White Rose Credit Union York PA | Low Mortgage Rates & Auto Loans

Introduction

Community Commitment

Our leadership team, including CEO Bryan Smith and Board President James Sanford, is dedicated to fostering a welcoming environment where members feel valued. We take pride in being more than just a credit union; we are an integral part of the York community. Our team of 42 employees is passionate about delivering personalized solutions tailored to your financial goals. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 601 Mundis Mill Rd, York, PA 17406.

Join Us Today!

Explore the many services we offer from personal and auto loans to online banking options all designed with your convenience in mind. If you have any questions or need assistance, don't hesitate to call us at 717-846-6789. Visit us today or check out our website at whiterosecu.com to learn more about how we can help you achieve your financial dreams!

Branch History & Mission

Welcome to the story of White Rose, a beacon of community strength and financial support located at 601 Mundis Mill Rd, York, PA 17406. Since opening our doors in 1950, we have dedicated ourselves to serving the people of York with unwavering commitment and care. Over the years, we have grown into a trusted financial partner for 11,298 members, providing them with resources to achieve their financial goals. From our humble beginnings, White Rose has evolved significantly. With total assets amounting to $111,833,165, we have expanded our services to meet the diverse needs of our community. Our mission is simple yet powerful: to deliver high-quality financial services while actively contributing to the well-being of our members and the broader York area. At White Rose, we believe that banking should be accessible and supportive. We offer a range of personal banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Additionally, we ensure that our digital offerings are robust, allowing members to manage their finances easily through online and mobile banking platforms. While members can visit us at 601 Mundis Mill Rd, official correspondence should be sent to the same address for your convenience. Our branch operates during school months on Tuesdays from 10:30 AM to 1:30 PM and Thursdays and Fridays from 10:00 AM to 4:00 PM. We strive to keep our facilities ADA compliant and welcoming for all visitors. Community outreach is at the heart of who we are. We actively participate in local events and initiatives that uplift our neighbors and foster a sense of unity. Our partnerships with local organizations highlight our dedication not just to financial growth but also to making a positive impact in York. As we continue this journey together, we invite you to become part of the White Rose family. Experience first-hand how our commitment can enhance your financial life. Join us today and let's grow together! For any inquiries or assistance, feel free to reach us at 717-846-6789 or visit us online at whiterosecu.com.

Branch Location & Accessibility

Convenient Location

Nestled in York County, our branch is easily accessible and just a short drive from popular spots like the York Fairgrounds and the scenic Codorus State Park. We offer ample parking for our members, ensuring that you can visit us without any hassle. Plus, our facility meets ADA compliance standards, so everyone can access our services comfortably.

Operating Hours

We understand that life can get busy, which is why our operating hours are designed with you in mind. You can visit us on Tuesdays from 10:30 AM to 1:30 PM and on Thursdays and Fridays from 10:00 AM to 4:00 PM. If you need assistance outside these hours, feel free to give us a call at 717-846-6789. Our friendly staff is ready to help!

Services Offered

At White Rose, we pride ourselves on offering a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have solutions that fit every stage of life. While we do not currently have ATM or drive-thru services available at this location, our dedicated team is here to assist you with everything else. While members can visit us at 601 Mundis Mill Rd, official correspondence should be sent to the same address for your convenience. We invite you to come by and discover how we can help you achieve your financial goals. So why wait? Stop by the White Rose Central School Branch today! Whether you're looking to open an account or simply have a question, we're here for you every step of the way.

Member Eligibility

At White Rose, we believe that becoming a member means joining a community that cares about your financial well-being. If you're looking to experience the benefits of personalized service and community-focused banking, you might be eligible to join us! Generally, membership is open to individuals who live, work, worship, or attend school in the York area. It's our way of making sure that we're serving those who are part of our local community. For specific eligibility criteria and details on how to qualify, feel free to check out this link. Joining is simple! Once you confirm your eligibility, opening an account with us at White Rose is a breeze. You can find all the information you need about account opening on our website here. If you have any questions or want more information, don't hesitate to give us a call at (717) 846-6789. We're excited to welcome you into our family at 601 Mundis Mill Rd York Pa 17406!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services tailored for local businesses. Imagine processing payments easily and securely while providing excellent service to your customers. Whether you need point-of-sale systems or online payment solutions, we have you covered. Located at 601 Mundis Mill Rd York Pa 17406 in York, PA, our team is ready to partner with you on your business journey. Let's work together to turn your vision into reality! For more information, give us a call at (717) 846-6789 or visit us online at https://www.whiterosecu.com/.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, our Business Banking solutions offer essential tools like Merchant Services & Business Loans to support your growth. We understand that every penny counts when you're building a business, so we aim to provide cost-effective banking options that work for you.

Credit Cards and Loans

Managing debt is a common challenge, and that's where our Personal Loans & Debt Consolidation services come into play. We provide solutions to help streamline your expenses, allowing you to focus on what really matters. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases which can be redeemed for exciting rewards.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Whether you're making transfers from your smartphone or paying bills online, everything is just a few clicks away. Additionally, while we currently do not have ATM facilities at this branch location, our members can enjoy cash withdrawal services through various partner networks.

Get Started Today!

At White Rose, we're committed to supporting our members with personalized service and comprehensive financial solutions. If you're ready to take charge of your financial future or simply have questions about any of our services, don't hesitate to reach out! Call us at (717) 846-6789, visit us at 601 Mundis Mill Rd York Pa 17406, or check out more details online at Central School Branch. We look forward to serving you!

Personal Banking Solutions

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include Checking & Savings Accounts designed to help you reach your financial goals. Imagine having a checking account that not only meets your daily spending needs but also offers savings options to grow your funds over time. When life calls for a new vehicle, our Auto Loans & Vehicle Financing make it easy to hit the road without breaking the bank. With competitive rates and flexible terms, you can drive away in the car you've been dreaming about. And if homeownership is on your mind, explore our Mortgage Loans & Refinancing options that can help you secure the perfect home loan tailored to your budget.

Digital & Online Banking

Key Services

Our online banking platform offers a range of features to enhance your banking experience. You can easily view account balances, transfer funds, and even make person-to-person payments with just a few clicks. Plus, our electronic signature authorization makes signing documents quick and easy, so you can complete transactions from the comfort of your home. If you're looking to streamline your statements, we also provide e-statements. This not only helps the environment but gives you instant access to your financial information without waiting for paper copies to arrive in the mail. For those on the go, our mobile application ensures that you have all the tools you need right at your fingertips. With mobile payments enabled, you can make purchases using just your phone, making everyday transactions easier than ever before.

Security and Accessibility

We take your security seriously at White Rose. Our online services are built with robust security measures to protect your personal information while ensuring that you have a smooth user experience. Whether you're checking balances or making payments, rest assured that your data is safe with us. In summary, our digital banking services offer convenience and peace of mind. With features like online banking, e-statements, and mobile payments readily available at https://www.whiterosecu.com/, managing your finances has never been easier!

Financial Strength

At White Rose, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, allowing us to serve you with confidence and integrity. With a net worth of $9,336,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to safety is further demonstrated by our net worth ratio of 8.34%, which showcases a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $14,630,754 in share certificates and $5,392,242 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these impressive figures, we have $9,235,248 in undivided earnings that allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also noteworthy; with $1,223 in used auto loans and $74,517,062 in total loans and leases, we're here to support your financial goals across various sectors. Despite facing challenges reflected in our net income of $79,758, we remain dedicated to operational efficiency. We have a knowledgeable team ready to assist you; with 39 full-time employees and 3 part-time employees, our branches are always prepared to provide excellent service. Our total share accounts stand at 20,577, reflecting a strong and growing member base that trusts us with their finances. Additionally, we have net shares (funds available for lending and investments) amounting to $2,955,667, ensuring that we can meet the needs of our community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, White Rose is your trusted partner. Visit us at 601 Mundis Mill Rd York Pa 17406 or call (717) 846-6789 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,733,025 in new vehicle loans and $19,703,275 in used vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you can drive away with confidence.

Credit Lines

For those looking for additional flexibility in their spending, our total credit lines amount to $27,366,469. This option allows you to borrow as needed without the hassle of applying for multiple loans. At White Rose, we believe in providing clear options and guidance throughout your borrowing journey. If you're considering refinancing or want to know more about eligibility options for any of our loan products, please reach out to us at 717-846-6789. We're here to assist you every step of the way! Explore our services further by visiting our website at whiterosecu.com or stop by our branch located at 601 Mundis Mill Rd York Pa 17406. Let us help you find the right loan product that fits your needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,350,890, make buying or refinancing simple. We offer various financing solutions that can fit different budgets and needs, making it easier for you to settle into your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,274,696 in loans helping members manage their finances effectively. These credit cards come with rewards and low-interest rates to help you save money while making purchases.

Loan Aggregator

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WHITE ROSE CREDIT UNION - York, PA

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