White County Credit Union Searcy AR | Best Auto Loans & Personal Banking

Introduction

Welcome to White County, your trusted financial partner in Searcy, AR! Established in 1958, we have proudly served our community for over six decades, providing personalized banking solutions that truly make a difference. Located at 508 W Beebe Capps Expy, we are more than just a credit union; we're a family of 2,128 members who support each other through every financial journey. At White County FCU, we understand that managing your finances can be overwhelming. That's why we offer a range of services designed to meet your unique needs from checking and savings accounts to auto loans and mortgages. With total assets of $17,551,634 and total deposits reaching $2,726,632, you can trust that your money is safe with us. Our dedicated team is here to guide you through every step, ensuring you have the tools you need for financial success. Led by our CEO William McKnight and Board President Greg Young, our small but mighty team of 7 employees is committed to delivering exceptional service. We take pride in being an integral part of the Searcy community, and our commitment extends beyond numbers it's about building relationships and fostering growth. Whether you're looking to open an account or simply need assistance with your existing services, we're here for you. Feel free to call us at 501-268-3122 or visit our website at whitecountyfcu.org for more information. Join us today and experience the difference a member-focused credit union can make in your life!

Branch History & Mission

Welcome to White County, where our commitment to the community runs deep. Established in 1958, we have proudly served the people of Searcy, AR, for over six decades. Our branch, located at 508 W Beebe Capps Expy, has become a cornerstone for financial support and community engagement, helping our members achieve their dreams and goals. From our humble beginnings, White County has grown significantly, now boasting a total membership of 2,128 individuals who trust us with their financial needs. With total assets reaching $17,551,634, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage financing, and more. We also provide essential business banking solutions that empower local entrepreneurs. At White County, our mission is straightforward: we aim to provide accessible financial services while actively supporting and enriching our community. We believe that when our members thrive, so does our community. This principle drives us to forge partnerships with local organizations and engage in outreach efforts that uplift those around us. Our operating hours are designed to accommodate your busy schedule visit us Monday through Friday from 9:00 AM to 4:30 PM. We also offer convenient amenities like ATM access and drive-thru banking for quick transactions. While you can reach us at 508 W Beebe Capps Expy, official correspondence should be sent to our mailing address at 508 W BEEBE CAPPS EXPY, Searcy, AR 72143-6652. If you have any questions or need assistance, feel free to call us at 501-268-3122. As we look toward the future, we are excited about the digital advancements we are making. Our online banking services allow you to manage your finances from anywhere, ensuring that you stay connected with your money on your terms. We're committed to maintaining accessibility for all members by continually improving ADA compliance across our services. Join us at White County Credit Union and experience the difference of a member-focused institution dedicated not only to your financial well-being but also to the heart of Searcy itself. Together, let's build a brighter future! For more information on how you can become a member or take advantage of our services, visit us at whitecountyfcu.org.

Branch Location & Accessibility

Welcome to White County! Our branch, located at 508 W Beebe Capps Expy, Searcy, AR 72143, is designed with your convenience in mind. Nestled in the heart of White County, we're easily accessible for all your banking needs. Whether you're stopping by after a visit to the nearby Searcy City Park or on your way to the local shops, our location makes it simple for you to manage your finances. At White County, we pride ourselves on being a welcoming and inclusive space. Our branch is fully ADA compliant, featuring ramps and accessible parking to ensure that everyone can visit us without hassle. Plus, we have a drive-thru service available for those who prefer quick transactions from their vehicles. While members can visit us at our branch address, official correspondence should be sent to 508 W BEEBE CAPPS EXPY, Searcy, AR 72143-6652 if different from the main location. Our operating hours are designed with your busy schedule in mind. We're open from 9:00 AM to 4:30 PM, Monday through Friday, making it easy for you to stop by before or after work. Should you have any questions or need assistance, don't hesitate to call us at 501-268-3122. We also offer ATM services right here at our branch for your convenience, ensuring you can access cash whenever needed. With basic drive-thru banking available as well, handling deposits and withdrawals has never been easier. Whether you're looking for personal banking solutions like checking accounts or auto loans, or simply need some friendly financial advice, we invite you to come visit us at White County. Your satisfaction is our priority! Come in today and discover how we can help you achieve your financial goals.

Member Eligibility

Becoming a member of White County is like stepping into a warm and welcoming community where your financial well-being is our priority. If you live, work, or attend school in the White County area, you're likely eligible to join us! We believe in making banking accessible for everyone, which is why we invite individuals from various backgrounds to experience the benefits of membership. You can enjoy personal banking services tailored just for you, including checking and savings accounts, loans, and more. For a detailed look at our eligibility criteria, feel free to visit this page. Opening an account is straightforward and user-friendly. Just visit us at our branch located at 508 W Beebe Capps Expy Searcy Ar 72143, or give us a call at (501) 268-3122 if you have any questions about the process. We're here to help you every step of the way! Joining White County means being part of a supportive network that truly cares about your financial journey.

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans or non-member commercial loans to report, we are eager to help local entrepreneurs like you succeed in the future. We know that access to capital can make all the difference in turning your vision into reality.

Merchant Services Tailored for You

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly, whether in-store or online. This not only enhances customer satisfaction but also streamlines your operations. Our dedicated team at White County, located at 508 W Beebe Capps Expy Searcy Ar 72143 in Searcy, AR, is ready to assist you with solutions tailored to your needs. By choosing White County, you're not just getting financial products; you're gaining a partner invested in your success. Let us help you navigate the financial landscape so you can focus on what you do best running your business!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer essential services including merchant services and business loans that can help grow your enterprise. Our team is dedicated to understanding the unique challenges faced by small businesses and providing tailored solutions.

Convenience at Your Fingertips

At White County, we understand that life can be busy. That's why we provide basic drive-thru banking for quick deposits and withdrawals, making it easier than ever to handle your banking needs without leaving your vehicle. Our commitment to convenience extends beyond our physical branch; with features like electronic signatures and e-statements, managing your accounts is simple and efficient. We invite you to experience all that we have to offer at White County Fcu. If you have any questions or want more information about our services, feel free to call us at (501) 268-3122 during our lobby hours from 9:00 AM to 4:30 PM, Monday through Friday. Join us today and see how we can help you achieve your financial goals!

Credit Options That Reward You

Don't forget about our credit cards with rewards that allow you to earn points for every purchase you make. This means that while you manage your expenses, you can also enjoy benefits such as cashback or travel rewards perfect for those who love to shop or travel!

Loans Tailored for You

If you're thinking about purchasing a new car or refinancing an existing one, our auto loans and vehicle financing options are designed with competitive rates to help you get behind the wheel without breaking the bank. We also offer mortgage loans and refinancing solutions for those looking to buy their dream home or reduce their monthly payments. For personal needs like debt consolidation, our personal loans can provide the support you need to regain financial stability.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that are tailored to fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills from the comfort of your home or on the go. With our user-friendly ATM services, withdrawing cash or checking your balance is just a quick stop away.

Digital & Online Banking

Mobile Application

Stay connected with your finances on the go through our mobile application. Available for download now, it offers all the essential features right at your fingertips. You can manage your accounts, view e-statements, and even authorize transactions with just a few taps. And yes, we provide electronic signature authorization to streamline your banking tasks no more paperwork needed!

Real-Time Account Management

Managing your finances has never been easier! With features like e-statements available for viewing at any time, you can keep track of your spending without waiting for monthly statements in the mail. Even if you're not able to use mobile payments right now, rest assured that our services are designed to help you manage and monitor your money effectively. Join us at White County today and discover how our digital banking services can enhance your financial life!

Security and User-Friendliness

Your security is our top priority. Our online banking system incorporates robust security measures to keep your data protected. You can bank with confidence knowing that we take every step necessary to safeguard your information.

Financial Strength

At White County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health, which is backed by robust metrics that ensure we can serve you reliably. With a net worth of $2,725,273, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,545 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,481,836 in share certificates, offering stable and rewarding financial growth opportunities. While we do not have non-member deposits at this time, our focus remains on benefiting our members by providing better loan rates and exclusive perks. We take pride in our ability to reinvest in our community. With $2,455,827 in undivided earnings, we enhance our banking tools and improve lending options to serve you better. Our lending capacity supports your financial goals with $518 in used auto loans and a total of $13,712,662 in loans and leases available. Our commitment to operational efficiency is reflected in our $0, which enables us to keep offering competitive loan rates and solid financial products tailored for you. We're also proud to have 7 full-time employees ready to assist you with any banking needs. The trust you place in us is evident from the 3,150 we manage. This growing member base shows confidence in our ability to safeguard their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, White County is your trusted partner. Visit us at 508 W Beebe Capps Expy Searcy Ar 72143 or call (501) 268-3122 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,592,288 in used vehicle loans and $2,138,838 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms can fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,531, make buying or refinancing simple. We provide clear information about eligibility and refinancing options to help you navigate the process smoothly.

Personal and Credit Line Loans

In addition to auto and mortgage loans, we also offer credit lines that total $950,000. These loans are perfect for those who want quick access to funds for personal needs without the hassle of applying for multiple small loans.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option is ideal for anyone looking to build their credit or handle everyday expenses without the burden of high-interest rates. At White County, we prioritize making lending accessible and straightforward. For any questions regarding our loan products or to discuss how they can fit into your financial plans, feel free to reach out at (501) 268-3122. Our team is here to assist you from 9:00 AM to 4:30 PM Monday through Friday. For more information on how you can take advantage of these offerings, visit us at our branch located at 508 W Beebe Capps Expy Searcy Ar 72143, Searcy, AR 72,143 or check out our website at https://whitecountyfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you pave your path toward financial success!

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White County