Wheelhouse Credit Union Chula Vista CA | Best Auto Loans & Business Banking

Introduction

Welcome to Wheelhouse, your trusted partner in financial wellness right here in Chula Vista, CA. Located at 344 F St, Chula Vista, CA 91910, we have been serving our community since 1934, providing a wide range of financial services that cater to the diverse needs of our 32,050 members. At Wheelhouse, we pride ourselves on being more than just a credit union; we're a vital part of the community. With total assets amounting to an impressive $438,457,255, and total deposits reaching $45,278,441, our commitment to fostering financial growth and stability for our members is unwavering. Whether you're looking for personal banking solutions such as checking and savings accounts or considering auto loans and mortgages, our expert team is here to guide you every step of the way. Led by our dedicated CEO, Lisa Paul-Hill, and Board President, Stephanie Rose, our team of 80 employees works tirelessly to ensure that your banking experience is seamless and rewarding. We understand the importance of building lasting relationships with our members and strive to provide personalized service tailored to your unique financial goals. While members can visit us at 344 F St, official correspondence should be sent to our mailing address at P O Box 719099, San Diego, CA 92171-9099. For any inquiries or assistance, don't hesitate to reach out by phone at 619-297-4835. Join us at Wheelhouse today and discover how we can help you achieve your financial dreams! Visit us online at wheelhousecu.com or stop by our branch during lobby hours from 9:00 AM to 5:00 PM on weekdays. Your journey towards better financial health starts here!

Branch History & Mission

Commitment to Innovation and Community

Wheelhouse is also committed to embracing technology while ensuring accessibility for all members. We offer a variety of digital services such as mobile banking and e-statements. Our ATM availability provides convenience for cash withdrawals and balance checks anytime you need it. Moreover, we recognize the importance of supporting local endeavors. Through partnerships and outreach programs, Wheelhouse actively contributes to educational initiatives and community development projects. We are more than just a financial institution; we are your neighbor dedicated to making a difference. We invite you to join us at Wheelhouse. Experience the benefits of being part of a cooperative that prioritizes your needs. Together, let's build a brighter future for Chula Vista! For more information or to become a member today, visit our website or apply online.

Our Mission

Our mission at Wheelhouse is clear: we strive to deliver personalized financial solutions that help our members achieve their goals. We believe in the power of community and work tirelessly to support local initiatives that make Chula Vista a better place for all. Whether it's offering competitive rates on auto loans, providing accessible online banking options, or facilitating shared banking services with partner credit unions, our focus remains on you the member. While members can visit us at 344 F St Chula Vista Ca 91910, official correspondence should be sent to P O Box 719099, San Diego, CA 92171-9099. We invite you to reach out via phone at 619-297-4835 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. You'll find ample parking available nearby, along with ADA-compliant features to ensure everyone can access our services easily. Whether you're walking in or arriving by car, we aim to make your experience smooth and comfortable.

Get in Touch

Have questions? Feel free to call us at 619-297-4835! We invite you to visit Wheelhouse and discover how we can support your financial journey. Your next step towards better banking starts here!

Operating Hours & Services

We're open Monday through Friday from 9:00 AM to 5:00 PM, ready to assist you with a variety of financial needs. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, we provide essential shared services for partner credit union members. For those who prefer a quick transaction, we have an ATM on-site for cash withdrawals and balance checks. While we don't offer drive-thru banking at this location, our friendly staff is always here to help you inside the branch.

Member Eligibility

At Wheelhouse, we believe in building a community where everyone feels welcome and valued. Becoming a member is a straightforward process that opens up a world of financial opportunities tailored just for you. If you live, work, worship, or attend school in the Chula Vista area, you're likely eligible to join our family. We embrace individuals from all walks of life because we know that diversity strengthens our community. For specific eligibility details, feel free to visit this link to get the most current information. Once you've confirmed your eligibility, opening an account is as easy as pie! You can start your journey by checking out the simple steps outlined on our website at this page. If you have any questions or need assistance along the way, don't hesitate to give us a call at (619) 297-4835. Our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Imagine having the financial support to expand your operations, purchase new equipment, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $266,428, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In today's fast-paced market, efficient payment solutions are crucial. Our merchant services offer simple payment processing that helps streamline your sales operations. Whether you're running a retail shop or providing services, our solutions allow you to accept payments easily, so you can focus on what matters most growing your business. Discover how Wheelhouse can help your business thrive today at our location: 344 F St Chula Vista Ca 91910 or call us at (619) 297-4835. Let's work together to build a brighter future for your enterprise!

Comprehensive List Of Services

Access When You Need It

At Wheelhouse, convenience is key. With our ATM & Cash Withdrawal Services, you can access your cash whenever needed, without any hassle. Plus, we participate in Basic Shared Branch Transactions, which means if you're a member of partner credit unions, you can make deposits and withdrawals at our branch too.

Financing Your Future

When it comes to Auto Loans & Vehicle Financing, we know that buying a car is a big decision. Our competitive rates and personalized service make the process smooth and stress-free. If you're considering purchasing a home, our Mortgage Loans & Refinancing options can help turn your dreams into reality while saving you money over time. For those unexpected expenses or plans on the horizon, our Personal Loans & Debt Consolidation options are designed to provide financial relief. With clear terms and reasonable interest rates, we aim to make borrowing as straightforward as possible.

Get Started Today!

Ready to explore all that Wheelhouse has to offer? Visit us at 344 F St Chula Vista Ca 91910 or give us a call at (619) 297-4835 for more information. Join us today and experience banking that's centered around you! For further details about opening an account or applying for loans, check out our website: Chula Vista. We look forward to serving you!

Personal Banking Made Easy

Starting with Personal Banking, we offer flexible Checking and Savings Accounts tailored to help you manage your money effectively. Imagine having easy access to your funds through our convenient Online and Mobile Banking services. You can check balances, transfer money, and pay bills right from your phone or computer making banking not just simple but also enjoyable.

Rewards That Matter

Don't forget about our Credit Cards with Rewards! These cards not only provide the purchasing power you need but also reward you for everyday spending with points or cashback. It's like earning while you spend!

Supporting Local Businesses

We take pride in serving our local business community through our Business Banking services. From Merchant Services that simplify payment processing to Business Loans tailored for growth, we're here to support your entrepreneurial journey.

Digital & Online Banking

Accessing Your Accounts

With just a few clicks, you can visit us at https://www.wheelhousecu.com/ to access our comprehensive online banking platform. This user-friendly service allows you to check balances, transfer funds, and pay bills effortlessly. Plus, enjoy the flexibility of 24/7 online banking services so that you can manage your accounts when it suits you best.

On-the-Go Banking

Our mobile application is perfect for those who prefer banking on their smartphones. With this app, you can take advantage of mobile payments and person-to-person transfers with ease. Send money to friends or family in seconds without any hassle. Managing your finances should be as straightforward as possible, which is why we have made sure that all our digital tools are designed for quick navigation and ease of use. In summary, whether you're using our online platform or mobile app, Wheelhouse ensures that banking is not just a task but a seamless experience tailored to fit your lifestyle. Experience the benefits of modern banking today!

Secure Transactions Made Simple

We prioritize your security with features like electronic signature authorization, making it easier and safer to complete transactions without the need for physical paperwork. You can also receive e-statements directly in your inbox no more waiting for paper statements! Not only does this save trees, but it also keeps your information secure and easily accessible.

Financial Strength

A Solid Foundation

With a net worth of $31,861,486, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $738 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts: 43,371, showing a strong and growing member base that trusts us with their finances. This trust empowers us to strengthen our services while continuing to focus on your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wheelhouse is your trusted partner. Visit us at 344 F St Chula Vista Ca 91910 or call (619) 297-4835 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $126,572,735 in share certificates and $31,540,497 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-102,966 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $31,964,452 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $1,209 in used auto loans and $348,415,423 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,290,822 in used vehicle loans and $13,258,811 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new model or a reliable used vehicle, our team is ready to assist you every step of the way.

Business Financing

For business owners looking for growth opportunities, we provide outstanding commercial loans totaling $266,428. These loans are designed to support various business needs and help you take your operations to the next level. In addition to these offerings, we also provide refinancing options and eligibility assessments for all our loan products. Interested individuals can visit us or call at 619-297-4835 during our operating hours from 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan products today by visiting our website at Wheelhouse or applying directly through this link: Apply for Loan. Let us help you take that important step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $12,260,313. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team can guide you through the process.

Unsecured Credit Card Loans

Managing your finances effectively is easier with our flexible terms on unsecured credit card loans. We have issued a total of $6,017,963 in these loans to help members cover unexpected expenses or make larger purchases without the burden of collateral.

Loan Aggregator

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WHEELHOUSE CREDIT UNION - Chula Vista, CA