Whitefish Credit Union Kalispell MT | Best Auto Loans & Checking

Introduction

Welcome to Whitefish Credit Union - Kalispell Office, your trusted financial partner located at 234 E Montana St, Kalispell, MT 59901. Established in 1934, we have been dedicated to serving our community for nearly nine decades. With a strong commitment to our members, we proudly support over 62,600 individuals and families in the Flathead area. At Whitefish Credit Union, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. With total assets exceeding $1.95 billion and deposits around $12,991,704, you can trust us to manage your money with care and expertise. Our leadership team, led by CEO James Kenyon and Board President Frank Barnes, is committed to ensuring that our credit union remains a safe and reliable choice for all members. We take pride in maintaining a net worth of $247,727,598 and holding $3,392,257 in cash on hand, reinforcing our stability and dedication to providing excellent service. While members can visit us at our branch location for personal assistance or financial inquiries, official correspondence should be sent to the same address: 234 E Montana St, Kalispell, MT 59901. We invite you to explore all that Whitefish Credit Union has to offer. Whether you're looking for assistance with loans or want to open an account online through our user-friendly website at whitefishcu.com, we are here to help. Feel free to reach out by calling us at 406-257-3123 or visiting us during our lobby hours from 9:00 AM to 4:30 PM on weekdays. Join us today and experience the member-focused service that makes Whitefish Credit Union a cornerstone of the Kalispell community!

Branch History & Mission

Welcome to the heart of our community Whitefish Credit Union Association in Kalispell, Montana. Since our doors first opened in 1934, we have proudly served our members and their families with a commitment to providing not just financial services, but also support and guidance that truly makes a difference. Located at 234 E Montana St, Kalispell, MT 59901, we have built a legacy of trust, growth, and community engagement that spans nearly nine decades. Over the years, Whitefish Credit Union has evolved significantly. From our humble beginnings to now boasting over 62,609 members and total assets exceeding $1,958,638,932, we have continually adapted to meet the changing needs of our members. Our mission is simple yet powerful: to empower individuals and families through accessible financial solutions while fostering a spirit of community and belonging. We believe that when our members succeed, we all succeed. Our branch is equipped with modern conveniences including ATM access and drive-thru banking for your convenience. While you can visit us at our main address for all your banking needs, any official correspondence should be sent to the same location as our mailing address: 234 E Montana St, Kalispell, MT 59901. At Whitefish Credit Union, we are dedicated to making banking easy and inclusive. Our operating hours are designed to fit your schedule: lobby hours run from 9:00 AM to 4:30 PM, while our drive-thru service is available from 7:30 AM to 6:00 PM on weekdays. We offer an array of services including personal accounts, auto loans, mortgages, business banking options, online banking, and more. We take pride in being an integral part of the Kalispell community. Through various partnerships and outreach efforts, we strive to support local initiatives that uplift those around us. Your financial well-being is at the core of what we do; it drives us to innovate and improve continuously. Join us today at Whitefish Credit Union Association! Experience firsthand how we can help you achieve your financial goals while being part of a caring community. Visit us or call 406-257-3123 we can't wait to welcome you into our family!

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance, don't hesitate to reach out! You can call us at 406-257-3123 or simply visit us in person. We're excited to help you with all your banking needs and look forward to welcoming you into our community! Remember, while members can visit us at 234 E Montana St for banking services, official correspondence should be sent to the same address for consistency. Come see how we can assist you today!

Operating Hours

We want to make banking as easy as possible for you. Our lobby hours are from 9:00 AM to 4:30 PM, Monday through Friday. If you're on the go, take advantage of our drive-thru service available from 7:30 AM to 6:00 PM during the same weekdays. This way, you can manage your finances on your own schedule!

Parking and Accessibility

We understand that convenience is key. Our branch offers ample parking right outside, so you can pop in without any hassle. Plus, we're proud to be ADA compliant, with ramps and easy access for everyone. Whether you're coming in for a quick deposit or need assistance with a loan, our friendly staff is here to help.

Services Available

At the Whitefish Credit Union - Kalispell Office, we offer a variety of services designed with you in mind. From checking and savings accounts to auto loans and mortgage refinancing, we've got what you need to secure your financial future. Need cash? Our ATM is available for quick withdrawals and balance checks anytime during business hours.

Member Eligibility

Joining the Whitefish Credit Union Association community is like stepping into a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Kalispell area, you're already on your way to becoming a valued member! We believe in inclusivity and are excited to welcome everyone who meets our simple eligibility requirements. Plus, as a member of Whitefish Credit Union Association, you'll enjoy personalized service and a range of financial products designed to meet your needs. Getting started is easy! You can learn more about the specific eligibility criteria by visiting this page. Once you're ready to open an account, just head over to this link, or feel free to give us a call at (406) 257-3123 if you have any questions. We can't wait to welcome you to our 234 E Montana St Kalispell Mt 59901 location!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $417 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $126,813,503, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions for your business. Imagine accepting payments seamlessly from customers while keeping track of your sales effortlessly. Our services allow you to focus on what you do best running your business while we handle the financial transactions securely and efficiently. Visit us at 234 E Montana St Kalispell Mt 59901 in Kalispell, MT or call us at (406) 257-3123 to learn more about how we can partner with you in achieving your business goals!

Comprehensive List Of Services

ATM & Drive-Thru Services

We understand that convenience matters. Our branch features an ATM for quick cash withdrawals and balance checks whenever you need it. Additionally, our drive-thru service allows for straightforward transactions like deposits and withdrawals without having to leave your vehicle ideal for busy days! At Whitefish Credit Union Association, we are dedicated to serving our members' diverse financial needs. For any questions or assistance, feel free to reach out at (406) 257-3123 during our lobby hours from 9:00 AM to 4:30 PM or visit us in person. Join us today at Whitefish Credit Union - Kalispell Office and discover how we can help you achieve your financial goals!

Business Banking

For entrepreneurs and small business owners, we provide comprehensive business banking solutions. From essential merchant services to help you process payments efficiently, to flexible business loans designed to fuel your growth, we've got your back as you navigate the exciting world of business.

Digital Banking Features

In today's fast-paced world, having easy access to your finances is crucial. That's why we offer robust online and mobile banking platforms that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills all from the comfort of your home or on the go.

Personal Banking

For those managing their day-to-day finances, our personal banking options are designed with you in mind. Open a checking or savings account to keep your money safe while earning interest. Need funds for that new car? Our auto loans and vehicle financing can help you hit the road without breaking the bank. If you're dreaming of owning a home, explore our mortgage loans and refinancing options perfect for first-time buyers or anyone looking to lower their monthly payments. If life throws you a curveball, don't worry! Our personal loans and debt consolidation services can assist you in managing unexpected expenses or simplifying multiple debts into one manageable payment. Plus, don't forget about our credit cards with rewards, which offer cashback and benefits on your everyday purchases.

Digital & Online Banking

Easy Access to Your Accounts

With our 24/7 online banking services, you can access your accounts whenever you need. Whether it's checking your balance or making transfers, everything is just a click away at https://www.whitefishcu.com/. Our user-friendly platform makes banking straightforward, so you can focus on what matters most.

Effortless Money Management

Stay organized with e-statements available at any time! No more paper clutter access your statements digitally and keep track of your spending effortlessly. If you need to send money quickly to a friend or family member, our person-to-person transfer feature lets you do just that in seconds.

Mobile Payments for Your Convenience

While mobile payments aren't available yet, our dedicated team is always looking for ways to enhance your banking experience. Until then, our mobile application provides all the tools you need for real-time account management without any hassle. At Whitefish Credit Union Association, we're committed to making banking easy and accessible. Experience the benefits of modern banking with us today!

Secure Transactions Made Simple

Security is a top priority for us. You can authorize electronic signatures with confidence, knowing that your personal information is protected. Plus, our mobile application allows you to manage your accounts securely right from your smartphone. Whether you're on the go or relaxing at home, you'll have peace of mind knowing that your transactions are safe.

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $245,441,604 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better.

Dedicated Team

We also take pride in having 202 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 90,031, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Whitefish Credit Union Association is your trusted partner. Visit us at 234 E Montana St Kalispell Mt 59901 or call (406) 257-3123 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We currently have $3,124 in used auto loans and $1,264,094,637 in total loans and leases, making it easier for you to achieve what you need today.

Operational Efficiency

Our financial health is further reflected in our $2,078,753, which showcases our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $518,058,751 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have no money market shares, our focus remains on providing safe and accessible options for your savings.

Strong Financial Health

With a net worth of $247,727,598, we maintain robust financial strength, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,265 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $126,813,503 provide the capital needed to grow and expand. Plus, we have various personal loan options for debt consolidation or other needs. If you're considering refinancing any existing loans, we have eligibility options available that may benefit you. Reach out to us for more details on how we can assist you with refinancing and ensure you're getting the best possible rates. Our branch is located at 234 E Montana St Kalispell Mt 59901, Kalispell, MT, making it convenient for you to stop by and discuss your financing options with our knowledgeable staff. You can also reach us at (406) 257-3123 for any inquiries or to schedule an appointment. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and discover how Whitefish Credit Union Association can support your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,020,749 in used vehicle loans and $14,575,439 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find a plan that suits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,963,889, make buying or refinancing simple. We are dedicated to guiding you through the process of securing a mortgage that aligns with your financial goals.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,595,176 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to make your spending more rewarding.

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Whitefish Credit Union Association