We take pride in offering a range of products tailored for personal banking, auto loans, mortgages, business banking, and more. Our commitment to innovation ensures that we are always looking for ways to enhance our members' experiences through online and mobile banking options. While members can visit us at 107 Pond St, official correspondence should be sent to PO Box 758, Thompson Falls, MT 59873-0758. This ensures that your inquiries reach us swiftly as we continue to prioritize your needs.

Our Mission

At the core of Whitefish Credit Union is our mission: to empower our members with financial tools and support while making a positive impact in the communities we serve. We believe in providing exceptional service that goes beyond transactions; we strive to build lasting relationships based on trust and transparency. We understand that financial health is crucial for everyone. That's why we work hard to offer competitive rates on loans and deposits while maintaining an accessible environment for all. With operating hours designed to fit busy schedules 9:00 AM - 4:30 PM for lobby access and 8:00 AM - 6:00 PM for drive-thru service we are here when you need us most.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind, ensuring that everyone can comfortably visit us. We offer ample parking right outside our doors and are compliant with ADA standards, featuring ramps and other facilities that make access easy for all members.

Contact Us

Have questions or need assistance? Feel free to call us at 406-827-5626. Our friendly staff is here to help! While members can visit us at 107 Pond St, official correspondence should be sent to PO Box 758, Thompson Falls, MT 59873-0758 if needed. We invite you to come in and experience how we can support your financial journey today!

Operating Hours

We know your time is valuable. That's why our lobby is open Monday through Friday from 9:00 AM to 4:30 PM, while our drive-thru service extends those hours from 8:00 AM to 6:00 PM on the same days. This flexibility allows you to choose the time that best fits your schedule!

Services Offered

At Whitefish Credit Union - Sanders County Office, we pride ourselves on providing a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we have everything you need under one roof. Need quick access? Our drive-thru allows for easy deposits and withdrawals without leaving your vehicle.

Member Eligibility

At Whitefish Credit Union Association, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! To join us at our branch located at 107 Pond St Thompson Falls Mt 59873, you just need to meet a few friendly eligibility criteria. Generally, individuals who live, work, worship, or attend school in the local area are encouraged to apply. We're committed to providing you with excellent services like personal banking, auto loans, and more once you become part of our family. For more detailed information on eligibility, feel free to check out this resource: https://membership.whitefishcu.com/xa/xpressapp.aspx?enc=kw21wblm1yxpjjabdozad8lmrechu-dotzml_uvy2avfvsrf86g9g8kem82uesv5lischso6abyyd9ptefm4rb4kdx8niqm-cwgvjjjc4h4 . When you're ready to take the next step, opening an account is straightforward. Just visit our website at http://www.whitefishcu.com/loan-applications , or give us a call at (406) 827-5626 if you have any questions. We can't wait to welcome you into our community at Whitefish Credit Union Association!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $417 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $126,813,503, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make day-to-day transactions smoother. Picture this: your customers can easily pay with credit or debit cards while you efficiently manage payments through our reliable systems. This not only enhances customer satisfaction but also streamlines your operations. Visit us at 107 Pond St Thompson Falls Mt 59873 in Thompson Falls, MT, or give us a call at (406) 827-5626 to discover how we can support your business goals today!

Comprehensive List Of Services

A Welcoming Environment

Our friendly staff is always ready to assist with any questions or concerns you may have about our offerings. With operating hours designed for your convenience Monday through Friday from 9:00 AM to 4:30 PM for lobby services and until 6:00 PM for drive-thru we aim to be accessible when you need us most. If you're interested in learning more about how we can support your financial journey at Whitefish Credit Union - Sanders County Office, don't hesitate to reach out! Call us at (406) 827-5626 or visit our website at https://www.whitefishcu.com/ . We look forward to serving you!

Business Banking

For entrepreneurs and small business owners, Whitefish Credit Union Association provides robust Business Banking services. From merchant services that facilitate smooth transactions for your customers to business loans designed to fuel your growth, we are committed to supporting local businesses in our community.

Credit Solutions

In addition to loans, we understand that credit plays an essential role in financial stability. That's why we offer Credit Cards with Rewards, allowing you to earn points on everyday purchases while enjoying added benefits. Our Personal Loans & Debt Consolidation options give you the power to manage existing debts effectively and start fresh.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we have made banking easier than ever with our Online & Mobile Banking features. You can check balances, transfer funds, and pay bills from anywhere at any time. Plus, our basic drive-thru banking allows you to make deposits and withdrawals quickly without leaving your car.

Personal Banking

For those just starting their financial journey or anyone looking to enhance their financial health, our Personal Banking services are perfect. We offer checking and savings accounts that make managing your money simple and straightforward. Imagine having a safe space for your funds while also earning interest our savings accounts can help you reach your goals faster. When it comes to financing a new vehicle or consolidating debt, our Auto Loans & Vehicle Financing options provide flexible terms and competitive rates. Picture yourself behind the wheel of your dream car without breaking the bank! Similarly, if you're considering a new home, our Mortgage Loans & Refinancing services can guide you through securing the best mortgage rates available.

Digital & Online Banking

Accessibility and Real-Time Management

With our mobile payments option on the horizon and the existing capabilities of our app, you're always equipped to handle transactions smoothly. Whether you want to make a quick purchase or manage your savings goals on the fly, our online banking services empower you with real-time account management. In summary, at Whitefish Credit Union Association, we prioritize making your banking experience as straightforward and secure as possible. Discover all these features and more by visiting us online at https://www.whitefishcu.com/ today!

Key Features

Our online banking offers 24/7 access, so whether it's early morning or late at night, your accounts are always within reach. You can check balances, transfer funds, and pay bills without needing to step foot in a branch. If you're on the go, don't worry! Our user-friendly mobile application makes managing your finances even easier right from your smartphone. Need to send money to a friend? With our person-to-person transfer feature, sharing funds is as simple as sending a text. Plus, if you prefer going paperless, e-statements are available for your convenience. They're not only eco-friendly but also allow you to keep track of your financial records with ease. For those who value security, we offer electronic signature authorization for document signing no more printing and mailing forms! This means you can handle important transactions safely and efficiently from home.

Financial Strength

Growing Member Base

Total Share Accounts stand at 90,031, showing a strong and growing member base that trusts us with their finances. This commitment from our members fuels our ability to offer quality service every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Whitefish Credit Union Association is your trusted partner. Visit us at 107 Pond St Thompson Falls Mt 59873 or call 406-827-5626 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Members' savings are secured through $518,058,751 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $2,078,753 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Your Future

With $245,441,604 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,124 in used auto loans and $1,264,094,637 in total loans and leases.

Strong Financial Position

With a net worth of $247,727,598, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1265 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $126,813,503 provide the capital needed to grow and expand your business. We also offer various lines of credit and personal loans to help with debt consolidation or other financial needs. At Whitefish Credit Union Association, we pride ourselves on our commitment to our community and strive to provide exceptional service tailored to each member's needs. For more information on how our loan products can assist you, feel free to contact us at (406) 827-5626 or visit us at 107 Pond St Thompson Falls Mt 59873 in Thompson Falls, MT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $46,020,749 in used vehicle loans and $14,575,439 in new vehicle loans already helping members get on the road, you can drive away with confidence. We also provide refinancing options to make your payments even more manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,963,889, make buying or refinancing simple. Our team is here to guide you through each step of the process, ensuring you find the right solution for your situation.

Unsecured Credit Card Loans

Managing finances can be challenging, but we have flexible terms on unsecured credit card loans, with a total of $6,595,176 in loans helping members take control of their spending. This option can help you cover unexpected expenses while building your credit.

Loan Aggregator

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WHITEFISH CREDIT UNION ASSOCIATION CREDIT UNION - Thompson Falls, MT