Weyco Community Credit Union Fairhope AL

Introduction

Welcome to Weyco Community, your trusted partner in financial growth located at 23210 Us Highway 98 Ste B1, Fairhope, AL 36532. Since our establishment in 1959, we've been dedicated to serving our members with integrity and commitment. With a proud membership of over 5,494 individuals, we focus on creating a supportive environment where everyone can achieve their financial goals. At Weyco Community, we understand the importance of having a solid financial foundation. That's why we manage total assets of $105,803,709 and maintain a strong net worth of $11,142,249. Our commitment to our members is reflected in our robust offerings, including total deposits amounting to $11,555,408 and an impressive loan portfolio with 2,629 loans and leases available for your needs. Our leadership team is here to support you every step of the way. Under the guidance of CEO Eli Roberson IV and Board President Wayne Rose, we are constantly striving to enhance your experience with us. Whether you need assistance with personal loans or seeking guidance on savings options, our friendly staff of 20 dedicated employees is ready to help. While members can visit us at our Fairhope branch for face-to-face interactions, official correspondence should be sent to the same address. We invite you to connect with us by calling 800-293-7554 or visiting our website at weycocreditunion.com for more information on how we can assist you in achieving your financial aspirations. Join us today and experience the difference at Weyco Community where your financial well-being is our top priority!

Branch History & Mission

Commitment to Innovation

As technology continues to shape how we manage our finances, Weyco Community is dedicated to keeping pace with these advancements. We proudly offer online banking services and mobile applications designed with user-friendliness in mind. These tools empower our members to conduct transactions securely and efficiently from anywhere. In addition to embracing digital solutions, we prioritize accessibility for all our members by ensuring compliance with ADA standards. Our goal is to create an inclusive environment where everyone feels welcome and supported.

Community Engagement

Our roots are deeply embedded in Fairhope. We engage in various outreach efforts that focus on education and empowerment within the local community. Through partnerships with schools and organizations, we aim to enhance financial literacy among residents of all ages. If you're looking for a credit union that prioritizes your needs while actively working towards building a stronger community, look no further than Weyco Community. Join us today and experience the benefits of being part of an organization that truly cares about its members! For more information or to become a member, visit us at Weyco Credit Union or call us at (800) 293-7554.

Our Mission

Weyco Community is more than just a credit union; we are committed to enhancing the lives of those we serve. Our mission statement emphasizes not only providing top-notch financial services but also being an active participant in community development. We believe that when our members thrive, so does our community. That's why we strive to offer personalized services tailored to meet the unique needs of each member while promoting financial literacy and stability. While members can visit us at 23210 Us Highway 98 Ste B1 Fairhope Al 36532, official correspondence should be sent to 23210 US Highway 98 Ste B1, Fairhope, AL 36532-3397. Our operating hours are convenient as we are open 24 hours a day, 7 days a week making it easier for you to access your funds and manage your accounts whenever you need.

Branch Location & Accessibility

Welcome to Weyco Community, your friendly neighborhood credit union located at 23210 Us Highway 98 Ste B1 in Fairhope, Alabama. We're proud to be a part of this vibrant community in Baldwin County, nestled conveniently near local favorites like Fairhope Park and the beautiful Mobile Bay. Whether you're stopping by for a quick banking errand or looking to explore what we have to offer, our location is designed with your convenience in mind. At Weyco Community, we understand the importance of accessibility. Our branch is fully ADA compliant, featuring ramps and spacious parking for all members. You can easily find a spot right outside our entrance, making your visit hassle-free. We are here for you 24 hours a day, seven days a week. Need to talk to someone? Give us a call at 800-293-7554 during regular hours, or feel free to reach out anytime for assistance! While our primary services are available through ATM access only, our team is dedicated to ensuring you have all the support you need when you visit. For any official correspondence, please note that while members can visit us at our branch address, official mail should be directed to 23210 US Highway 98 Ste B1, Fairhope, AL 36532-3397. We invite you to come experience the welcoming atmosphere at Weyco Community. Whether you're interested in opening an account or learning more about our services, we look forward to seeing you soon!

Member Eligibility

Becoming a member of Weyco Community is like joining a caring family that's dedicated to your financial well-being. To be eligible, you should live, work, worship, or attend school in our community, which allows us to grow together and support each other. If you meet these simple criteria, we warmly invite you to explore the benefits of membership, which include personalized services and competitive rates designed just for you. For those interested in opening an account, the process is straightforward and welcoming just visit our website at http://www.weycocreditunion.com/loanapp.php to get started. If you have any questions or need assistance along the way, feel free to call us at (800) 293-7554. For detailed eligibility information, check out http://www.weycocreditunion.com/index.php/members. We can't wait to welcome you into the Weyco Community community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that make daily operations smoother for businesses. Picture a retail shop using our payment processing solutions, allowing them to accept various payment methods effortlessly. This convenience can lead to happier customers and increased sales. Reach out to us at 23210 Us Highway 98 Ste B1 Fairhope Al 36532 in Fairhope, AL or call us at (800) 293-7554. Let's discuss how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Call-to-Action

We invite you to experience the difference at Weyco Community. Explore all that we have to offer and see how we can assist you in achieving your financial goals. Visit us today or check out our website for more information!

Committed Support

Our friendly staff is always ready to assist you with any questions or concerns. Whether you need help navigating our online services or understanding how to make the most out of your membership with Weyco Community, we are here for you. Just give us a call at 800-293-7554, and we'll be glad to help.

Digital Banking Features

In today's fast-paced world, having access to your finances anytime is crucial. That's why we offer online banking options through our website at weycocreditunion.com. With this service, you can view your account balances, transfer funds, and manage payments from the comfort of your home or on the go. Our mobile application further enhances this convenience by allowing you to handle transactions right from your smartphone.

Personalized Banking Solutions

Whether you're managing your daily expenses or planning for a big purchase, our services are designed to simplify your banking experience. For instance, if you're looking to access cash quickly, our ATM services are available for your convenience. You can easily withdraw funds or check your balance without stepping into the branch.

Digital & Online Banking

At Weyco Community, we know that managing your finances should be easy and secure. Our digital and online banking services are designed to give you the freedom to handle your banking needs anytime and anywhere. Whether you're at home or on the go, our platform ensures you have all the tools you need right at your fingertips. With our online banking system available 24/7, you can check your account balances, transfer funds, and pay bills with just a few clicks. For those who prefer to do things from their mobile devices, our mobile application makes banking even more convenient. You can easily access your accounts, view transactions, and manage payments while you're out and about. Security is a top priority for us at Weyco Community. We offer electronic signature authorization, allowing you to sign documents safely online without the hassle of printing or mailing anything. Plus, our commitment to keeping your information safe means you can bank confidently. We also understand how important it is to stay organized. That's why we provide e-statements for all members. You can say goodbye to paper clutter and access your statements whenever you need them. For easy money management among friends and family, while we currently do not offer person-to-person transfers, we encourage you to use our other features for seamless transactions. Our online banking service simplifies sending money directly to others through your bank account just not through an app-based service yet. If you're interested in exploring these services further, visit us at Weyco Community today! Enjoy the flexibility of managing your finances with ease and confidence all from the comfort of your home or wherever life takes you.

Financial Strength

At Weyco Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which underscores our commitment to serving you with confidence and reliability. With a net worth of $11,142,249, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.53% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $31,529,385 in share certificates and $4,251,390 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,856,545 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our total loans and leases stand at $57,754,327, including $658 in used auto loans that support your financial goals across various sectors. Our operational efficiency is highlighted by our net income of $285,704, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 14,600 demonstrate a strong and growing member base that trusts us with their finances. This trust is fundamental as we move forward together in achieving your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Weyco Community is your trusted partner. Visit us at 23210 Us Highway 98 Ste B1 Fairhope Al 36532 or call 800-293-7554 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Options

For those looking for more flexibility, we provide credit lines totaling $6,000,000. These lines can be an excellent resource for managing cash flow or covering unexpected costs. We also want our members to know that refinancing options may be available should you wish to lower your interest rates or adjust your loan terms. If you're interested in learning more about any of these loan products or determining your eligibility, don't hesitate to reach out! You can contact us at 800-293-7554 or visit us at 23210 Us Highway 98 Ste B1 Fairhope Al 36532. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Weyco Community, we're dedicated to providing support and resources that empower our members financially.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,651,298 in used vehicle loans and $3,164,445 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, making it easier for you to drive home in your dream car without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $197,179, making buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $768,373 in loans helping members manage their finances effectively. With our credit card options, you can enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate the lending landscape with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources means that you receive fair and transparent offers every time you compare loans. One of the main benefits of using LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability in your search for the best rates. Additionally, LendMesh operates without sponsored listings; lenders are not prioritized based on paid promotions. This impartiality guarantees that you receive unbiased results tailored to your needs. With real-time rate comparisons, LendMesh provides up-to-date loan rates from multiple institutions, empowering users to make informed decisions about their borrowing options. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to explore your options and find the best rates available, compare real-time loan offers today at LendMesh and take control of your financial future. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Weyco Community