White Rose Credit Union York PA | Affordable Vehicle Loans & Mortgages

Introduction

Welcome to White Rose, your trusted community partner for all your financial needs, located at 1529 Rodney Rd, York, PA 17408. Since opening our doors in 1950, we have proudly served over 11,298 members, offering a range of services designed to empower you and support your financial journey. Our commitment to our members is reflected in our impressive financial health, with total assets amounting to $111,833,165 and total deposits reaching $5,038,289. At White Rose, we understand that banking is more than just numbers; it's about building lasting relationships within the community. Our dedicated team of 42 employees, led by CEO Bryan Smith and Board President James Sanford, is here to provide personalized service that meets your unique needs. Whether you're looking for auto loans, mortgage options, or online banking services, we have the resources and expertise to help you succeed. While members can visit us at our branch address for face-to-face assistance, official correspondence should be sent to the same address: 1529 Rodney Rd, York, PA 17408. We invite you to explore what sets us apart from traditional banks our focus on member satisfaction and community impact. With a net worth of $9,336,508 and total loans of 4,798, White Rose stands as a solid choice for those seeking reliable financial solutions. Our welcoming environment and extensive service offerings ensure that your experience with us is both beneficial and enjoyable. Ready to take the next step? Don't hesitate to call us at 717-767-5395 or visit our website at whiterosecu.com for more information on how we can assist you today!

Branch History & Mission

White Rose Credit Union, located at 1529 Rodney Rd in York, PA, has been a cornerstone of our community since it first opened its doors in 1950. With over seven decades of service, we have witnessed and adapted to the changing financial landscape while remaining steadfast in our commitment to serve our members. Today, we proudly support a thriving membership of over 11,298 individuals and families, all while managing total assets that exceed $111 million. Our mission at White Rose is simple yet profound: to empower our members through accessible and affordable financial services. We aim not just to meet financial needs but also to enrich the lives of those we serve. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we are dedicated to providing products that foster financial well-being. Throughout our history, we've embraced innovation while keeping a strong focus on community support. Our branch has evolved alongside technological advancements, offering services such as online banking, mobile payments, and electronic statements. Accessibility is key; our branch is ADA compliant and features both drive-thru banking for convenience and ATM services available around the clock. While you can visit us at our physical location in York for all your banking needs, official correspondence should be sent to the same address: 1529 Rodney Rd, York, PA 17408. We recognize that being a part of the community means giving back as well. White Rose actively engages in partnerships and outreach programs aimed at uplifting local initiatives. Whether through sponsoring local events or collaborating with other organizations, we strive to make a positive impact where it counts most. At White Rose Credit Union, we believe that everyone deserves access to reliable financial resources tailored to their unique needs. Join us today and experience firsthand how we can help you achieve your financial goals. For more information or assistance, feel free to reach out at 717-767-5395 or visit our website at whiterosecu.com. Your journey toward financial empowerment starts here!

Branch Location & Accessibility

Get in Touch

If you have questions or need assistance before visiting, don't hesitate to call us at 717-767-5395. We look forward to welcoming you to the White Rose branch where your financial needs come first!

Nearby Landmarks and Accessibility

Located near local favorites like the York Galleria Mall and just a short drive from downtown York, finding us is a breeze. We have ample parking available right outside our doors, making it easy for you to pop in without any hassle. Our branch is fully ADA compliant, ensuring that everyone can access our facilities comfortably.

Operating Hours and Services

At the White Rose branch, we know your time is valuable. That's why we offer flexible hours to suit your busy schedule: we're open Monday through Wednesday from 8:30 AM to 5:00 PM, Thursday and Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you need to discuss auto loans, personal banking options, or mortgage refinancing, our dedicated staff is ready to assist you during these hours. For those who prefer digital access, we also provide online banking and mobile payment options. And if you're on the go, our drive-thru service is available for quick deposits and withdrawals.

Member Eligibility

Joining the White Rose family is like stepping into a welcoming community where your financial well-being is our top priority. If you're wondering about membership, it's quite simple! You can become a member if you live, work, or worship in the area around 1529 Rodney Rd York Pa 17408. This means that many people in our vibrant community are already eligible to enjoy all the benefits we offer, from personalized banking services to competitive loan rates. To learn more about the specific eligibility criteria, feel free to check out our resource at http://www.whiterosecu.com/about-us/#eligibility. Opening an account with us is just as easy as becoming a member! With just a few steps, you can start taking advantage of our services tailored to meet your needs. If you have any questions or need assistance, don't hesitate to give us a call at (717) 767-5395. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced marketplace, having reliable merchant services is crucial. Imagine being able to accept payments seamlessly, whether through credit cards or mobile wallets. Our tailored merchant services help streamline your transactions, allowing you to focus on what matters most growing your business. Visit us at 1529 Rodney Rd York Pa 17408 in York, PA or call us at (717) 767-5395 to learn more about how our business banking solutions can empower your success!

Comprehensive List Of Services

ATM & Drive-Thru Accessibility

We know that sometimes you need quick access to cash or need to handle simple transactions without stepping inside the branch. Our ATM services allow for easy withdrawals and balance checks. Plus, our basic drive-thru banking lets you perform deposits and withdrawals efficiently. At White Rose, we strive to be more than just a bank; we want to be your trusted partner in financial success. If you're ready to take the next step in managing your finances or have questions about any of our services, feel free to give us a call at (717) 767-5395 or visit us online at West York. We look forward to serving you!

Business Banking Solutions

For those who run their own businesses, we offer specialized services too! Our business banking options, including merchant services and business loans, are crafted to support your entrepreneurial journey and help your business thrive.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why White Rose offers robust online and mobile banking features. You can manage your accounts anytime, anywhere with ease! From checking balances to making transfers and paying bills, everything is just a few taps away.

Financial Freedom

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We provide affordable solutions designed to give you peace of mind and help you regain control over your finances.

Home Sweet Home

Buying a home is one of the biggest decisions you'll ever make, and at White Rose, we simplify the process with our mortgage loans and refinancing services. Our experienced team will guide you through every step, ensuring that you find the right mortgage solution for your situation.

Personal Banking Made Simple

When it comes to personal banking, we understand that everyone has unique goals. That's why we offer various checking and savings accounts tailored to fit different lifestyles. Whether you're saving for a big purchase or managing daily expenses, our accounts come with features that help you stay on track. If you're thinking about getting a new car or refinancing an existing loan, our auto loans and vehicle financing options make it easy to drive away in the vehicle you want. With competitive rates and flexible terms, we're here to help you navigate the road ahead.

Rewarding Credit Options

Don't forget about our credit cards with rewards! They not only allow you to make purchases conveniently but also earn rewards along the way. It's like getting paid for using your card!

Digital & Online Banking

Accessibility and Ease of Use

With features like mobile payments, paying for your purchases has never been more convenient. Just link your account to your favorite mobile payment app and enjoy quick checkouts wherever you go! Whether you're tech-savvy or just starting out with online banking, our user-friendly interface makes it easy for everyone to navigate. At White Rose, we strive to make banking accessible anytime, anywhere. We are committed to helping you manage your finances efficiently while keeping everything secure. Explore all these features today by visiting https://www.whiterosecu.com/!

Key Services

Our online banking services are available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Plus, our mobile application means you can bank on the go whether you're waiting in line or relaxing at home. Want to send money to a friend? Our person-to-person transfer feature makes this as simple as a few taps on your screen. Security is a top priority for us. We utilize electronic signature authorization for safe transactions and ensure your sensitive information is protected. You can also opt for e-statements, which not only help you keep track of your finances but also reduce paper clutter.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 20,577, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,955,667 further demonstrate our ability to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, White Rose is your trusted partner. Visit us at 1529 Rodney Rd York Pa 17408 or call (717) 767-5395 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing Back into Services

With $9,235,248 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $1,223 in used auto loans and $74,517,062 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Savings Security

Members' savings are secured through $14,630,754 in share certificates and $5,392,242 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-114,662 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 39 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $9,336,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation reflects our commitment to serving you effectively. Our net worth ratio of $834 demonstrates a solid capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,733,025 in new vehicle loans and $19,703,275 in used vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you can find the right fit for your lifestyle and budget. Additionally, refinancing options are available if you're looking to lower your monthly payments or adjust your loan terms.

Credit Lines and Unsecured Loans

For those who need flexibility in their finances, we also offer credit lines totaling $27,366,469. This allows members to access funds as needed while only paying interest on what they use. Additionally, our unsecured credit card loans total $2,274,696, providing an excellent way to manage expenses without tying up collateral. At White Rose Credit Union, we prioritize your financial well-being. Our experienced team is ready to assist you in understanding eligibility requirements and exploring refinancing options for any of our loan products. For more information about our loan offerings or to apply today, please call us at 717-767-5395 or visit our website at White Rose. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $9,350,890, making buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.

Loan Aggregator

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White Rose