Westreet Credit Union Owasso OK | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Westreet, your trusted financial partner located at 8299 N Owasso Expy, Owasso, OK 74055. Since our establishment in 1943, we've been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With a total membership of 57,756 and total assets amounting to an impressive $972,399,779, we pride ourselves on being a strong and supportive presence in the Owasso area. At Westreet, we understand that financial decisions can be overwhelming. That's why we're here to provide clarity and guidance every step of the way. Whether you're looking for personal banking services like checking and savings accounts or seeking loans for vehicles or home financing, our goal is to help you achieve your financial aspirations. With a net worth of $95,928,504 and cash on hand totaling $6,244,565, we are well-equipped to support our members' diverse financial needs. While you can visit us at our branch for assistance, please note that any official correspondence should be directed to our mailing address: 8299 N Owasso Expressway, Owasso, OK 74055. Our team is led by the experienced CEO Gregory Gallant and Board President Patrick Ohlson, both committed to fostering a welcoming environment where every member feels valued. Curious about how we can assist you? Call us today at 918-610-0200 or explore our website at westreet.org for more information. Join us as we continue making a positive impact in the community because at Westreet, your success is our mission!

Branch History & Mission

Community Engagement

Over the years, we have made significant strides in supporting local causes and partnerships. From sponsoring events to participating in charity drives, our involvement reflects our dedication to giving back. We understand that the strength of a credit union lies not just in its assets currently totaling $972,399,779 but also in its ability to uplift the community it serves.

Join Us

As we look ahead, we invite you to become part of our growing family at Westreet. Visit us at 8299 N Owasso Expy Owasso Ok 74055 or give us a call at (918) 610-0200 to learn more about how we can assist you with your financial needs. Together, let's build a brighter future for ourselves and our community!

Our Mission

At Westreet, our mission is simple: to empower our members through exceptional financial services while making a positive impact in the community. We believe that by providing personalized support and innovative solutions, we can help individuals and families achieve their financial goals. Our commitment goes beyond just banking; we aim to build lasting relationships with our members based on trust and transparency. In addition to traditional services like checking and savings accounts, mortgage loans, and credit cards with rewards, we offer online and mobile banking options that make managing your finances easier than ever. Our drive-thru service ensures quick access for those on the go, while our ATM availability means you can withdraw cash whenever you need it.

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

While you're here, take advantage of our comprehensive range of services. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Need cash? Our ATM is available for withdrawals and balance checks right at the branch. Plus, if you prefer the convenience of drive-thru banking, we offer basic services for deposits and simple transactions as well. If you're looking to reach us by mail for official correspondence, please send it to 8299 N Owasso Expressway, Owasso, OK 74055, which is the same as our physical address.

Convenient Access

At Westreet, we understand how important accessibility is for our members. Our branch features ample parking space and complies with ADA standards, ensuring that everyone can easily access our facilities. Whether you're visiting us during a lunch break or after work, our operating hours are designed with your schedule in mind. You can visit our lobby from Monday to Thursday between 9:00 AM and 5:30 PM, and on Fridays until 6:00 PM. For those on the go, our drive-thru is open Monday through Friday from 8:00 AM to 6:00 PM and Saturdays from 9:00 AM to 12:00 PM.

Get in Touch

We invite you to come visit us at Westreet! If you have any questions or need assistance before your visit, feel free to give us a call at 918-610-0200. Our team is ready to help you with all your banking needs. We look forward to welcoming you soon!

Member Eligibility

At Westreet, we believe that everyone deserves a supportive financial community. Joining us is simple and open to a wide range of individuals. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to become a member! Additionally, family members of existing members can also join our welcoming family. For detailed eligibility criteria, feel free to check out this resource: https://westreet.org/membership/ . Becoming a member at Westreet not only gives you access to a variety of financial products and services but also connects you with a community that truly cares about your financial well-being. To get started on your membership journey, just give us a call at (918) 610-0200 or visit us at our branch located at 8299 N Owasso Expy Owasso Ok 74055. We're excited to help you take this important step towards better financial health!

Business Banking & Commercial Services

Merchant Services for Your Business

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most growing your brand. From secure credit card processing to easy online payment options, we make it convenient for your customers to pay you while ensuring your cash flow remains steady. Visit us at 8299 N Owasso Expy Owasso Ok 74055 in Owasso, OK, or call us at (918) 610-0200 to explore how our Business Banking and Commercial Services can empower your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $451 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $198,949,638, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick cash? Our ATM services allow you to withdraw funds or check balances without stepping inside the branch. For those who prefer traditional banking methods, our basic drive-thru services are available for deposits, withdrawals, and simple transactions. At Westreet, we're committed to making banking accessible and straightforward for everyone in Owasso and beyond. If you have questions or want more information about any of these services, don't hesitate to reach out! Call us at 918-610-0200, or visit us online at westreet.org. We look forward to serving you!

Auto Loans and Financing

If you're in the market for a new vehicle, look no further than our auto loans and vehicle financing options. We work with you to find the best rates and terms that suit your budget. Imagine driving off in your new car without the stress of complicated financing.

Business Banking Services

For our business members, we provide robust merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we have tools designed to foster your success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms let you manage your finances from anywhere at any time. With features like person-to-person payments and easy access to account information, banking has never been easier.

Home Financing Made Easy

Homeownership is a significant milestone, and at Westreet, we make it achievable through our mortgage loans and refinancing services. Whether you're buying your first home or looking to lower your monthly payments through refinancing, our experienced team is here to help every step of the way.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer various checking and savings accounts tailored to fit different lifestyles. Whether you're saving for a dream vacation or just need a reliable account for daily transactions, we've got you covered. Plus, our credit cards with rewards allow you to earn points on your purchases, giving you even more value.

Support for Your Financial Needs

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options can help you manage those costs effectively. We believe in supporting our members during tough times by offering flexible solutions that keep you on track financially.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform available at https://westreet.org/ , accessing your accounts has never been easier. You can check balances, transfer funds, and pay bills anytime, anywhere. Plus, our 24/7 online banking services ensure that you have control over your finances whenever you need it. If you prefer using your mobile device, you'll be pleased to know that we offer a user-friendly mobile application. This app allows you to make mobile payments easily, giving you the flexibility to pay for purchases directly from your account. And if you need to send money to friends or family, our person-to-person transfer feature makes it quick and straightforward.

Security and Accessibility

We prioritize your security while providing these online services. While we do not currently offer electronic signature authorization, rest assured that all transactions are protected with state-of-the-art security measures. Our e-statements feature gives you instant access to your account statements without cluttering your mailbox, making it easy for you to stay organized. Managing your finances should be simple and stress-free. That's why Westreet ensures all digital banking features are intuitive and easy to navigate. From checking balances to transferring funds or setting up automatic payments, everything is designed with you in mind. Experience the future of banking with Westreet where convenience meets security! For more details on our digital banking offerings, visit us at https://westreet.org/ today.

Financial Strength

Dedicated Team

We also take pride in having 233 full-time employees ready to assist you. Our knowledgeable team is committed to providing the best service possible. Whether it's answering questions or guiding you through your financial journey, we're here for you.

Growing Community Trust

With 109,364 total share accounts, we showcase a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service and innovative products tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westreet is your trusted partner. Visit us at 8299 N Owasso Expy Owasso Ok 74055 or call (918) 610-0200 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $272,922,048 in share certificates and $128,710,407 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $73,930,603, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations are designed to ensure efficiency and effectiveness. Despite facing challenges, our efforts have resulted in a net income of $-4,915,578, reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Growth

With $70,382,590 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to helping you reach your financial goals is also reflected in our lending capacity; with $9,356 in used auto loans and $736,063,084 in total loans and leases, we're here to support your needs across various sectors.

Solid Financial Foundation

With a net worth of $95,928,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $150,653,261 in used vehicle loans and $38,628,716 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can find a loan that fits your budget.

Business Financing

If you're a business owner, you'll be pleased to know that our outstanding commercial loans totaling $198,949,638 provide the capital needed to grow and expand your business. We are dedicated to supporting local businesses with financing solutions that work for you. At Westreet, we also offer refinancing options for many of our loans, allowing you to potentially lower your monthly payments or secure better terms based on your current financial situation. To learn more about our loan offerings and how they can benefit you, please contact us at (918) 610-0200 or visit us at our branch located at 8299 N Owasso Expy Owasso Ok 74055 in Owasso, OK. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial goals!

Credit Lines and Unsecured Loans

For those looking for additional flexibility, we have total credit lines amounting to $186,530,293 available. Additionally, our unsecured credit card loans total $6,782,368, providing members with options to manage their finances effectively without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,006,938, make buying or refinancing simple. We offer various plans tailored to meet different financial situations and help you navigate the path toward owning your dream home.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs.

WESTREET FEDERAL CREDIT UNION