White Rose Credit Union York PA | Best Auto Loans & Business Banking

Introduction

Welcome to White Rose, your trusted partner in financial well-being since 1950. Located at 107 E Philadelphia St, York, PA 17401, we are proud to serve our vibrant community with a range of financial services tailored to meet your needs. With a strong foundation built on trust and dedication, we have grown to support over 11,298 members and manage total assets of $111,833,165. At White Rose, we understand the importance of personal connections in banking. Our dedicated team of 42 employees, led by CEO Bryan Smith and Board President James Sanford, is committed to providing exceptional service that goes beyond just transactions. We want you to feel valued and supported every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 107 E Philadelphia St, York, PA 17401. Whether you're interested in opening an account or exploring loan options like our competitive auto loans totaling over 4,798 we're here to assist you. With a net worth of $9,336,508 and total deposits reaching $5,038,289, White Rose remains a solid choice for your financial future. We pride ourselves on not just being a credit union but a community partner that helps you achieve your goals through personalized banking solutions. Ready to take the next step? Visit our website at whiterosecu.com or call us at 717-846-1156. Let's build your financial future together!

Branch History & Mission

Community Engagement

White Rose also emphasizes community support through various outreach programs and partnerships. We understand that a strong community benefits everyone, so we actively engage in initiatives that promote financial literacy and well-being among residents. While members can visit us at 107 E Philadelphia St York Pa 17401, official correspondence should be sent to 107 E Philadelphia St, York, PA 17401. Our operating hours are designed to meet your needs: Monday through Wednesday from 9:00 AM to 4:30 PM, Thursday until 5:00 PM, and Friday from 8:00 AM to 5:00 PM. We invite you to join White Rose today! Experience firsthand how we can assist you on your financial journey. With no ATM or drive-thru availability currently offered at our branch, we encourage you to explore our digital banking options for convenient access to your accounts anytime. Contact us at (717) 846-1156 or visit our website at White Rose Credit Union for more information about becoming a member or accessing our services. Together, let's build a brighter financial future!

Our Mission

The mission of White Rose is simple yet powerful: to provide exceptional financial services while making a positive impact on the lives of our members and the community. We believe that everyone deserves access to quality financial resources, which is why we offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. Our commitment goes beyond just numbers; we strive to build lasting relationships with our members. We aim to empower individuals by providing them with the tools they need for financial success. This dedication is evident in our innovative online and mobile banking services, which allow members to manage their finances conveniently from anywhere.

Branch Location & Accessibility

Accessibility Features

At White Rose, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and other accommodations to ensure everyone can easily access our services. Parking is available nearby, making it hassle-free for you to stop by.

Operating Hours

We understand that flexibility is key in today's fast-paced world. That's why we offer convenient operating hours: - Monday through Wednesday: 9:00 AM to 4:30 PM - Thursday: 9:00 AM to 5:00 PM - Friday: 8:00 AM to 5:00 PM Feel free to call us at 717-846-1156 if you have any questions or need assistance before your visit.

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide online and mobile banking solutions for those who prefer managing their finances digitally. Although we currently do not have ATM or drive-thru services available at this location, our friendly staff is always ready to assist you in person. We invite you to come by and discover how White Rose can help you achieve your financial goals. Your journey towards better banking starts here!

Member Eligibility

At White Rose, we believe in creating a warm and welcoming community where everyone can thrive. Becoming a member is simple and open to those who live, work, or worship in our local area, as well as their family members. This means if you have a connection to York or surrounding areas, you can join us! Enjoy the benefits of personalized service, competitive rates, and a commitment to your financial well-being. To dive deeper into the eligibility details, feel free to check out our dedicated page at http://www.whiterosecu.com/about-us/#eligibility. When you're ready to open an account and start your journey with us, you can find everything you need at http://www.whiterosecu.com/loans. If you have any questions or need assistance, don't hesitate to give us a call at (717) 846-1156. We can't wait to welcome you into the White Rose family!

Business Banking & Commercial Services

Merchant Services for Everyday Success

In addition to loans, we offer merchant services that can simplify your payment processes. Imagine a busy restaurant where customers can pay easily using various methods credit cards, mobile payments, and more. Our merchant services ensure your business runs smoothly by providing reliable payment processing solutions that keep your cash flow steady. For any inquiries or to learn more about how we can assist your business at our branch located at 107 E Philadelphia St York Pa 17401 in York, PA, feel free to reach out at (717) 846-1156. Let's work together to build a brighter future for your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans issued, we are ready to help you explore financing options when the time is right. Our goal is to provide flexible solutions that cater specifically to your financial requirements.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATM services directly at our branch location, we strive to ensure that accessing cash remains hassle-free through partnerships and shared networks available throughout the area. With so many services designed around member needs, White Rose truly offers something for everyone. If you're ready to take the next step towards better financial health or simply want more information about how we can assist you further, don't hesitate to reach out! Call us at (717) 846-1156, or visit our website at https://www.whiterosecu.com/ for more details. Your financial future starts here let's grow together!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are designed to help you drive away in your dream car without breaking the bank. With competitive rates and flexible terms, we make it easier for you to get behind the wheel. Picture yourself cruising down the road in a reliable vehicle while knowing that your loan is manageable and affordable.

Business Banking

For local entrepreneurs, White Rose provides comprehensive business banking services including merchant services and business loans. Running a small business comes with challenges, but we're here to support your growth with tailored financial solutions designed just for you.

Credit Cards with Rewards

Make everyday purchases rewarding with our credit cards offering various perks and rewards. Whether you're buying groceries or planning a vacation, you'll earn points that can be redeemed for exciting rewards. It's like getting paid to shop!

Mortgage Loans & Refinancing

Homeownership is within reach at White Rose. We offer mortgage loans that can help you purchase the home you've always wanted or refinance an existing mortgage for better terms. Imagine settling into a cozy home where memories are made, all while benefiting from low-interest rates that save you money over time.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to handle all aspects of your finances on-the-go. From checking balances to paying bills or transferring funds between accounts, it's never been easier to stay on top of your financial health.

Personal Banking

Whether you're looking to open a checking or savings account, White Rose has you covered. We offer personal banking solutions that fit your lifestyle. Imagine having access to your funds whenever you need them, with online and mobile banking options that allow you to manage your accounts from anywhere. You can set up alerts, view transactions, and even make transfers with just a few taps on your phone.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans provide a straightforward solution. We understand that life can throw surprises your way, and having financial support during these times is crucial. With our debt consolidation options, you can simplify your payments and potentially lower your interest rates.

Digital & Online Banking

Key Features

You'll love the flexibility of e-statements, allowing you to access your account statements electronically whenever you need them. No more waiting for paper statements in the mail! Plus, with our electronic signature authorization, signing documents is quick and secure, making processes like loan applications faster and hassle-free. If you're always on the move, our mobile application puts banking right in your pocket. You can make mobile payments effortlessly, whether you're shopping or dining out. With the ability to send money instantly through our person-to-person transfers, sharing expenses with friends or family is simple and convenient. At White Rose, we understand that security is a top priority for our members. That's why we use advanced security measures to keep your information safe while you bank online. Join us today at White Rose and experience how easy it is to take control of your finances digitally! Whether you're using our website or mobile app, managing your money has never felt so accessible.

Financial Strength

Commitment to Growth

With $9,235,248 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends across various sectors with $1,223 in used auto loans and $74,517,062 in total loans and leases, supporting members' financial goals. Our recent performance reflects our operational efficiency with a net income of $-114,662. This allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 39 full-time employees and 3 part-time employees ready to assist you with a knowledgeable, committed team.

Growing Membership Base

Our strength is reflected not only in our finances but also in our community trust. We currently serve 20,577 members who rely on us for their banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, White Rose is your trusted partner. Visit us at 107 E Philadelphia St York Pa 17401 or call (717) 846-1156 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $14,630,754 in share certificates and $5,392,242 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $9,336,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $834 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,703,275 in used vehicle loans and $19,933,025 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our financing options can get you behind the wheel quickly and affordably.

Credit Lines and Unsecured Credit Card Loans

For those who prefer flexibility, we offer credit lines totaling $27,366,469, giving you access to funds when you need them most. Additionally, our unsecured credit card loans amounting to $2,274,696 provide another avenue for managing your finances effectively without requiring collateral.

Financial Support for All Needs

No matter what your financial goals are, our dedicated team is here to assist you every step of the way. We encourage you to explore our refinancing options and eligibility criteria here so that you can find the best solutions tailored to your needs. At White Rose, we strive to ensure that each member receives the support they need while benefiting from competitive rates on all our loan products. You can reach us at (717) 846-1156 during our operating hours: Monday through Wednesday from 9:00 AM to 4:30 PM, Thursday from 9:00 AM to 5:00 PM, and Friday from 8:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams with ease!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,350,890, make buying or refinancing simple. We provide competitive rates and flexible terms to suit various budgets and circumstances. If you're considering refinancing your existing mortgage, we also have options available that can help lower your monthly payments or access your home's equity.

Loan Aggregator

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White Rose