White Rose Credit Union Dallastown PA | Low Mortgage Rates & Auto Loans

Introduction

At White Rose, we believe that strong financial support can uplift our community. Located at 160 E Main St, Dallastown, PA 17313, our branch has been a trusted financial partner since 1950. With over 11,298 members and total assets reaching an impressive $111,833,165, we are dedicated to helping you achieve your financial goals. Led by our CEO, Bryan Smith, and Board President, James Sanford, our team of 42 employees is committed to providing personalized service tailored to your needs. Whether you're looking for auto loans, mortgages, or simple banking services, we offer a range of products designed to support every stage of your financial journey. While members can visit us at our Dallastown location for in-person assistance, official correspondence should be directed to the same address. Our branch is not just about transactions; it's about building relationships. We pride ourselves on being a part of this vibrant community and aim to make a positive impact in the lives of our members. With total deposits amounting to $5,038,289 and a net worth of $9,336,508, White Rose stands as a pillar of stability. Our commitment goes beyond numbers; it's about ensuring each member feels valued and secure with their finances. Explore more about what we offer by visiting our website at whiterosecu.com or give us a call at 717-244-4586. We invite you to stop by and see how we can assist you today!

Branch History & Mission

Community Engagement

White Rose is more than just a credit union; we are an active participant in the Dallastown community. We engage in various outreach efforts aimed at supporting local schools, charities, and events that bring people together. By collaborating with local organizations, we contribute to building a stronger community where everyone can thrive. While members can visit us at 160 E Main St, official correspondence should be sent to 160 E Main St, Dallastown, PA 17313 if it differs from our physical address. As we look toward the future, our focus remains on providing exceptional service with compassion and understanding. We invite you to join us at White Rose Credit Union. Experience the difference that a member-focused financial institution can make in your life! For more information or to open an account today, please visit our website or call us at 717-244-4586. Join us on this journey as we continue to grow together!

Our Mission

Our mission is simple yet profound: to provide our members with affordable financial services while fostering a sense of community. We believe that everyone deserves access to quality banking options, and we strive to make that a reality through personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. But our commitment goes beyond just financial services; we aim to uplift the community by supporting local initiatives and partnerships that create lasting positive impacts. We have made significant strides in enhancing the member experience by embracing digital advancements. Our online banking services allow you to manage your accounts anytime from anywhere. Plus, our mobile app offers convenient features such as person-to-person payments and e-statements. With ADA compliance in mind, we ensure that all members can access our services with ease.

Branch Location & Accessibility

Banking Services Tailored for You

At White Rose Credit Union, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our ATM services are available for quick cash withdrawals and balance checks anytime.

Convenient Access and Features

We understand that accessibility is essential for our members. Our branch is designed with you in mind, featuring ADA-compliant facilities and ample parking right outside. With a friendly drive-thru option available, banking has never been easier. You can handle quick transactions like deposits and withdrawals without leaving your car! While members can visit us at 160 E Main St, official correspondence should be sent to the same address for consistency.

Get in Touch

We invite you to stop by our Dallastown branch or give us a call at 717-244-4586 if you have any questions or need assistance. The team at White Rose Credit Union is here to help you every step of the way on your financial journey!

Operating Hours That Fit Your Schedule

Our doors are open Monday through Wednesday from 8:30 AM to 5:00 PM, Thursday and Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. We strive to accommodate your busy lifestyle by providing flexible hours so you can visit us when it suits you best.

Member Eligibility

Becoming a member of White Rose is like joining a welcoming family where your financial well-being is our top priority. If you live, work, worship, or go to school in the Dallastown area, you're already on the path to membership! We also invite immediate family members of current members to join. This means that whether you're just starting out in your financial journey or looking for more support, we have a place for you here at White Rose. Our community-focused approach ensures that you gain access to tailored services designed to help you thrive. Opening an account is straightforward and can be done online or in person at our branch located at 160 E Main St Dallastown Pa 17313. For more detailed information about eligibility requirements, feel free to visit our website at http://www.whiterosecu.com/about-us/#eligibility. If you have any questions or need assistance, don't hesitate to call us at (717) 244-4586. We're excited to welcome you into our community and help you achieve your financial goals!

Business Banking & Commercial Services

At White Rose, we understand that your business is more than just a source of income it's your passion. That's why we offer tailored solutions designed to help you thrive in today's competitive market. Imagine walking into our branch at 160 E Main St Dallastown Pa 17313 in Dallastown, PA, where friendly staff are ready to discuss how we can support your ambitions. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make transactions easy. Whether you're processing payments or managing cash flow, our services simplify everyday operations so you can focus on what truly matters growing your business. Join us at White Rose, where your success is our priority!

Comprehensive List Of Services

Convenient Banking Features

Your convenience is our priority. At White Rose, we offer various ways to bank that fit your lifestyle. Use our ATM services for quick cash withdrawals or balance checks without stepping inside the branch. If you prefer face-to-face interactions for simple transactions like deposits or withdrawals, take advantage of our drive-thru banking service. With features like electronic signatures and person-to-person payment options through our online platform, managing your finances has never been easier.

Get Started Today!

We invite you to experience all that we have to offer at White Rose. Our dedicated team is ready to assist you whether you're visiting us at 160 E Main St Dallastown Pa 17313 or calling us at (717) 244-4586. Explore how we can help meet your financial goals by visiting us in person or checking out our website at Dallastown. Your journey towards better financial health starts here!

Loans and Credit Solutions

We understand that life can bring unexpected expenses. That's why we offer personal loans and debt consolidation to help you manage those costs effectively. Additionally, our credit cards with rewards allow you to earn while you spend, giving you more value for your everyday purchases. For small business owners, we provide comprehensive business banking services, including merchant services and business loans tailored to help your enterprise thrive.

Personal Banking

Managing your finances is made easy with our personal banking services. Our checking and savings accounts are designed to help you save for that dream vacation or simply keep track of your daily expenses. With user-friendly online and mobile banking options, you can access your accounts anytime, anywhere. If you're thinking about buying a new car or need financing for a vehicle purchase, our auto loans and vehicle financing options come with competitive rates to fit your budget. Need more space for your family? Consider our mortgage loans and refinancing solutions to make homeownership a reality.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! Our e-statements service lets you view and manage your statements digitally. This not only saves trees but also gives you quicker access to your financial information. And for those always on the go, our mobile application makes it even easier to bank from anywhere. You can check balances, deposit checks, and even set up mobile payments all right from your smartphone!

Person-to-Person Transfers Made Simple

Need to send money to a friend? With our person-to-person transfer feature, sending money is as simple as a text message. Just a few taps on your phone and you're done! At White Rose, we prioritize your security while ensuring that banking is easy and efficient. Our online banking services provide real-time account management so you can stay updated on your finances whenever you need. Join us today and experience the modern way of banking!

Financial Strength

At White Rose, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, trust and reliability are more important than ever. That's why we want to share some insights into our financial health. With a net worth of $9,336,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $834 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $14,630,754 in share certificates and $5,392,242 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,235,248 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,223 in used auto loans and $74,517,062 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $-114,662, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 39 full-time employees and 3 part-time employees ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,955,667. Total Share and Deposit Accounts: 20,577, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, White Rose is your trusted partner. Visit us at 160 E Main St Dallastown Pa 17313 or call (717) 244-4586 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,733,025 in new vehicle loans and $19,703,275 in used vehicle loans already helping members get on the road. Whether you're eyeing a sleek new model or a reliable used option, our auto loan options will guide you through the financing process smoothly.

Credit Lines

For those looking for additional flexibility in managing expenses or unexpected costs, our total credit lines amounting to $27,366,469 can serve as a reliable safety net. This means you can access funds when needed without the stress of traditional lending processes.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,350,890, make buying or refinancing simple. We believe in helping our members find their perfect home without the hassle often associated with securing a mortgage.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we have options available that could lower your interest rate and monthly payments. It's always worth exploring how you can save more with better financing solutions tailored just for you. Our branch is located at 160 E Main St, Dallastown PA 17313, and we're always ready to assist you with your lending needs. You can reach us at 717-244-4586 for any inquiries or to set up an appointment. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to supporting our community with transparent lending practices that put your financial well-being first. Explore our loan offerings today and see how White Rose can help you achieve your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,274,696 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying benefits tailored to your spending habits.

Loan Aggregator

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White Rose