Whitefish Credit Union Eureka MT | Best Auto Loans & Business Banking

Introduction

Welcome to Whitefish Credit Union - Eureka Office, your trusted financial partner since 1934. Located at 105 Dewey Ave, Eureka, MT 59917, we are proud to serve our community with dedication and care. With a total membership of 62,609, we are not just a credit union; we are a family that believes in supporting each other and our local economy. At Whitefish Credit Union, we understand that financial needs vary from person to person. That's why we offer a wide range of services tailored to meet the unique needs of our members. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we have you covered. Our total assets of over $1.96 billion and net worth of $247,727,598 reflect our solid foundation and commitment to providing exceptional service. While members can visit us at our branch location, any official correspondence should be sent to PO Box 2006, Eureka, MT 59917-2006. Our team of 203 employees, led by CEO James Kenyon and Board President Frank Barnes, is dedicated to ensuring that every interaction with us is positive and rewarding. We take pride in our community impact through responsible lending practices, boasting a total loan balance of 14,260 loans and leases amounting to more than $1.42 billion. With cash in hand totaling $3,392,257, we are well-equipped to assist our members in reaching their financial goals. Are you ready to take the next step toward better financial health? Visit us today or call us at 406-297-7800! Explore all that Whitefish Credit Union has to offer at whitefishcu.com. We look forward to serving you!

Branch History & Mission

Community Commitment

Community involvement is woven into the fabric of our organization. We actively seek partnerships and engage in outreach efforts that support local initiatives. Whether it's sponsoring events or participating in local charities, we are committed to giving back because we understand that when our community thrives, we all benefit. We invite you to join us on this journey toward financial empowerment. Experience the difference that comes from being part of a credit union that truly cares about its members and community. Visit us at 105 Dewey Ave Eureka Mt 59917 or call us at (406) 297-7800 to learn more about how we can help you achieve your financial dreams today!

Our Journey

Located at 105 Dewey Ave Eureka Mt 59917, our branch is not just a place for transactions; it's a hub where relationships flourish and dreams take shape. Over the years, we have proudly adapted to meet the changing needs of our community, embracing advancements in technology while maintaining our commitment to personal service. Our drive-thru service and convenient ATM access make banking easy for all, ensuring you can manage your finances whenever you need. As we grew, we never lost sight of our mission: to provide exceptional financial services while making a positive impact in our community. We believe in empowering individuals through education and support, helping them achieve their financial goals whether that's buying a first home, financing an auto loan, or starting a business.

Our Mission

At Whitefish Credit Union Association, we are dedicated to fostering financial well-being. Our mission is simple yet profound: to deliver personalized banking solutions that enhance the lives of our members and strengthen our community. We strive to offer accessible services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and much more all designed with you in mind. While members can visit us at 105 Dewey Ave Eureka Mt 59917, official correspondence should be sent to PO Box 2006, Eureka, MT 59917-2006 if different from the branch address. Our operating hours are tailored to fit your busy lifestyle: Monday through Friday from 9:00 AM to 4:30 PM for lobby services and 8:00 AM to 5:00 PM for drive-thru banking.

Branch Location & Accessibility

Welcome to the Whitefish Credit Union - Eureka Office, conveniently located at 105 Dewey Ave in the heart of Eureka, MT. Our branch is situated near local favorites like the beautiful Eureka Lake and just a short drive from the stunning Kootenai Falls, making it easy for you to stop by while enjoying your day out. Whether you're running errands or exploring the area, we are here to support your banking needs. At our Eureka branch, we prioritize accessibility for all members. Our location features ample parking and ADA-compliant entrances, ensuring that everyone can comfortably access our services. If you prefer banking from your vehicle, take advantage of our drive-thru service, available Monday through Friday. We're open for lobby services from 9:00 AM to 4:30 PM and offer drive-thru banking from 8:00 AM to 5:00 PM. Should you need to send us official correspondence, please use our mailing address at PO Box 2006, Eureka, MT 59917-2006. This helps ensure that your documents reach us promptly. We are proud to offer a range of banking services tailored just for you whether it's personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages. Plus, enjoy the convenience of ATM access right here at our branch. If you have any questions or would like more information about how we can assist you, don't hesitate to give us a call at 406-297-7800. Our friendly team is ready to help! We look forward to welcoming you soon at Whitefish Credit Union - Eureka Office!

Member Eligibility

Joining the family at Whitefish Credit Union Association is more than just opening a bank account; it's about becoming part of a community that genuinely cares for you and your financial well-being. To become a member, you'll find that eligibility is quite straightforward! If you live, work, or worship in the area around 105 Dewey Ave Eureka Mt 59917, you're likely eligible to join us. Additionally, we welcome anyone who has a family member already part of our credit union. This openness ensures that more people can enjoy the benefits we offer, like competitive loan rates and personalized service. For the most current details on eligibility, feel free to check out our website at https://membership.whitefishcu.com/xa/xpressapp.aspx?enc=kw21wblm1yxpjjabdozad8lmrechu-dotzml_uvy2avfvsrf86g9g8kem82uesv5lischso6abyyd9ptefm4rb4kdx8niqm-cwgvjjjc4h4. Once you know you're eligible, becoming a member is easy! You can start the process by visiting us online through this link: http://www.whitefishcu.com/loan-applications or give us a call at (406) 297-7800 if you have any questions. We're here to help you every step of the way as you take this exciting step towards better banking!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that streamline payment processing and enhance customer experiences. Imagine being able to accept payments effortlessly, whether online or in-person, allowing you to focus on what matters most growing your business. Our services are tailored to fit the unique needs of each business, ensuring you can manage transactions smoothly. Visit us at 105 Dewey Ave Eureka Mt 59917 in Eureka, MT, or call us at (406) 297-7800 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $417 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $126,813,503, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we provide tailored solutions through our business banking services. From merchant services that simplify transactions to business loans designed to help you grow your enterprise, we are here to support your journey.

Credit Cards and Rewards

With our credit cards featuring rewards, you can earn points on your purchases while enjoying features like low-interest rates and no annual fees. This is perfect for members who want to make the most out of their spending!

Drive-Thru Services

If you prefer face-to-face interactions but are short on time, take advantage of our basic drive-thru banking. Here, you can handle deposits, withdrawals, and simple transactions without leaving your vehicle. As part of our commitment to making banking accessible for everyone, we invite you to visit us at Whitefish Credit Union Association or give us a call at (406) 297-7800 if you have any questions about our services or how we can assist you further. Your financial success is important to us! Explore more about what we offer by visiting our website at https://www.whitefishcu.com/ or stop by today!

Online and Mobile Banking

We prioritize convenience with our robust online and mobile banking platforms. Accessing your accounts has never been easier; check balances, transfer funds, pay bills, or apply for loans directly from your smartphone or computer. Plus, our ATM services allow for easy cash withdrawals and balance checks anytime you need them.

Personal Banking

Our personal banking services include various checking and savings accounts designed to help you manage your money effectively. Whether you need a basic account for everyday spending or a high-yield savings option for future goals, we've got you covered. For those looking to purchase a new car or refinance an existing vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms. If you're considering buying a home, our mortgage loans and refinancing solutions can guide you through the process, making it easier to secure the right financing for your dream home. We also offer personal loans and debt consolidation services to help you manage expenses or consolidate existing debts into one manageable payment.

Digital & Online Banking

Mobile Convenience

For those who prefer banking on the go, our mobile application is here to help. You can easily download it to your smartphone, allowing you to manage your finances right from your pocket. Although we currently do not support mobile payments, our app offers features like person-to-person transfers, making it easy to send money to friends or family instantly.

Stay Updated with E-Statements

Gone are the days of waiting for paper statements to arrive in the mail. At Whitefish Credit Union Association, we offer e-statements that provide you with real-time access to your account activity. This not only keeps you informed but also helps you stay organized while contributing to a greener planet by reducing paper waste.

Why Choose Us?

At Whitefish Credit Union Association, we prioritize user-friendly experiences and top-notch security measures. You can feel confident knowing that your information is protected while you enjoy the convenience of managing your accounts online. Our commitment to making banking accessible means that whether you're at home or out and about, you'll have all the tools you need right at your fingertips. Discover how our digital and online banking services can enhance your financial life today!

Your Banking at Your Fingertips

With our robust online banking platform, available at https://www.whitefishcu.com/, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking service allows you to manage your finances on your schedule. Plus, with the option for electronic signature authorization, signing important documents is quick and hassle-free.

Financial Strength

At Whitefish Credit Union Association, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to providing you with safe and reliable services. With a net worth of $247,727,598, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,265 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $518,058,751 in share certificates, offering stable and rewarding financial growth opportunities. While we prioritize our members' needs, it's important to note that our resources are focused on benefiting you through better loan rates and exclusive perks. With $245,441,604 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity supports your financial goals across various sectors, with $3,124 in used auto loans and $1,264,094,637 in total loans and leases. Our operational efficiency is reflected in our $2,078,753, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In summary, with net shares available for lending and investments at $15,921, and a growing member base represented by 90,031 total share accounts, Whitefish Credit Union Association stands strong as your trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Whitefish Credit Union Association is here for you. Visit us at 105 Dewey Ave Eureka Mt 59917 or call (406) 297-7800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

In addition to these primary offerings, we provide various other loan products tailored to meet specific needs. If you're interested in business financing, our outstanding commercial loans totaling $126,813,503 can provide the capital necessary for growth and expansion. For those looking into refinancing options or checking eligibility for our various loan products, we encourage you to explore our website or contact us directly at (406) 297-7800 for more information. At Whitefish Credit Union Association, we're committed to helping you find the right financing solution that fits your lifestyle and goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us at 105 Dewey Ave Eureka Mt 59917 or check out our services online!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,020,749 in used vehicle loans and $14,575,439 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, our flexible financing options can make your purchase easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,963,889, make buying or refinancing simple. We strive to provide competitive rates and terms that fit your budget, ensuring you have the support you need as you navigate the path to homeownership.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,595,176 in loans helping members manage their finances effectively. Our credit cards come with rewards programs and no annual fees, making them an excellent choice for everyday spending or unexpected expenses.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency ensures that users receive fair and accurate offers. - Verified Data: All loan offers come from legitimate financial institutions. This means you can trust that the information you see is genuine and reliable. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This approach guarantees that users receive unbiased results, allowing them to make informed decisions without any hidden agendas. - Real-Time Rate Comparisons: LendMesh continuously updates loan rates from multiple institutions. This means you always have access to current offers, ensuring you can secure the best deal available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Whitefish Credit Union Association