Whitefish Credit Union Kalispell MT | Low Mortgage Rates & Business Banking

Introduction

Welcome to Whitefish Credit Union - South Kalispell, where our mission is to empower our members and strengthen our community. Located at 2000 Us Hwy 93 S, Kalispell, MT 59901, we have proudly served the Flathead Valley since 1934. Over the years, we have grown into a trusted financial partner for more than 62,000 members, providing access to a wide range of financial services designed to meet your needs. At Whitefish Credit Union, we understand that every member's financial journey is unique. With total assets exceeding $1.95 billion and a commitment to responsible lending, we offer an impressive portfolio that includes over 14,260 loans and leases. Our dedication extends beyond lending; with total deposits around $12,991,704, we prioritize securing your savings while helping you achieve your financial goals. Our team of experienced professionals is led by CEO James Kenyon and Board President Frank Barnes, both of whom are deeply committed to fostering a culture of trust and transparency. With a team of 203 employees, we are here to support you every step of the way. While members can visit us at our branch for personal banking solutions including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services official correspondence should be sent to our mailing address: PO Box 37, Whitefish, MT 59937. We invite you to explore what makes Whitefish Credit Union special. Whether you're looking for straightforward banking solutions or personalized advice on navigating your financial future, we're here for you. Reach out today at 406-758-0407 or visit us online at whitefishcu.com to learn more about how we can assist you in achieving your financial dreams!

Branch History & Mission

Welcome to Whitefish Credit Union - South Kalispell, a place where community and financial services come together to create a supportive environment for all our members. Established in 1934, we have a rich history of serving the people of Kalispell, Montana, and beyond. Our branch is located at 2000 Us Hwy 93 S, Kalispell, MT 59901, easily accessible for those in the area. Since our doors opened nearly 90 years ago, we've grown significantly. Today, we proudly serve over 62,000 members with total assets exceeding $1.9 billion. This journey reflects not just our growth in numbers but also our commitment to providing high-quality financial services tailored to the needs of our community. Our mission at Whitefish Credit Union is clear: we aim to improve the financial well-being of our members while fostering strong community ties. We believe that everyone deserves access to reliable banking options, which is why we offer a range of services from personal checking and savings accounts to auto loans and mortgages. We strive to empower our members through education and support, ensuring they make informed decisions about their finances. In addition to traditional banking services, we understand the importance of convenience in today's fast-paced world. That's why we offer online and mobile banking options so you can manage your finances anytime, anywhere. Our branch features a drive-thru service for quick transactions and an ATM on-site for easy cash withdrawals. While members can visit us at our physical location, official correspondence should be sent to PO Box 37, Whitefish, MT 59937 if your need arises. Over the years, we've built strong partnerships within the community and actively participate in outreach efforts that support local initiatives and charities. By investing back into the community we serve, we hope to create a brighter future for everyone. We invite you to join us at Whitefish Credit Union - South Kalispell! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused institution. If you have any questions or need assistance, don't hesitate to reach out at 406-758-0407 during our operating hours: Lobby M-F from 9:00 AM to 4:30 PM and Drive-Thru M-F from 7:30 AM to 6:00 PM. Together, let's build a stronger financial future!

Branch Location & Accessibility

Accessibility Features

We take pride in providing a welcoming environment for all members of our community. Our branch is fully ADA compliant, featuring ramps and spacious parking for those with mobility needs. Whether you choose to visit us in person or use our drive-thru service, we aim to make your banking experience as smooth as possible.

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 406-758-0407. We're excited to welcome you into our branch and help you achieve your financial goals! Visit us today and discover how we can support you on your journey!

Convenient Operating Hours

Our lobby is open Monday through Friday from 9:00 AM to 4:30 PM, making it easy for you to stop by during your day. For those who prefer the convenience of drive-thru banking, we open early at 7:30 AM and stay available until 6:00 PM on weekdays. We understand that your time is valuable, and we are here to accommodate your schedule.

Services Offered

At Whitefish Credit Union - South Kalispell, we offer a variety of services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgages, our friendly staff is ready to assist you with all your banking needs. Plus, with ATM access available right at our branch, you can manage your cash flow effortlessly. For any official correspondence, please remember that while you can visit us at our Kalispell location, official mail should be sent to PO Box 37 in Whitefish, MT.

Member Eligibility

Welcome to the community at Whitefish Credit Union Association! We're excited to share that joining us is a simple and inclusive process. Anyone who lives, works, worships, or attends school in our service area is eligible for membership. This means that if you're part of our local community in Kalispell and surrounding areas, we'd love to have you on board. Becoming a member not only opens the door to personalized financial services but also grants you access to exclusive products and benefits designed with your needs in mind. To get started, simply visit us at our branch located at 2000 Us Hwy 93 S Kalispell Mt 59901, or give us a call at (406) 758-0407 for any questions you may have. You can also check out more detailed eligibility criteria by visiting https://membership.whitefishcu.com/xa/xpressapp.aspx?enc=kw21wblm1yxpjjabdozad8lmrechu-dotzml_uvy2avfvsrf86g9g8kem82uesv5lischso6abyyd9ptefm4rb4kdx8niqm-cwgvjjjc4h4. If you're ready to open an account, head over to http://www.whitefishcu.com/loan-applications where you'll find everything you need to begin your journey with us. At Whitefish Credit Union Association, we believe in making banking easy and accessible for everyone, and we can't wait to welcome you as a member!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to simplify your transactions. Imagine accepting payments easily from your customers, whether they pay with cards or mobile devices. This convenience allows you to focus on what you do best running your business. Located at 2000 Us Hwy 93 S Kalispell Mt 59901 in Kalispell, MT, we are here to provide the support you need to take your business further. Connect with us at (406) 758-0407 or visit us online at https://www.whitefishcu.com/ to learn more about how we can assist you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $417 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $126,813,503, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and businesses, we offer tailored Business Banking solutions including merchant services and business loans. We understand that running a business comes with its challenges, which is why our team is here to support you every step of the way.

Convenient Access

Accessing your funds has never been easier. With our ATM & Cash Withdrawal Services, you can withdraw cash or check balances at various locations. Need quick service? Our Basic Drive-Thru Banking allows for deposits, withdrawals, and simple transactions without leaving your car.

Credit Card Rewards

Don't forget about our Credit Cards with Rewards! These cards not only provide purchasing power but also let you earn rewards on everyday purchases perfect for those who love to travel or shop.

Digital Banking Features

In today's fast-paced world, managing finances digitally is essential. At Whitefish Credit Union - South Kalispell, our Online & Mobile Banking features provide secure access to your accounts anytime, anywhere. You can transfer funds, pay bills, and even send money through person-to-person transfers all from your smartphone or computer. We invite you to visit us at 2000 Us Hwy 93 S Kalispell Mt 59901 in Kalispell, MT or give us a call at (406) 758-0407 to learn more about how we can assist you with your financial journey. Let's take the next step together towards achieving your financial goals!

Personal Banking Solutions

For individuals seeking reliable banking options, we offer Personal Banking services that include checking and savings accounts. Imagine being able to easily track your spending and save for future goals all from the comfort of your home through our online and mobile banking platforms. If you're considering financing a new car, our Auto Loans & Vehicle Financing is designed to make the process straightforward and affordable. Thinking about buying a home? Our Mortgage Loans & Refinancing services will guide you through every step, ensuring you understand your options. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation can help you regain control of your finances.

Digital & Online Banking

Key Features

One standout feature is the ability to send money directly to friends and family through person-to-person transfers. This makes splitting bills or sending gifts effortless. And if you ever need to sign documents quickly, our electronic signature authorization allows you to do so without needing to print anything out saving you time and paper! For those who prefer going paperless, e-statements are available, providing you with an easy way to keep track of your transactions without cluttering your mailbox. Plus, with our mobile application, managing your accounts on the go has never been easier! While we currently don't support mobile payments, our focus is on delivering user-friendly features that enhance your banking experience. Our commitment to security means that all transactions are protected with advanced encryption technology, giving you peace of mind every time you log in. At Whitefish Credit Union Association, we aim to make banking simple and accessible for everyone. Experience the ease of real-time account management today!

Financial Strength

At Whitefish Credit Union Association, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to present our robust financial health, which is designed to support you in achieving your financial goals. With a net worth of $247,727,598, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,265 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $518,058,751 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $245,441,604 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $3,124 in used auto loans and $1,264,094,637 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $2,078,753, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $15,921. Total Share and Deposit Accounts: 90,031, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Whitefish Credit Union Association is your trusted partner. Visit us at 2000 Us Hwy 93 S Kalispell Mt 59901 or call (406) 758-0407 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,020,749 in used vehicle loans and $14,575,439 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, our team is here to assist you through every step of the financing process.

Business Loans

For business owners, our outstanding commercial loans totaling $126,813,503 provide the capital needed to grow and expand. We aim to support local businesses by offering financing solutions that fit your unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,963,889, make buying or refinancing simple. We provide flexible terms and competitive rates to ensure that your dream of owning a home can become a reality.

Refinancing Options

If you are considering refinancing your current loans, we have options available that may lower your monthly payments or shorten your loan term. It's worth discussing how we can help improve your financial situation through our refinancing programs. For more information about our loan offerings or to begin the application process, please reach out to us at (406) 758-0407 or visit us at our branch located at 2000 Us Hwy 93 S Kalispell Mt 59901 in Kalispell, MT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take advantage of our loan products today and empower yourself financially!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $6,595,176 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits to enhance your purchasing power while keeping your budget intact.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. LendMesh prioritizes reliability through several key features: - Verified Data: All loan offers are sourced from legitimate financial institutions. This commitment ensures transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly.

User Trust and Credibility

Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping borrowers secure better rates. For anyone seeking to explore their borrowing options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Whitefish Credit Union Association