WHITE SANDS FEDERAL CREDIT UNION

Welcome to White Sands Credit Union, your trusted partner in financial growth and community support located at 115 Buck Greer Street, Truth Or Consequences, NM 87901. Since our establishment in 1952, we've been dedicated to empowering our members through personalized banking solutions and a strong commitment to service. With a proud membership of 30,788 individuals, we are not just a financial institution; we are a vital part of the community. At White Sands, we understand that financial stability is crucial for our members. That's why we manage total assets of over $395 million and provide an array of services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our members have access to total deposits amounting to $39,773,499, ensuring that your money is safe and growing. Our leadership team, headed by CEO Phillip Fifield and Board President Patricia Wagner, is passionate about fostering an environment where every member feels valued. With a dedicated staff of 90 employees, we strive to offer exceptional service tailored to meet your unique needs. Whether you need assistance with personal banking or business services, we're here for you. While members can visit us at our branch address, official correspondence should be sent to PO Box 99, Las Cruces, NM 88004. We invite you to explore how we can help you achieve your financial goals. For more information or assistance, please call us at 575-894-1411 or visit our website at wsfcu.org. Join us in making a difference in our community today!

Welcome to White Sands in Truth Or Consequences, NM! Since opening our doors in 1952, we have been dedicated to serving our members and the community with a commitment that has only grown stronger over the years. Our journey began with a small group of visionaries who believed in the power of community banking and the importance of supporting one another. Today, we are proud to serve over 30,788 members, providing them with financial services tailored to their needs. Located at 115 Buck Greer Street Truth Or Consequences Nm 87901, near local landmarks, our branch is not just a financial institution; it's a hub for community connection and support. Whether you're stopping by for personal banking, auto loans, or mortgage financing, you'll find that our friendly team is here to help you navigate your financial journey. If you need to send us official correspondence, please use our mailing address: PO Box 99, Las Cruces, NM 88004. At White Sands, our mission is simple yet impactful: to provide exceptional financial services while fostering a sense of belonging among our members. We believe in empowering individuals by offering tools that enhance their financial well-being. With total assets amounting to $395,097,233, we are well-equipped to meet your banking needs and ensure your financial security. Our commitment goes beyond just transactions; we actively engage in community outreach efforts that uplift those around us. From partnering with local organizations to sponsoring events, we strive to make a positive difference in Truth Or Consequences and surrounding areas. We also embrace modern technology to enhance member experience. Our services include online banking, mobile payments, and ATM access for your convenience. With lobby hours from Monday through Friday, 9 AM to 5 PM, as well as drive-thru banking options available, we ensure that accessing your accounts is easy and flexible. We invite you to join us at White Sands, where we put people before profits. Experience the benefits of being part of a community-focused credit union dedicated to helping you thrive financially. For more information about our services or to become a member, call us at (575) 894-1411 or visit our website at https://www.wsfcu.org/. Together, let's build a brighter financial future!

At White Sands, we believe that being part of our community means joining a family that supports each other. If you're looking to become a member, you'll be glad to know that eligibility is straightforward! Generally, anyone who lives, works, or worships in the area around 115 Buck Greer Street Truth Or Consequences Nm 87901 can join us. We welcome individuals from all walks of life, aiming to create an inclusive space for everyone. By becoming a member, you gain access to a range of financial services designed to help you thrive from checking and savings accounts to loans with favorable terms. To kick off your membership journey, simply visit us at our branch or check out the detailed eligibility criteria on our website at . When you're ready to open an account, it's as easy as clicking this link: https://apply.wsfcu.org/apply.aspx?lenderref=wsfcu042924&list=plvlst . If you have any questions or need assistance, feel free to give us a call at (575) 894-1411. We're excited to welcome you into the White Sands family!

At White Sands, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which assures our commitment to serving your needs effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $46,757,061, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $37,800,649 in share certificates and $46,498,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $43,120,606 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well, with $3,512 in used auto loans and $206,402,254 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $3,636,455, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $687,965. Total Share and Deposit Accounts: 39,746, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, White Sands is your trusted partner. Visit us at 115 Buck Greer Street Truth Or Consequences Nm 87901 or call (575) 894-1411 to learn more about how we can help you achieve your financial goals.