Westreet Credit Union Tulsa OK | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Westreet, your trusted partner in financial well-being located at 3516 E 31St St, Tulsa, OK 74135. Since our establishment in 1943, we have been dedicated to serving our community with integrity and care. With a robust membership of over 57,756 individuals, we pride ourselves on being more than just a credit union; we're a family committed to supporting your financial journey. At Westreet, we understand that every member has unique needs. That's why we offer a variety of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. With total assets reaching an impressive $972,399,779, and total deposits of $74,321,699, our solid foundation allows us to provide you with competitive loan options and personalized service. Our leadership team is passionate about community engagement and innovation. Under the guidance of CEO Gregory Gallant and Board President Patrick Ohlson, we strive to create meaningful relationships with our members while ensuring their financial success. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to the same address: 3516 E 31st St, Tulsa, OK 74135. If you have questions or need assistance, feel free to call us at 918-610-0200. Join us today and experience the difference that comes from being part of a community-focused credit union. Visit our website at westreet.org to learn more about our offerings or stop by our branch during lobby hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Let's work together towards your financial goals!

Branch History & Mission

Join Us

We invite you to become part of the Westreet family! Whether you're looking for a checking account, an auto loan, or resources for your business, we're here to help you navigate your financial journey. Together, let's build a brighter future for ourselves and our community. For any inquiries or assistance, please reach out to us at 918-610-0200. Experience firsthand how Westreet can make a difference in your financial life!

Our Journey

Westreet began its journey in the heart of Tulsa during a time when the city was bustling with growth and opportunity. Since opening our doors, we have consistently focused on providing accessible financial services tailored to meet the needs of our diverse membership. Over the years, we have expanded our services to include personal banking, auto loans, mortgage options, business banking solutions, and more. Our commitment goes beyond just banking; we believe in empowering our members through education and outreach initiatives. We've partnered with local organizations to promote financial literacy and support community development efforts. As we celebrate our legacy, we look forward to continuing this vital work that strengthens not only our credit union but also the neighborhoods we serve.

Our Mission

At Westreet, our mission is simple yet profound: to improve the financial well-being of our members while fostering a sense of belonging within the community. We strive to provide exceptional service that meets your needs whether it's through competitive loan rates or personalized financial advice. We are here for you every step of the way. Our branch offers various services designed with your convenience in mind. While visiting us at 3516 E 31St St, you can take advantage of features like drive-thru banking for quick transactions or use one of our ATMs available on-site for easy access to your funds. Our lobby is open Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. For those who prefer online banking or mobile payments, we've invested in modern technology that ensures you can manage your finances securely from anywhere.

Branch Location & Accessibility

A Convenient Stop for Your Banking Needs

Our branch is designed with accessibility in mind. You'll find ample parking available right outside the entrance, making it easy for you to drop by whether you're coming for a quick transaction or a more in-depth consultation. Our building features ADA-compliant access, including ramps for those who need them, ensuring that everyone feels welcome.

Get in Touch Today!

We invite you to come see how Westreet can support your financial journey! Feel free to call us at 918-610-0200 if you have any questions or need assistance before your visit. Our friendly staff is here to help you every step of the way!

Operating Hours That Fit Your Schedule

At Westreet, we understand that life can get busy! That's why we offer flexible operating hours. Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, with extended hours on Fridays until 6:00 PM. If you prefer to use our drive-thru service, we're ready to assist you Monday through Friday from 8:00 AM to 6:00 PM and even on Saturdays from 9:00 AM to 12:00 PM. Whether you're stopping by during your lunch break or after work, we've got you covered!

Services Tailored Just for You

When you visit us at Westreet, you'll discover a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Plus, we offer the convenience of online and mobile banking so you can manage your finances anytime, anywhere. For those who prefer face-to-face interactions, our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. While members can visit us at our branch location, official correspondence should be sent to the same address: 3516 E 31st St, Tulsa, OK 74135.

Member Eligibility

Becoming a member of Westreet is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or worship in the Tulsa area, you're already on your way to enjoying the benefits of membership! We welcome individuals from various backgrounds, and our goal is to provide everyone with access to personalized financial services that cater to your unique needs. To explore the specific eligibility criteria in more detail, feel free to visit our website at https://westreet.org/membership/ . Joining us is simple and rewarding. Once you're eligible, opening an account is a breeze! Our friendly team is here to guide you through the process, ensuring you feel supported every step of the way. Plus, as a member of Westreet, you'll gain access to fantastic services like competitive loan rates and convenient online banking options. If you have any questions or need assistance, don't hesitate to reach out at (918) 610-0200. We're excited to welcome you into our community at 3516 E 31St St Tulsa Ok 74135!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $451 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $198,949,638, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Beyond loans, our merchant services empower you to accept payments easily and efficiently. Picture this: You're at a bustling market or busy store, and your customers want to pay quickly. Our payment solutions streamline transactions so you can focus on what matters most growing your business and delighting your customers. Located at 3516 E 31St St Tulsa Ok 74135 in Tulsa, OK, we're here to assist you. Call us at (918) 610-0200 for more information on how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we understand the unique challenges you face. That's why we offer business banking services including merchant services and business loans tailored to support your growth. With our assistance, managing your business finances becomes less daunting.

Convenient Access Anytime, Anywhere

In today's digital world, convenience is key. That's why Westreet offers robust online and mobile banking options. With these features, you can easily check balances, transfer funds, and pay bills from wherever you are be it at home or on the go. Our ATM services ensure that cash is always within reach with easy access for withdrawals and balance checks.

Credit Options That Reward You

In today's world, having a reliable credit card can make all the difference. Our credit cards come with rewards that allow you to earn points on everyday purchases making each swipe count towards something special for you.

Drive-Thru & ATM Services

Sometimes you need quick service without the hassle of entering the branch. Our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. Plus, with ATM availability at Westreet, accessing cash has never been easier! At Westreet, we're not just about numbers; we're about community and relationships. Our team is here to assist you every step of the way because we believe in building lasting connections with our members. If you're ready to explore what we have to offer or if you have any questions about our services, don't hesitate to call us at (918) 610-0200 or visit us at our branch! We look forward to helping you achieve your financial goals!

Personal Banking Made Easy

Navigating your finances can be overwhelming, but at Westreet, we simplify the process with our comprehensive personal banking services. Our checking and savings accounts offer flexibility and competitive rates, ensuring that your money works for you. If you're thinking about buying a car, our auto loans and vehicle financing options make it easy to drive away in your dream vehicle without breaking the bank. For those considering home ownership or refinancing, our mortgage loans are designed to fit various budgets and circumstances. We also provide personal loans and debt consolidation options to help you manage expenses effectively, giving you peace of mind when unexpected costs arise.

Digital & Online Banking

24/7 Access

With 24/7 online banking services, you have complete control over your finances whenever you need it. Whether it's checking your balance late at night or making an urgent payment during the weekend, we've got you covered. Banking has never been this accessible or convenient! Experience the ease and flexibility of digital banking with Westreet your partner in managing money smartly and securely!

Key Features

Our online banking services allow you to manage your finances effortlessly. You can view your account balances, transfer funds, and pay bills all from the comfort of your own device. Plus, with our availability of e-statements, you can keep track of your transactions without the clutter of paper statements. For those who prefer a more personal touch, our person-to-person transfer feature makes sending money to friends and family as easy as a few taps on your phone.

Mobile Banking Made Easy

Stay connected with our mobile application, which provides all the functionality of online banking right at your fingertips. With features like mobile payments, you can make purchases quickly and securely without needing to carry cash or cards. And if you're ever in doubt about security, rest assured that while we don't currently offer electronic signature authorization, we prioritize keeping your information safe.

Financial Strength

Building Trust Together

Total Share Accounts: 109,364 shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westreet is your trusted partner. Visit us at 3516 E 31St St Tulsa Ok 74135 or call (918) 610-0200 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $70,382,590 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as we have $9,356 in used auto loans and $736,063,084 in total loans and leases, supporting members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $272,922,048 in share certificates and $128,710,407 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $73,930,603, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-4,915,578, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 233 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $95,928,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $198,949,638 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we have solutions tailored just for you. No matter what your needs may be, our dedicated team is here to assist you. For more details about eligibility and application processes for any of these products, please visit us online or call us directly. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Westreet, we're committed to providing support and resources that empower our members financially. Let us help you find the right loan product for your situation today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $150,653,261 in used vehicle loans and $38,628,716 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that suit your budget. If you're considering refinancing your current auto loan, we can help you explore eligibility options to save even more.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,006,938, make buying or refinancing simple. We take pride in guiding our members through the home-buying process with transparent information and personalized service.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,782,368 in loans helping members manage their finances effectively. These cards come with various rewards and benefits tailored to fit your spending habits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and accuracy, LendMesh helps users make informed choices without the stress of searching through countless offers. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every loan offer is fair and transparent, giving users confidence in their choices. One key benefit of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users receive reliable information. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This approach guarantees unbiased results for all users. Another advantage is the real-time rate comparisons available on LendMesh. Users can access up-to-date loan rates from multiple institutions, making it easier to find the best option for their specific needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to secure a favorable loan rate, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

WESTREET FEDERAL CREDIT UNION