White River Credit Union Bethel VT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to the White River Credit Union at our Bethel Branch, located conveniently at 330 N Main St, Bethel, VT 05032. Since our establishment in 1947, we have been dedicated to serving our community with a focus on trust and reliability. As a proud member of the local financial landscape, we currently support 4,026 members and manage total assets amounting to an impressive $48,540,979. At White River Credit Union, we understand that financial needs can vary widely. That's why we offer a range of services from personal banking including checking and savings accounts to auto loans and mortgage refinancing. We are also committed to ensuring that our members have access to modern conveniences like online and mobile banking. With a strong net worth of $5,521,415 and total deposits reaching $1,539,565, our financial health reflects our commitment to responsible banking practices. Additionally, our team of 12 dedicated employees, led by CEO Wanda Dunham and Board President Andrew West, is here to ensure you receive personalized service tailored to your unique needs. While members can visit us at the branch for assistance or inquiries, official correspondence should be sent to our mailing address: PO Box 177, Bethel, VT 05032-0177. We invite you to explore how White River Credit Union can support your financial journey. Feel free to reach out via phone at (802) 234-9232 or visit us online at whitercu.com. Your financial future starts here!

Branch History & Mission

At White River, we take pride in our rich history and unwavering commitment to serving the Bethel community. Founded in 1947, our branch has grown alongside its members, evolving from a small local credit union into a vibrant financial institution that supports over 4,000 members. Located at 330 N Main St, Bethel, VT 05032, our branch is not just a place for banking; it's a cornerstone of community support and engagement. Over the years, White River has achieved significant milestones that reflect our dedication to member service and financial wellness. Today, we proudly hold total assets of $48,540,979, which allows us to offer various services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we strive to provide accessible financial services that empower our community. Our mission is clear: We are here to enhance the lives of our members by providing reliable financial products and exceptional service while supporting local initiatives that strengthen our community. We believe in fostering relationships built on trust and transparency. This mission drives us to continuously improve our offerings and adapt to the changing needs of those we serve. While members can visit us at 330 N Main St for all their banking needs, official correspondence should be sent to PO Box 177, Bethel, VT 05032-0177 if you need assistance via mail. Our lobby hours are designed with your convenience in mind: Monday through Friday from 8:30 AM to 5:00 PM. In addition to traditional banking services, we are committed to digital advancements that make banking easier for everyone. With features like online banking and mobile payments available, accessing your accounts has never been more convenient. We also ensure that our services are accessible to all members of the community by adhering to ADA compliance standards. White River actively engages in partnerships with local organizations and contributes to community outreach efforts aimed at improving the quality of life for residents in Bethel and beyond. We understand that a thriving community is essential for the well-being of our members. We invite you to join White River today and experience the many benefits we offer. Whether you're looking for personal loans or business banking solutions, we're here for you every step of the way. Visit us or call us at 802-234-9232 to learn how we can help you achieve your financial goals!

Branch Location & Accessibility

Welcome to the White River branch, conveniently located at 330 N Main St, Bethel, VT 05032. Situated in the heart of Bethel, this branch is easily accessible for all your banking needs. Whether you're a local resident or just passing through, you'll find our branch near popular landmarks and community spots that make it easy to visit us. At White River, we prioritize your comfort and convenience. Our location offers ample parking space, making it hassle-free to stop by. We also ensure accessibility for everyone with features like ADA-compliant ramps to welcome all members of our community. While visiting us at 330 N Main St, please note that official correspondence should be directed to our mailing address: PO Box 177, Bethel, VT 05032-0177. Our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 8:30 AM to 4:30 PM and on Fridays until 5:00 PM. Whether you need assistance with personal banking, loans, or credit cards with rewards, our friendly staff is here to help. Although we currently do not offer ATM services or drive-thru banking at this location, we encourage you to explore our full range of personal and business banking solutions. From checking and savings accounts to auto loans and mortgage refinancing, we have services tailored just for you. Feel free to reach out at 802-234-9232 if you have any questions or need more information. We invite you to visit us soon at the White River branch and discover how we can support your financial journey!

Member Eligibility

Joining the White River community at White River is a wonderful opportunity to connect with others and access a range of financial services tailored just for you. To become a member, you'll need to meet some simple eligibility requirements. If you live, work, or worship in the area, or if you have family members who are already part of our credit union, you're likely eligible to join! This means you can enjoy benefits like competitive rates on loans and savings accounts, personalized service, and a supportive environment that truly cares about your financial well-being. For more details on what qualifies someone for membership, feel free to check out our eligibility page at https://www.whitercu.com/about-white-river-credit-union/who-can-join/ . Opening an account with us is easy and straightforward! You can take the first step towards becoming part of our community by visiting us at 330 N Main St Bethel Vt 05032, or simply give us a call at (802) 234-9232 if you have questions. We're here to help you navigate the process and make it as smooth as possible. Embrace the advantages of being a member at White River, where your financial goals are our priority! For more information on how to get started with opening an account, visit https://www.whitercu.com/products-services/services/debit-cards/ .

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. If you're not a member yet, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that suit your needs.

Merchant Services That Make Sense

In today's fast-paced market, efficient payment processing is crucial. Our merchant services offer practical tools that help you manage transactions effortlessly. Imagine being able to accept payments anywhere, anytime making sales easier for both you and your customers. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in our community. Located at 330 N Main St Bethel Vt 05032 in Bethel, VT, we're here to partner with you on your journey to success. For more information or assistance, feel free to call us at (802) 234-9232. Let's grow together!

Comprehensive List Of Services

Business Solutions

For our entrepreneurial members, business banking services such as merchant services and business loans are available to support your growth ambitions. We understand that running a business comes with its own set of challenges, so we're here to provide financial solutions that help you thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at White River, we emphasize our robust online and mobile banking features. You can easily manage all aspects of your finances from anywhere whether it's setting up automatic payments or accessing cash withdrawal services without needing an ATM nearby. We also recognize that sometimes face-to-face interaction is important. That's why we're just a phone call away at (802) 234-9232, ready to answer any questions or concerns you may have.

Credit Options

To help you build credit while enjoying rewards, we offer credit cards with rewards tailored for everyday spending. It's not just about making purchases; it's about earning points for things you already buy!

Join Us Today!

With so many options available at White River, there's no better time than now to take control of your financial future. Explore how we can support your goals by visiting us at Bethel Branch or giving us a call! Let's embark on this journey together!

Loans for Your Lifestyle

Thinking about buying a car? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream vehicle. With competitive rates and flexible terms, we work with you to find a loan that fits your budget. If you're considering purchasing a home, our mortgage loans and refinancing options can help you secure the perfect space for you and your family. We understand that everyone's situation is unique, so we take the time to discuss your needs and guide you through the mortgage process. Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether you need funds for a big purchase or want to simplify multiple debts into one manageable payment, we're here to assist.

Personal Banking

For those just starting their financial journey or looking to manage their day-to-day expenses, our personal banking services include checking and savings accounts designed with you in mind. Imagine having easy access to your funds through our online and mobile banking platforms. You can check your balance, transfer money, and pay bills all from the comfort of your home or on the go.

Digital & Online Banking

Additional Features

Need to send money quickly? Our person-to-person transfer option lets you send funds directly to friends and family in just a few taps. If you're always on the move, you'll love our mobile payments feature, which allows you to make purchases using just your phone no wallet required! At White River, we're committed to making banking accessible and straightforward for all our members. Whether you're at home or out and about, our digital banking services empower you with real-time account management and easy access to financial tools. Experience banking made easy today!

Key Services

Enjoy the ease of online banking, which allows you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our service is available 24/7, ensuring you have access to your financial information whenever you need it. Plus, with our mobile application, you can manage your accounts right from your smartphone, making it easier than ever to keep track of your finances. For those who prefer a paperless approach, we provide e-statements that make it simple to stay organized while protecting the environment. You can easily sign up for electronic statements through our secure portal. Speaking of security, our electronic signature authorization feature ensures that all transactions are protected, giving you peace of mind.

Financial Strength

A Solid Foundation

With a net worth of $5,521,415, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,137 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 11 full-time employees and 1 part-time employees ready to assist you with knowledgeable service.

Investing in Your Future

Our commitment to serving you is evident in our $4,926,135 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. With $710 in used auto loans and $31,304,378 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member Confidence

Total Share and Deposit Accounts: 8,359, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $0, further demonstrating our capacity to meet the needs of our members. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, White River is your trusted partner. Visit us at 330 N Main St Bethel Vt 05032 or call (802) 234-9232 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Secure Savings Options

Members' savings are secured through $3,798,662 in share certificates and $3,185,551 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,280,234 in used vehicle loans and $3,806,835 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, making it easier for you to lower your monthly payments.

Credit Lines

For those who need a little extra flexibility, our total credit lines amounting to $2,500,000 are designed to give you access to funds when you need them most. Whether it's for unexpected expenses or planned purchases, our credit lines can provide peace of mind. If you're interested in any of these loan products or want to know more about eligibility requirements, feel free to reach out! You can contact us at (802) 234-9232 or visit our website at https://www.whitercu.com/ for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let White River be your partner in achieving financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,402,424, make buying or refinancing simple. We guide you through each step of the process, ensuring that you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $624,996 in loans helping members manage their finances effectively. These cards can serve as an excellent tool for building credit while providing the convenience of quick access to funds.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to established guidelines ensures fair and transparent offers for consumers.

WHITE RIVER CREDIT UNION - Bethel, VT