Westmoreland Water Credit Union Greensburg PA | Best Auto Loans & Business Banking

Introduction

Welcome to Westmoreland Water, your trusted partner in financial well-being! Located at 1900 Franklin St, Greensburg, PA 15601, our credit union has been serving the community since 1953. With a rich history and a commitment to our members, we are proud to support over 1,546 members and manage total assets of $22,717,113. At Westmoreland Water, we believe in the power of community. Our dedicated team of 3 employees, led by CEO Stephanie Kernicky and Board President Barrie Rohrbacher, works tirelessly to provide personalized services tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we've got you covered. Your financial security is our priority. We maintain robust total deposits of $801,145 and a net worth of $3,628,491, ensuring that your money is safe with us. With total loans reaching 991, we are ready to help you achieve your dreams whether it's buying a new car or consolidating debt. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 1900 Franklin St., Greensburg, PA 15601. Explore what Westmoreland Water has to offer by visiting our website at wwcu.org or call us at 724-850-4797 during our lobby hours from Monday to Friday, 9:00 a.m. to 5:00 p.m. Join us today and experience a welcoming environment where your financial goals are nurtured!

Branch History & Mission

At Westmoreland Water, we take pride in our rich history and commitment to serving our community. Established in 1953, our branch has grown alongside the vibrant city of Greensburg, Pennsylvania. Our physical location at 1900 Franklin St, Greensburg, PA 15601, is more than just an address; it's a welcoming space where families and individuals come together to build their financial futures. Over the years, Westmoreland Water has evolved into a trusted financial partner for over 1,546 members. With total assets reaching an impressive $22,717,113, we have maintained a strong foundation that allows us to provide exceptional services tailored to the needs of our members. Our mission is simple yet profound: to empower our community by offering accessible and affordable financial solutions while fostering a spirit of cooperation and support. As we look back on nearly seven decades of service, we are proud of our achievements whether it's expanding our range of personal banking services like checking and savings accounts or providing auto loans and mortgages that help our members realize their dreams. We also embrace technology with online and mobile banking options that make managing finances easier than ever. Our drive-thru service may not be available, but we are dedicated to ensuring that every visit to Westmoreland Water feels personalized. You can reach us during our operating hours from Monday to Friday, 9:00 a.m. to 5:00 p.m., by calling us at 724-850-4797. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 1900 Franklin St., Greensburg, PA 15601. Community outreach is at the heart of what we do. We believe in supporting local initiatives and forming partnerships that enhance the quality of life for everyone in Greensburg. By investing in local projects and charities, we strengthen the bonds within our community. At Westmoreland Water, you're not just a member; you're part of a family that believes in mutual growth and success. We invite you to join us today and experience firsthand how we can help you achieve your financial goals while contributing positively to the community around us. Visit our website at wwcu.org for more information on how we can serve you!

Branch Location & Accessibility

Call to Action

We invite you to stop by and experience the warm and welcoming atmosphere at Westmoreland Water Credit Union. Our knowledgeable staff looks forward to helping you with all your banking needs!

Nearby Landmarks and Accessibility

You'll find us just a stone's throw away from popular local spots, making it simple to incorporate your banking needs into your day. Parking is available right outside our doors, ensuring a hassle-free visit. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to welcome everyone comfortably.

Operating Hours

We are open Monday through Friday from 9:00 a.m. to 5:00 p.m., providing plenty of time for you to visit us after work or during your lunch break. Our dedicated team is ready to assist you during these hours with a range of personal banking services.

Services Offered

At Westmoreland Water, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, our goal is to provide you with the best solutions for your financial journey. Although we do not currently have ATM services or drive-thru banking available, our team is always on hand to support you inside the branch. While members can visit us at 1900 Franklin St for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, please don't hesitate to call us at 724-850-4797.

Member Eligibility

At Westmoreland Water, we believe that everyone deserves a chance to thrive in a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the Westmoreland County area, you're likely eligible to join us. We pride ourselves on serving individuals and families who are looking for personalized banking solutions that truly understand their needs. Membership at Westmoreland Water opens the door to a variety of financial services tailored just for you, from checking accounts to auto loans and much more. To get started, reach out to us at (724) 850-4797 or visit our branch located at 1900 Franklin St Greensburg Pa 15601. For the most up-to-date eligibility criteria. We're excited to help you take this important step towards better financial health!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner to handle your payment processing while you focus on what you do best running your business. Our merchant services offer secure payment solutions that simplify transactions and enhance customer satisfaction. This means more time for you to grow your enterprise without worrying about the complexities of payment systems. Located at 1900 Franklin St Greensburg Pa 15601, Greensburg, PA, we invite you to connect with us at (724) 850-4797 during our operating hours from Monday to Friday, 9:00 a.m. to 5:00 p.m. Let's work together to build your business's future!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

Business owners also find valuable support at Westmoreland Water. Our business banking services include merchant services and business loans tailored to help your company grow and thrive. Imagine having the financial backing needed to expand your operations or invest in new equipment all made possible through our dedicated business solutions.

Digital Banking Features

In today's fast-paced world, we understand that convenience is key. That's why we provide online and mobile banking services that let you manage your accounts from anywhere at any time. Whether it's checking your balance, transferring funds, or paying bills, our digital tools simplify banking like never before. You can even enjoy person-to-person payments right from your phone! While we do not currently offer ATM services or drive-thru facilities at this location, our online platforms ensure that your banking needs are met quickly and efficiently.

Get Started Today!

Ready to take control of your finances? We invite you to visit us at Westmoreland Water in Greensburg, PA, or give us a call at 724-850-4797 during our operating hours (Monday - Friday from 9:00 a.m. to 5:00 p.m.). Discover how our comprehensive list of services can enhance your financial well-being today! For more information about all we offer, visit us online at www.wwcu.org.

Personal Banking Solutions

When it comes to personal banking, Westmoreland Water offers various options designed for convenience and flexibility. Our checking and savings accounts make managing your money easy and straightforward. Imagine easily accessing your funds whenever you need them or saving up for that dream vacation. With competitive interest rates and low fees, our accounts are crafted with your financial health in mind. If you're considering purchasing a new vehicle, we have auto loans and vehicle financing plans that can help you get on the road quickly. Picture yourself driving off in your new car without the stress of complicated financing. Our mortgage loans and refinancing options ensure that buying a home or lowering your current mortgage payments is achievable and hassle-free. For those unexpected expenses or consolidating debts, our personal loans offer quick access to cash when you need it most. Plus, our credit cards come with rewards that let you earn while you spend making every purchase a little more rewarding.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which is available for download on both iOS and Android devices. This means you can do your banking right from your smartphone! Need to send money to a friend? With our person-to-person transfer feature, it's as simple as a few taps on your screen. Plus, if you're ever in a hurry, take advantage of our mobile payments feature for quick transactions. We also offer e-statements for those who prefer paperless options it's not only eco-friendly but also helps keep your financial information organized and easily accessible. And while we currently don't support electronic signature authorization, rest assured that all transactions made through our platform are safe and secure. In today's fast-paced world, having reliable digital banking options is crucial. At Westmoreland Water, we're committed to providing you with user-friendly tools that empower you to take control of your finances effortlessly. Join us today at https://www.wwcu.org/ and experience the ease of banking digitally!

Financial Strength

Dedicated Team Ready to Serve You

We take pride in having 2 full-time employees and 1 part-time employees who are always ready to assist you with knowledgeable service tailored to your needs.

Focused on Members First

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Base

Our total share accounts stand at 2,396, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our mission. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westmoreland Water is your trusted partner. Visit us at 1900 Franklin St Greensburg Pa 15601 or call (724) 850-4797 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $79,172, which enables us to continue offering competitive loan rates and solid financial products for our members.

Reinvesting for Your Benefit

With $3,361,910 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to enhance your overall banking experience continually.

Secure Savings Opportunities

Members' savings are secured through $2,443,410 in share certificates, offering stable and rewarding financial growth opportunities. This means your deposits are not only safe but also positioned for growth.

Solid Financial Foundation

With a net worth of $3,628,491, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is robust, with $81 in used auto loans and $6,669,306 in total loans and leases supporting various member needs. Whether you're looking to buy a car or finance a personal project, we're here to help you achieve your goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,182,882 in used vehicle loans and $2,148,993 in new vehicle loans already helping members get on the road. We make it easy for you to drive away with financing that works for you.

Credit Lines and Unsecured Credit Card Loans

For those who need flexible financing options, we offer total credit lines amounting to $500,000. Additionally, our unsecured credit card loans total $1,013,241, giving members the freedom to manage their expenses effectively without collateral requirements. These products come with competitive rates and terms designed to ease your financial journey. At Westmoreland Water, we believe in empowering our members through reliable financial solutions. If you're interested in refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. Our team is ready to assist you. For further inquiries or assistance, please contact us at 724-850-4797 or visit us at 1900 Franklin St., Greensburg PA 15601. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure the financing that meets your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $516,319, make buying or refinancing simple. We are here to guide you through every step of the process, providing support and clarity so you can focus on making your new house a home.

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WESTMORELAND WATER FEDERAL CREDIT UNION - Greensburg, PA

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