Whatcom Educational Credit Union Blaine WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Whatcom Educational at our Blaine Branch, located at 1773 H St, Blaine, WA 98230. Since opening our doors in 1936, we have proudly served over 163,950 members, providing them with reliable financial solutions tailored to their needs. Our commitment to the community shines through in every service we offer, from personal banking and auto loans to mortgage options and business banking. At Whatcom Educational, we understand that financial wellness is a journey, not just a destination. With total assets exceeding $2.89 billion and deposits reaching $266,691,691, we are well-equipped to support our members in achieving their goals. Whether you're looking for assistance with loans over 94,417 made so far or simply want a safe place to manage your savings, we're here for you. Our dedicated team of 410 employees, led by CEO Jennifer Kutcher and Board President Gabriel Mast, works tirelessly to create a welcoming environment where you feel valued and understood. We prioritize your needs because we believe that strong relationships lead to better financial decisions. While you can visit us at our Blaine location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 9750, Bellingham, WA 98227. Ready to take the next step? Call us at 360-756-7044 or explore more about our services online at wecu.com. Your financial success is just a conversation away!

Branch History & Mission

Community Focus

What truly sets us apart is our dedication to the communities we serve. From local partnerships to outreach programs, we actively engage in initiatives that promote financial literacy and support local development. Our team is committed not only to providing excellent service but also to giving back and making a positive difference where it matters most. As technology evolves, so do we. Our digital advancements include online banking, mobile payments, and ADA-compliant services that ensure everyone has access to their finances anytime, anywhere. Join us at Whatcom Educational today! Experience the benefits of being part of a community-focused credit union that prioritizes your needs while fostering a spirit of collaboration and support. Whether you're looking for loans or simply need expert advice on managing your finances, we're here for you every step of the way. Reach out today at 360-756-7044 or visit us online at wecu.com.

Our Mission

The mission of Whatcom Educational is simple yet powerful: to provide exceptional financial services while supporting our community. We believe in empowering individuals through education and sound financial practices. This commitment is not just about numbers; it's about making a real impact in the lives of our members. We aim to offer more than just banking we strive to foster lasting relationships built on trust and integrity. While members can visit us at 1773 H St, official correspondence should be sent to PO Box 9750, Bellingham, WA 98227. Our lobby hours are designed with your convenience in mind: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM.

Branch Location & Accessibility

ATM Availability and Drive-Thru Banking

For those who prefer quick transactions on-the-go, we offer an ATM on-site for cash withdrawals and balance inquiries. Although we currently do not have drive-thru service, our friendly staff is always available inside to help you with any banking needs.

Contact Us

If you have questions or need assistance before visiting us, feel free to call us at 360-756-7044. While you're welcome to come see us at our physical location, please note that if you need to send official correspondence, it should be directed to our mailing address at PO Box 9750, Bellingham, WA 98227. We invite you to stop by the Whatcom Educational Blaine Branch today! Experience personalized service tailored just for you.

Nearby Landmarks and Accessibility Features

Our branch is just a short distance from local landmarks like the beautiful Blaine Harbor and the popular Peace Arch State Park, making it easy to stop by while enjoying the area. We prioritize accessibility for everyone; our facility includes features like ramps and ADA compliance to ensure that all members can visit us comfortably.

Operating Hours and Services

We understand that life gets busy, which is why we offer convenient lobby hours. You can visit us Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Our dedicated team is ready to assist you with a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions.

Member Eligibility

At Whatcom Educational, we believe that joining our community is more than just opening a bank account; it's about becoming part of a supportive family that prioritizes your financial well-being. To become a member, you simply need to meet a few friendly criteria. If you live, work, or go to school in Whatcom County or have a family member who is already part of our credit union, you're eligible! We welcome individuals from all walks of life, so whether you're just starting your financial journey or looking to enhance your current services, there's a place for you here. Getting started is easy! You can visit us at 1773 H St Blaine Wa 98230 or give us a call at (360) 756-7044 to learn more about the membership process. For detailed eligibility criteria, feel free to check out our website at . Our team is excited to help you open an account and start enjoying the many benefits of being a member at Whatcom Educational, where your financial goals are our top priority!

Business Banking & Commercial Services

Merchant Services Made Simple

Managing payments shouldn't be a headache. Our merchant services offer practical solutions that help you accept payments quickly and securely. Imagine being able to process credit card transactions right at your point of sale making checkout smooth for both you and your customers. With competitive rates and easy integration, our services are tailored to fit your business needs. Visit us at 1773 H St Blaine Wa 98230 in Blaine, WA, or give us a call at (360) 756-7044 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,100 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $504,656,331, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored solutions such as merchant services and business loans designed to help your enterprise thrive. Whether you're starting a new venture or expanding an existing one, we're here to support your growth with the right financial tools.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that let you manage your accounts anytime, anywhere. With features like ATM access for withdrawals and balance checks, along with person-to-person payment options, handling your finances has never been easier. Whether you're visiting us at our branch or accessing services from the comfort of your home via our website at https://www.wecu.com/, we're committed to making banking straightforward and accessible for everyone.

Credit Options

At Whatcom Educational, we also believe in rewarding your loyalty. That's why our credit cards come with rewards that let you earn points on every purchase. You can choose the card that best suits your spending habits, allowing you to enjoy benefits while managing your finances effectively.

Get Started Today!

If you have questions about any of our services or want assistance getting started, don't hesitate to reach out! Call us at (360) 756-7044 during our lobby hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. The team at Whatcom Educational is ready to help you navigate all aspects of personal finance efficiently and effectively!

Personal Banking Solutions

When it comes to managing your everyday finances, our personal banking services make it easy. We offer checking and savings accounts designed to fit your lifestyle, whether you need a basic account for daily expenses or a high-yield savings option for future plans. If you're dreaming of a new vehicle, consider our auto loans and vehicle financing, which can help turn that dream into reality with competitive rates and flexible terms. Homeownership is another significant milestone many strive for. Our mortgage loans and refinancing options provide the support you need to buy a home or lower your monthly payments on an existing mortgage. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans can give you the financial breathing room you need.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization, which makes signing documents quick and easy no need to visit a branch! You can also opt for e-statements to keep track of your finances without the clutter of paper statements. For those who prefer mobile banking, our mobile application provides all the functionalities you need right at your fingertips. Do you often send money to friends or family? Our person-to-person transfer feature lets you send money quickly and securely without any hassle. And if you love using your phone for payments, you'll appreciate our mobile payments option that makes transactions as simple as a tap.

Security and Accessibility

We prioritize your security with advanced measures in place to protect your data. You can bank with confidence knowing that we take every precaution to keep your information safe. Each feature is designed to be intuitive and accessible so that anyone can manage their finances easily. Experience the ease of digital banking today with Whatcom Educational. Visit us online at https://www.wecu.com/ and discover how our services can make your financial life simpler and more secure!

Financial Strength

At Whatcom Educational, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing the reliable service you deserve, backed by solid financial metrics. With a net worth of $354,624,694, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1225 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $532,301,708 in share certificates and $65,957,597 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,284,526, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $342,940,295 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $33,522 in used auto loans and an impressive $2,276,482,651 in total loans and leases. Our operational efficiency is reflected in our net income of $10,607,084, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 405 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $4,842,643. Total Share Accounts: 247,597, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Whatcom Educational is your trusted partner. Visit us at 1773 H St Blaine WA 98230 or call 360-756-7044 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $559,285,816 in used vehicle loans and $98,469,575 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure you find the best fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $504,656,331 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to assist you in finding the right solution.

Credit Lines

Additionally, we have total credit lines amounting to $962,277,406, offering flexibility for those who need access to funds on demand. These lines can help manage cash flow and unexpected expenses efficiently. To learn more about our loan products or discuss eligibility options specific to your situation, feel free to contact us at 360-756-7044 or visit us at 1773 H St Blaine WA 98230. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Whatcom Educational Credit Union, we're dedicated to helping our members make informed financial choices that pave the way for success!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $122,190,214, making buying or refinancing simple. We aim to support you every step of the way as you navigate your home financing journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $46,318,734 in loans helping members manage their finances effectively. These cards come with competitive interest rates and can be an excellent tool for everyday purchases or unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reputable institutions guarantees fair and transparent offers for all users.