White River Credit Union Randolph VT | Top Checking & Quick Personal Loans

Introduction

Welcome to White River Credit Union, your trusted financial partner located at 40 Pinnacle Rd, Randolph, VT 05060. Established in 1947, our commitment to serving the community has never wavered. With over 4,000 members, we pride ourselves on being a cornerstone of financial support and education in the area. At White River, we believe that everyone deserves access to affordable financial services. That's why we manage a robust asset base of $48,540,979 and total deposits amounting to $1,539,565. Our dedicated team is here to help you navigate through various financial needs whether you're looking for auto loans or personal banking services. Led by our experienced CEO, Wanda Dunham, and Board President Andrew West, we operate with transparency and integrity. Together with our team of 12 employees, we're focused on ensuring you receive the best possible service. We understand that every member's journey is unique; hence, we offer tailored solutions that suit your individual needs. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to the same location: 40 Pinnacle Rd, Randolph, VT 5060. Our branch features convenient drive-thru services and an ATM for easy access to your funds. We invite you to explore our array of products and services designed with you in mind. Whether you're interested in opening a new account or have questions about loans and financing options, we're just a phone call away at 802-728-9228. Join us today and discover how White River Credit Union can help you achieve your financial goals! For more information about our offerings and membership eligibility, please visit us online at whitercu.com.

Branch History & Mission

The story of White River in Randolph, VT is one of community, service, and growth. Since its opening in 1947, we have been dedicated to serving our members with care and integrity. Our branch is located at 40 Pinnacle Rd Randolph Vt 05060, a central spot that's easy for our members to access and close to local landmarks that many know and love. Over the years, White River has grown significantly, currently boasting a total membership of 4,026 individuals who trust us with their financial needs. With total assets amounting to $48,540,979, we are well-equipped to offer a variety of services that cater to both personal and business banking needs. Our mission is simple yet profound: to provide exceptional financial services while fostering a strong sense of community support. At White River, we understand that each member's financial journey is unique. That's why our mission emphasizes not just on offering excellent products such as checking and savings accounts, auto loans, mortgage financing, and credit cards but also on being a pillar of support in the community. We believe in empowering our members through education, outreach programs, and partnerships with local organizations. We are proud to offer modern conveniences like online banking, mobile payments, and an accessible ATM for your convenience. Our drive-thru service allows for quick transactions without leaving your vehicle, ensuring you can manage your finances efficiently. While members can visit us at 40 Pinnacle Rd Randolph Vt 05060, official correspondence should be sent to our mailing address at 40 Pinnacle Rd, Randolph, VT 5060 if it differs from our physical location. Our operating hours make it easy for you to reach us: Monday through Thursday from 8:30 AM to 4:30 PM and Friday until 5:00 PM. If you have any questions or need assistance, feel free to call us at (802) 728-9228. As we continue to grow and evolve alongside our members' needs, we invite you to join the White River family. Experience the difference that comes from being part of a community-focused credit union that puts people first. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access

Our location is designed with accessibility in mind. We offer ample parking right outside the entrance and ensure that our facilities meet ADA compliance standards. This means everyone can easily access our services without any hassle. Plus, for those on the go, we have a drive-thru service available for quick transactions like deposits and withdrawals.

Operating Hours

We understand that life can be busy, which is why our lobby hours are set up to accommodate your schedule. You can visit us Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 8:30 AM to 5:00 PM. Our friendly staff is always ready to assist you during these hours!

Services Offered

At White River, we provide a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, our ATM services are available for quick cash withdrawals and balance checks whenever you need them. While members can visit us at 40 Pinnacle Rd, official correspondence should be sent to the same address since it's also our mailing address. If you have any questions or need assistance, don't hesitate to call us at (802) 728-9228. We invite you to come by our Randolph branch today and discover how we can help you achieve your financial goals!

Member Eligibility

At White River, we believe in building a community where everyone can thrive. Becoming a member is as simple as meeting a few friendly eligibility criteria. If you live, work, worship, or attend school in the vibrant area around Randolph, you're already on your way to joining our family! We also welcome family members of current members, making it easier for loved ones to access the benefits we offer together. You can explore all the details about eligibility at https://www.whitercu.com/about-white-river-credit-union/who-can-join/ , where you'll find everything you need to know about joining our supportive credit union. Once you're ready to take the next step towards membership, opening an account is a breeze! Just visit us at our branch located at 40 Pinnacle Rd Randolph Vt 05060 or give us a call at (802) 728-9228 for assistance. We're here to help you every step of the way and can't wait to welcome you into the White River community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. In addition, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having the right tools is essential for success. Our merchant services provide businesses with the ability to accept payments seamlessly, whether it's through credit cards or mobile payments. Imagine a busy café where customers can quickly pay for their coffee using their phones making transactions smooth and efficient. This not only enhances customer satisfaction but also helps your business thrive. Visit us at 40 Pinnacle Rd Randolph Vt 05060, Randolph, VT, or call us at (802) 728-9228 to learn more about how our business banking services can benefit you!

Comprehensive List Of Services

Accessibility and Convenience

At White River, we pride ourselves on creating an inviting environment where banking feels simple and straightforward. Our lobby hours are designed for your convenience: open Monday through Thursday from 8:30 AM to 4:30 PM, and Friday until 5:00 PM. If you prefer not to come inside, take advantage of our drive-thru service for deposits, withdrawals, and other transactions. We understand that each member has different needs; therefore, if you're ready to explore these services further or have any questions about how we can assist you better, please don't hesitate to reach out! Call us at 802-728-9228 or visit us online at White River Credit Union today! Your financial journey is important to us let's build it together!

Business Banking

Running a business can be challenging, but we're here to support you with our business banking services. From merchant services that make transactions smooth for your customers to tailored business loans, we help local entrepreneurs thrive.

Digital Banking Features

In today's fast-paced world, having access to your finances anytime is essential. With our online and mobile banking, managing your accounts has never been easier. You can check balances, pay bills, and even transfer money with just a few taps on your phone. Our ATM and cash withdrawal services ensure that you have access to your funds whenever needed, while our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Loans and Credit

Life often throws unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions to help you navigate through tough times. Additionally, our credit cards with rewards allow you to earn points on purchases you make every day. Whether it's a vacation or a gift, you can enjoy benefits just for using your card.

Personal Banking

Whether you're looking to manage your everyday finances or save for future dreams, our personal banking options are tailored just for you. We offer checking and savings accounts that make it easy to keep track of your money while earning interest. If you're considering a new vehicle, our auto loans and vehicle financing can help get you on the road without breaking the bank. For those larger purchases or home improvements, our mortgage loans and refinancing options provide competitive rates and flexible terms.

Digital & Online Banking

Key Features

With our online banking platform, accessible at https://www.whitercu.com/ , you can enjoy a host of features tailored to meet your needs. You can view e-statements whenever you want, making it simple to track your spending without the clutter of paper statements. Plus, our electronic signature authorization means you can complete transactions quickly and securely from the comfort of your home. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. And if you're always on the go, you'll love our mobile application, which provides all the functionalities of online banking right in your pocket. With mobile payments available, paying for goods and services has never been more straightforward.

Security and Support

Your security is our top priority. We use advanced security measures to keep your information safe while ensuring that you have a user-friendly experience. Our 24/7 online banking services allow you to access your accounts whenever it's convenient for you, giving you peace of mind knowing that help is just a click away. At White River, we believe that banking should adapt to your lifestyle. With our comprehensive digital banking options, managing your finances has never been easier or more secure. Join us today and experience the convenience of modern banking!

Financial Strength

A Growing Community

Total Share Accounts stand at 8,359, showing a strong and growing member base that trusts us with their finances. We want you to feel confident knowing that your credit union is not just surviving but thriving. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, White River is your trusted partner. Visit us at 40 Pinnacle Rd Randolph Vt 05060 or call (802) 728-9228 to learn more about how we can help you achieve your financial goals.

A Strong Financial Backbone

With a net worth of $5,521,415, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,137 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth and Innovation

With $4,926,135 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $710 in used auto loans and $31,304,378 in total loans and leases, supporting members' financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Member Savings

Members' savings are secured through $3,798,662 in share certificates and $3,185,551 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members by focusing our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,280,234 in used vehicle loans and $3,806,835 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can find the right financing for your next vehicle.

Credit Lines

If you're looking for additional flexibility, consider our total credit lines available at $2,500,000. This option allows you to borrow as needed while only paying interest on what you use. We believe in making borrowing straightforward and accessible. Refinancing options are available for many of our loan products, allowing you to take advantage of lower rates or better terms whenever possible. To explore these opportunities further or to see if you're eligible for any of our loan products, feel free to reach out! You can contact us at (802) 728-9228 or visit us at 40 Pinnacle Rd Randolph Vt 05060 in Randolph, VT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At White River, we're dedicated to supporting your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,402,424, make buying or refinancing simple. We work with you to tailor a mortgage solution that fits your budget and financial goals.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $624,996 in loans helping members manage their finances effectively, our credit cards provide a convenient way to access funds when you need them.

Loan Aggregator

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WHITE RIVER CREDIT UNION - Randolph, VT