Whitefish Credit Union Columbia Falls MT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Whitefish Credit Union - Columbia Falls Office, where our commitment to serving the community shines through every interaction. Established in 1934, our credit union has grown alongside the vibrant city of Columbia Falls, MT. With a solid foundation built on trust and reliability, we proudly serve over 62,609 members who count on us for their financial needs. Located at 405 9Th St W, we invite you to experience a wide range of services tailored just for you. While members can visit us at this address, official correspondence should be sent to PO Box 1322, Columbia Falls, MT 59912. Our dedicated team is here to support you with everything from personal banking to business loans, ensuring that your financial journey is smooth and successful. At Whitefish Credit Union, we understand that your financial goals are unique. With total assets exceeding $1.95 billion and total deposits amounting to $12,991,704, we have the resources to back your dreams. Our diverse offerings include auto loans, mortgages, and personalized banking solutions designed with you in mind. We pride ourselves on maintaining strong relationships with our members while fostering community growth. Under the leadership of CEO James Kenyon and Board President Frank Barnes, our team of 203 employees is dedicated to providing exceptional service. Whether you're looking for guidance on loans or advice on savings strategies, we're here to help you achieve your financial aspirations. If you're ready to take the next step toward better financial health or simply have questions about our services, don't hesitate to reach out! Call us at 406-892-8000, or visit our website at whitefishcu.com to learn more about how we can assist you today. Your journey toward financial success starts here!

Branch History & Mission

At Whitefish Credit Union - Columbia Falls Office, we take pride in our rich history and commitment to serving the community. Since our doors opened in 1934, we have been dedicated to providing exceptional financial services while nurturing strong relationships within Columbia Falls, MT. Over the years, we've grown alongside our members, achieving significant milestones that reflect our deep-rooted values of trust and support. Located at 405 9th St W, just a stone's throw from the picturesque Flathead River, our branch has become a vital part of the local landscape. With a total membership of over 62,000 and assets exceeding $1.9 billion, we are proud to be a cornerstone of financial stability and growth for individuals and families in our community. Our mission is straightforward yet powerful: to provide our members with personalized financial solutions that empower them to achieve their dreams. We understand that each person's financial journey is unique, which is why we offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, business banking solutions, and more. While members can visit us at 405 9Th St W Columbia Falls Mt 59912, official correspondence should be sent to PO Box 1322, Columbia Falls, MT 59912. This allows us to maintain efficient communication while ensuring that we serve our community effectively. As technology advances, we stay committed to providing modern solutions such as online banking and mobile applications for convenient access to your accounts anytime, anywhere. Our drive-thru service offers added convenience for those on the go. We also maintain ADA compliance to ensure accessibility for all members. Community support is at the heart of what we do. We partner with local organizations and actively participate in outreach efforts that uplift our neighbors and enhance the quality of life in Columbia Falls. Through events and sponsorships, we aim to foster a spirit of togetherness and empowerment among our members. We invite you to join us at Whitefish Credit Union - Columbia Falls Office. Experience firsthand how we can help you reach your financial goals while being part of a supportive community that cares about your success. Call us today at (406) 892-8000 or visit our website at whitefishcu.com to learn more about becoming a member!

Branch Location & Accessibility

Accessibility Features

At our branch, we understand the importance of accessibility. We offer convenient parking options right outside our doors and ensure that our facilities comply with ADA standards so everyone can access our services with ease.

Call to Action

Ready to experience personalized banking? We invite you to visit us at 405 9Th St W, or give us a call at 406-892-8000. Our team is excited to help you navigate your financial journey!

Operating Hours

We are here for you Monday through Friday! Our lobby hours run from 9:00 AM to 4:30 PM, perfect for a quick visit during your day. If you prefer drive-thru banking, join us from 7:30 AM to 6:00 PM for efficient service on the go.

Services Offered

As a member of Whitefish Credit Union, you can take advantage of a wide range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking solutions we've got you covered! Plus, enjoy the convenience of ATM access and basic drive-thru services for deposits and withdrawals.

Member Eligibility

Becoming a member of Whitefish Credit Union Association is like joining a warm and welcoming family dedicated to supporting your financial journey. To be eligible, you just need to live, work, worship, or attend school in the local area or have a family member who is already part of our community. It's truly that simple! By choosing to join us at our branch located at 405 9Th St W Columbia Falls Mt 59912, you gain access to a variety of personalized services designed to help you thrive financially. Whether it's savings accounts, loans, or convenient online banking options, we're here for you every step of the way. If you're curious about the specifics of membership eligibility, feel free to check out more details at https://membership.whitefishcu.com/xa/xpressapp.aspx?enc=kw21wblm1yxpjjabdozad8lmrechu-dotzml_uvy2avfvsrf86g9g8kem82uesv5lischso6abyyd9ptefm4rb4kdx8niqm-cwgvjjjc4h4. Ready to start? Opening an account is quick and easy just visit http://www.whitefishcu.com/loan-applications or give us a call at (406) 892-8000. We can't wait for you to experience all the benefits that come with being part of Whitefish Credit Union Association!

Business Banking & Commercial Services

Business Loans for Growth

Imagine having the financial backing to purchase new equipment, hire more staff, or open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $417 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $126,813,503, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Our merchant services simplify payment processing, allowing you to focus on what matters most running your business. With solutions designed for your specific needs, you can accept payments easily and efficiently. Imagine a local restaurant that can now take credit card payments from customers quickly, enhancing their overall dining experience and boosting sales. Located at 405 9Th St W Columbia Falls Mt 59912 in Columbia Falls, MT, we invite you to explore how our business banking solutions can empower your vision. Contact us at (406) 892-8000 or visit our website for more information!

Comprehensive List Of Services

Convenient Access Anytime

At Whitefish Credit Union Association, convenience is key. With access to an ATM for quick cash withdrawals and basic transactions available at our drive-thru service, you can manage your banking needs efficiently without stepping inside the branch during operating hours. Plus, our friendly staff is always ready to assist with deposits or withdrawals when you visit.

Financial Flexibility with Loans

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We strive to assist our members in overcoming financial hurdles with flexible loan options designed for various needs. For those who love to shop, our credit cards with rewards provide an excellent way to earn points on your purchases while enjoying the benefits of responsible credit usage.

Get Started Today!

Ready to experience all these benefits? Connect with us today at (406) 892-8000 or visit us online at https://www.whitefishcu.com/ for more information on opening an account or applying for a loan. Join us at Whitefish Credit Union - Columbia Falls Office and see how we can help you achieve your financial goals!

Personal Banking Made Easy

For individuals and families, we offer essential services like checking and savings accounts that help you manage your money effectively. Imagine having a secure place for your funds, with the ability to easily access them whenever you need through our online and mobile banking platforms. Our members appreciate the convenience of checking balances and making transfers right from their smartphones. When it comes to financing your next vehicle, our auto loans and vehicle financing options can help turn your dream car into reality. Whether you're buying new or used, we provide competitive rates that fit your budget. Additionally, if you're eyeing that perfect home, our mortgage loans and refinancing options can guide you through the home-buying process smoothly.

Supporting Local Businesses

We understand how vital local businesses are to our community. Our business banking services, which include merchant services and business loans, are crafted to support entrepreneurs in achieving their goals. We are committed to fostering growth within our community by helping businesses thrive.

Digital & Online Banking

E-Statements and Real-Time Management

Stay organized and eco-friendly with our e-statements availability. You'll receive your account statements directly to your inbox, eliminating clutter while ensuring you always have access to important financial documents. Plus, with real-time account management tools, keeping track of your spending has never been easier.

Mobile Banking on the Go

For those who prefer banking on the go, our mobile application is here to help. Available for download, it offers the same robust features as our online platform but is optimized for your smartphone or tablet. Whether you're checking balances or making person-to-person transfers, everything is just a tap away. While we currently do not offer mobile payments, rest assured that we are continuously exploring new ways to enhance your banking experience. Your feedback is invaluable as we seek to introduce features that matter most to you. In summary, Whitefish Credit Union Association combines security with ease-of-use through its digital banking services. Embrace the convenience of managing your finances from anywhere while enjoying peace of mind knowing that your information is protected every step of the way. Join us today at https://www.whitefishcu.com/ and experience modern banking redefined!

Financial Strength

At Whitefish Credit Union Association, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on being a solid foundation for your financial journey, and our robust financial metrics speak volumes about our commitment to you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $247,727,598, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,265 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $518,058,751 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $245,441,604 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy supports our ongoing mission to provide reliable financial products that meet your needs. Our lending capacity is impressive as well; with $3,124 in used auto loans and $1,264,094,637 in total loans and leases, we help support our members' financial goals across various sectors. Additionally, our $2,078,753 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 1 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support. Our net shares stand at $15,921, which represents funds available for lending and investments. Finally, we have an extensive member base with a total of 90,031 share accounts. This growing trust is a testament to the quality of service we provide at Whitefish Credit Union Association. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Whitefish Credit Union Association is your trusted partner. Visit us at 405 9Th St W Columbia Falls Mt 59912 or call (406) 892-8000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,020,749 in used vehicle loans and $14,575,439 in new vehicle loans already helping members get on the road. We also provide flexible refinancing options to help you save even more.

Business Loans

For business owners, our outstanding commercial loans totaling $126,813,503 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to upgrade your existing operations, we have tailored solutions for you. At Whitefish Credit Union Association, our commitment is to support our members in every step of their financial journey. For more information on eligibility and how to apply for any of these loan products, feel free to reach out at (406) 892-8000 or visit us at 405 9Th St W Columbia Falls Mt 59912 in Columbia Falls, MT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,963,889, make buying or refinancing simple. We focus on making the process as straightforward as possible so that you can settle into your new home without hassle.

Unsecured Credit Card Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans, with a total of $6,595,176 in loans helping our members navigate their financial needs. These cards come with various features designed to make spending easier and more manageable.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency guarantees that users receive fair and reliable offers. One of the standout features of LendMesh is its use of verified data. Loan offers are sourced from legitimate financial institutions, which means users can trust the information they see. Additionally, LendMesh stands out for having no sponsored listings; lenders are not prioritized based on paid promotions. The focus is solely on providing unbiased results. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions. This approach helps individuals and families secure the best possible financing options tailored to their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive experiences of many who have used the tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Whitefish Credit Union Association