Wexford Community Credit Union Cadillac MI

Introduction

At Wexford Community Credit Union, we believe in the power of community and the importance of financial well-being. Established in 1953, our commitment to serving members in Cadillac, MI has only strengthened over the years. Located at 1015 Wilcox St, Cadillac, MI 49601, our branch stands as a pillar of support for over 8,432 members. With total assets amounting to an impressive $83,652,060, we are dedicated to providing a range of services tailored to meet your unique financial needs. As a trusted financial partner, we offer a variety of loans amounting to 14,971 loans and leases and have established total deposits reaching $2,188,574. Our team is committed to helping you achieve your financial goals with transparency and care. The leadership at Wexford Community Credit Union is under the guidance of CEO Julie Rushing and Board President Margaret Elmore, both dedicated to fostering a supportive environment for all members. While you can visit us at our branch for friendly service, official correspondence should be directed to our mailing address at 1015 Wilcox St, Cadillac, MI 49601. We invite you to explore how we can assist you in your financial journey. Whether you're looking to apply for a loan or simply want more information about our services, feel free to call us at 231-775-2081 or visit our website at wexccu.com. Join us today and experience the difference that comes from being part of a credit union that truly cares!

Branch History & Mission

Community Engagement

Wexford Community Credit Union is deeply committed to giving back. We actively participate in various community outreach programs and partnerships that enhance the lives of those around us. By supporting local events and initiatives, we strive to make Cadillac a better place for everyone. As we look toward the future, we invite you to become part of our story. Join us today and discover how Wexford Community Credit Union can support your financial journey while making a positive impact in our community. Visit us online at wexccu.com or call us at 231-775-2081 for more information on how you can become a member and start experiencing the benefits of being part of something special!

Our Mission

Our mission is simple yet impactful: to provide affordable financial services while fostering community growth and support. We believe in empowering our members with the tools they need to achieve their financial goals. Whether it's through personal loans, savings accounts, or educational resources, Wexford Community Credit Union is here to help you succeed. While members can visit us at 1015 Wilcox St, official correspondence should be sent to 1015 Wilcox St, Cadillac, MI 49601 if you need to reach out for any inquiries or support. We also prioritize accessibility and convenience for all our members. Although we do not have ATM services or drive-thru banking at this time, we are committed to making your banking experience as smooth as possible during our operating hours from Monday to Friday, 8:00 AM to 5:00 PM.

Branch Location & Accessibility

Accessibility and Features

At Wexford Community, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and other accommodations to ensure that everyone can access our services comfortably. You'll find ample parking available right outside our doors, making it convenient for you to pop in anytime during business hours.

Get in Touch

Ready to experience the difference with Wexford Community? Visit us today at 1015 Wilcox St or give us a call at 231-775-2081. We look forward to welcoming you into our community!

Operating Hours

We're here for you Monday through Friday from 8:00 AM to 5:00 PM. During these hours, our friendly team is ready to assist you with everything from opening new accounts to discussing loan options. While we currently do not offer drive-thru service or ATM availability, our staff is dedicated to providing personal service that meets your needs.

Services Offered

At Wexford Community Credit Union, we offer a variety of services designed to make banking easier for you. From loans and savings accounts to financial advice, we are committed to helping our members achieve their financial goals. If you have any questions or would like more information about what we provide, please don't hesitate to reach out!

Member Eligibility

At Wexford Community, we believe that everyone deserves a chance to be part of something special. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in Wexford County, you're already eligible to join our supportive community. Membership opens the door to not just banking services but also personal connections and financial empowerment. For more details on eligibility, feel free to check out our website at Wexford Community Membership Information. Once you're ready to take the next step, opening an account with us is simple! Just visit this link for the account opening process: Open an Account. If you have any questions or need assistance, don't hesitate to give us a call at 231-775-2081. We're here to help you every step of the way as you join our family at Wexford Community, located at 1015 Wilcox St, Cadillac, MI 49601.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $61 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,672,230, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine having a system that allows you to accept payments quickly and securely, whether online or in person. This means more time focusing on your customers and less time worrying about transactions. Visit us at 1015 Wilcox St, Cadillac, MI 49601 or call us at 231-775-2081 to learn how our business banking solutions can help your company flourish. Together, let's build a stronger community!

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, having online tools at your fingertips is essential. At Wexford Community Credit Union, we understand this need. That's why we've invested in digital banking features that simplify your banking experience. With our online banking platform, you can manage your accounts, transfer funds, and even pay bills without ever having to step foot in a branch.

Everyday Banking Needs

Our members often come to us looking for convenience and accessibility. That's why we offer robust ATM Services Only, allowing you to access your funds quickly and easily whenever you need them. Whether you're withdrawing cash for a night out or checking your balance on the go, our ATM services provide peace of mind and flexibility.

Join Our Community

At Wexford Community, being a member means more than just banking; it means being part of a community focused on support and growth. We invite you to explore how we can serve your financial needs today and into the future. For more information about becoming a member or to open an account with us, visit our website or check out our membership eligibility here. We look forward to serving you at Wexford Community!

Member Support and Accessibility

We know life can get busy, which is why we're here for you during convenient hours. Our lobby is open from Monday through Friday, 8:00 AM to 5:00 PM for non-public functions, ensuring that you have access to our team when you need assistance or advice regarding your finances. If you have questions about how to utilize our services or need help navigating your options, don't hesitate to call us at (231) 775-2081. Our friendly staff is always ready to help.

Digital & Online Banking

24/7 Access

Whether it's day or night, our 24/7 online banking services keep you connected to your accounts. You can manage your finances whenever it suits you best. With user-friendly features designed for everyone, we aim to make banking less about waiting in lines and more about enjoying life. Join us at Wexford Community today and discover how our digital banking services can enhance your financial experience!

Key Services Offered

Our online banking platform, accessible at https://www.wexccu.com/, allows you to check balances, pay bills, and transfer funds with just a few clicks. You can feel secure knowing that all transactions are protected by advanced security measures. We also offer e-statements for easy access to your financial records without the clutter of paper statements. You can view your account details anytime and enjoy the benefits of going green. Plus, if you ever need to sign documents, our electronic signature authorization feature makes it quick and hassle-free.

Mobile Banking Made Easy

For those who are always on the go, our mobile application provides everything you need right in your pocket. With this app, you can perform person-to-person transfers easily sending money to friends or family has never been simpler! While mobile payments aren't currently available, our robust app ensures that managing your accounts remains easy and efficient.

Financial Strength

At Wexford Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is crucial for peace of mind and future planning. That's why we are proud to share insights into our financial health and what it means for you. With a net worth of $8,051,358, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,700,852 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,980,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $7,785,692 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $3,792 in used auto loans and $44,098,657 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $-$133,439, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of Wexford Community is underscored by the trust shown by our growing membership base, with a total of 17,673 share accounts. This reflects the confidence that 8,432 members have placed in us as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wexford Community is your trusted partner. Visit us at 1015 Wilcox St Cadillac Mi 49601 or call (231) 775-2081 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Services

If you're interested in refinancing or exploring eligibility options for any of our loan products, please feel free to reach out. Our team at Wexford Community is here to assist you every step of the way. For more information about our loan offerings or to get started on your application today, visit us at 1015 Wilcox St Cadillac Mi 49601, give us a call at 231-775-2081, or explore our website at Wexford Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,376,323 in used vehicle loans and $2,839,775 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make it easier than ever to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $1,672,230 provide the capital needed to grow and expand your business operations. Whether you're looking to invest in equipment or cover operational costs, we have financing solutions tailored for you.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,356,699, make buying or refinancing simple. We provide guidance throughout the process to ensure you find a mortgage solution that fits your lifestyle and budget.

Unsecured Credit Cards

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,850,066 in loans helping members manage their finances effectively. Enjoy the convenience and security of having access to funds when you need them most.

Loan Aggregator

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WEXFORD COMMUNITY CREDIT UNION - Cadillac, MI

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