Branch History & Mission
Welcome to Whitefish Credit Union - South Kalispell, a place where community and financial services come together to create a supportive environment for all our members. Established in 1934, we have a rich history of serving the people of Kalispell, Montana, and beyond. Our branch is located at 2000 Us Hwy 93 S, Kalispell, MT 59901, easily accessible for those in the area. Since our doors opened nearly 90 years ago, we've grown significantly. Today, we proudly serve over 62,000 members with total assets exceeding $1.9 billion. This journey reflects not just our growth in numbers but also our commitment to providing high-quality financial services tailored to the needs of our community. Our mission at Whitefish Credit Union is clear: we aim to improve the financial well-being of our members while fostering strong community ties. We believe that everyone deserves access to reliable banking options, which is why we offer a range of services from personal checking and savings accounts to auto loans and mortgages. We strive to empower our members through education and support, ensuring they make informed decisions about their finances. In addition to traditional banking services, we understand the importance of convenience in today's fast-paced world. That's why we offer online and mobile banking options so you can manage your finances anytime, anywhere. Our branch features a drive-thru service for quick transactions and an ATM on-site for easy cash withdrawals. While members can visit us at our physical location, official correspondence should be sent to PO Box 37, Whitefish, MT 59937 if your need arises. Over the years, we've built strong partnerships within the community and actively participate in outreach efforts that support local initiatives and charities. By investing back into the community we serve, we hope to create a brighter future for everyone. We invite you to join us at Whitefish Credit Union - South Kalispell! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused institution. If you have any questions or need assistance, don't hesitate to reach out at 406-758-0407 during our operating hours: Lobby M-F from 9:00 AM to 4:30 PM and Drive-Thru M-F from 7:30 AM to 6:00 PM. Together, let's build a stronger financial future!
Financial Strength
At Whitefish Credit Union Association, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to present our robust financial health, which is designed to support you in achieving your financial goals. With a net worth of $247,727,598, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $518,058,751 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $245,441,604 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $3,124 in used auto loans and $1,264,094,637 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $1,985,718, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $15,921. Total Share and Deposit Accounts: 90,031, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Whitefish Credit Union Association is your trusted partner. Visit us at 2000 Us Hwy 93 S Kalispell Mt 59901 or call (406) 758-0407 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
