Westmark Credit Union Twin Falls ID | Affordable Auto Loans & Business Banking

Introduction

Welcome to Westmark, your trusted financial partner at the Twin Falls Pole Line branch located at 524 Pole Line Road West, Twin Falls, ID 83301. Established in 1954, our credit union has been dedicated to serving our community with personalized banking solutions for nearly 70 years. With a thriving membership of over 76,000, we pride ourselves on fostering strong relationships and providing exceptional service tailored to your needs. At Westmark, we understand that financial health is crucial for individuals and families alike. That's why we offer a range of services from checking and savings accounts to auto loans and mortgages. With total assets exceeding $1.4 billion and total deposits amounting to $61,034,283, you can trust us to manage your finances securely. Our net worth stands at an impressive $120,523,841, reflecting our commitment to stability and growth for our members. Our team, led by CEO Mike Schenck and Board President Michael Ehlers, consists of over 250 dedicated employees ready to assist you. Whether you're looking for personal loans or business banking solutions, our knowledgeable staff is here to guide you every step of the way. While members can visit us at our Twin Falls location, official correspondence should be sent to the same address: 524 Pole Line Road West, Twin Falls, ID 83301. We invite you to reach out via phone at (802) 733-5087 for any inquiries or assistance you may need. Join us at Westmark where your financial dreams are within reach. Visit our website at westmark.org today to learn more about how we can support your financial journey!

Branch History & Mission

Welcome to Westmark, your trusted credit union located at 524 Pole Line Road West in the heart of Twin Falls, Idaho. Since opening our doors in 1954, we have proudly served our community and fostered a strong sense of belonging among our members. Over the years, we have grown from a small local institution into a robust credit union with total assets exceeding $1.4 billion and a membership base of over 76,000 individuals. Our mission at Westmark is clear: we are committed to providing exceptional financial services while supporting the communities we serve. We believe that every member deserves access to affordable banking options, personalized service, and the tools needed to achieve their financial goals. We strive not just to be a bank but to be a vital part of your life helping you with everything from personal checking accounts to auto loans and business financing. As we continue to evolve, we embrace modern technology while ensuring that our services remain accessible to everyone. Our lobby hours are designed for your convenience: Monday through Thursday from 9:30 AM to 5:00 PM and Friday until 6:00 PM. For those on the go, our drive-thru service offers extended hours for quick transactions. We also provide ATM access so you can manage your finances anytime. While members can visit us at 524 Pole Line Road West, official correspondence should be sent to the same address as our mailing address remains unchanged. This central location is easily accessible and close to local landmarks that make it a familiar spot for our community. At Westmark, we take pride in our community involvement. Through partnerships with local organizations and outreach programs, we work tirelessly to support initiatives that improve the lives of our neighbors. Our commitment goes beyond banking; it's about building relationships and fostering growth within Twin Falls and beyond. Join us today at Westmark and experience firsthand how we can help you thrive financially while being an active participant in your community's success. Whether you're looking for personal banking solutions or need assistance with your business finances, we're here for you every step of the way. Visit us online at westmark.org or call us at (802) 733-5087 for more information on becoming a member!

Branch Location & Accessibility

Welcome to Westmark, your friendly neighborhood credit union located at 524 Pole Line Road West in Twin Falls, Idaho. Nestled in the heart of Twin Falls County, our branch is conveniently situated near popular landmarks like the Magic Valley Mall and just a short drive from the scenic Snake River Canyon. We're here to make your banking experience as easy and accessible as possible. Our branch features ample parking for your convenience, and we pride ourselves on being fully ADA compliant, ensuring that everyone can access our services without any hassle. Whether you're visiting us for personal banking needs or exploring loan options, our welcoming environment is designed with you in mind. At Westmark, we understand that your time is valuable. That's why our lobby is open Monday through Thursday from 9:30 AM to 5:00 PM and Friday until 6:00 PM. If you prefer a drive-thru experience, we offer convenient hours as well Monday to Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM, with Saturday hours from 9:00 AM to 1:00 PM. In addition to our friendly staff ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage options, and more, we also provide ATM services for quick cash withdrawals and balance checks whenever you need them. Drive-thru banking allows you to handle deposits and simple transactions without leaving your vehicle. While members can visit us at our physical location for all their financial needs, official correspondence should be sent to our mailing address at 524 Pole Line Road West, Twin Falls, ID 83301. Feel free to reach out at (802) 733-5087 if you have any questions or need assistance before your visit. We look forward to welcoming you to Westmark soon!

Member Eligibility

At Westmark, we believe that everyone deserves a chance to thrive, and joining our community is as simple as reaching out! If you're looking to become a member, you'll find that eligibility is open to anyone who lives, works, or worships in the area around 524 Pole Line Road West Twin Falls Id 83301. This means that whether you're new to the neighborhood or have been here for years, you can enjoy the benefits of membership. Becoming part of our family not only gives you access to competitive rates on loans and savings but also connects you with a supportive network dedicated to helping you reach your financial goals. To get started, check out our eligibility criteria at https://www.westmark.org/membership/index .shtml for the most up-to-date information. Once you're ready, opening an account is easy! Just follow this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadzhy8zqgvmsuaws6jdalqns3t0atgkffdgbkvrnaf-xm-jz06ay5psorg4pn9kxa_ltvhwshfvw_omy4lsk1hc8 . If you have any questions or need assistance, don't hesitate to call us at (802) 733-5087. We can't wait to welcome you into the Westmark community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $142 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $91,792,176, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most running your business. Picture this: a busy Saturday at your store where customers can effortlessly pay using their preferred methods, ensuring satisfaction and loyalty. Our tools help you manage transactions efficiently while keeping your cash flow healthy. Visit us at 524 Pole Line Road West Twin Falls Id 83301 in Twin Falls, ID, or call us at (802) 733-5087 to learn how we can support your business journey!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we've got you covered too! Our Business Banking services include everything from Merchant Services that allow you to accept payments easily to tailored Business Loans that can help expand your operations.

Convenient Access

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features that let you manage your finances anytime, anywhere. You can easily check balances, transfer funds, and even pay bills right from your smartphone or computer. Additionally, our branch provides essential services like ATM access for quick withdrawals and balance checks. For those who prefer face-to-face interaction but need efficiency as well, our Drive-Thru Banking allows for easy deposits and withdrawals without leaving your car.

Credit Card Options

For those who enjoy rewards while spending, our Credit Cards with Rewards program offers great benefits that fit your lifestyle. Whether it's cash back on purchases or points towards travel, we make sure your spending works for you.

Get In Touch

At Westmark in Twin Falls, we're here to support all of your financial needs. If you're ready to explore how our services can benefit you or if you have any questions, don't hesitate to reach out! Give us a call at 802-733-5087, or visit us online at westmark.org for more information. Your financial journey starts here let us help guide the way!

Personal Banking Services

We understand that managing your finances can be challenging. That's why we offer various Personal Banking services designed to simplify your financial journey. Our checking and savings accounts provide the flexibility you need for everyday transactions and long-term savings goals. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options can help put you in the driver's seat without breaking the bank. When it comes to owning a home, our Mortgage Loans & Refinancing services are here to guide you through every step of the process, making home ownership more accessible than ever. Additionally, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services can provide relief and peace of mind.

Digital & Online Banking

Key Services

With our online banking platform, available at https://www.westmark.org/ , you can access your accounts anytime, day or night. This 24/7 service allows you to check balances, transfer funds, and pay bills without ever stepping into a branch. Plus, with electronic signature authorization, signing documents is straightforward and secure no more waiting for paperwork to arrive in the mail. If you prefer going paperless, you'll be pleased to know that we offer e-statements. This feature not only helps the environment but also ensures that your financial statements are always accessible and easy to manage. For those who love the convenience of mobile technology, our mobile application makes banking on the go simple. With features like mobile payments, person-to-person transfers, and real-time account management, staying on top of your finances is as easy as a few taps on your phone.

User-Friendly Experience

Our commitment to security means you can bank with peace of mind. We prioritize protecting your information while providing user-friendly tools that make everyday banking tasks quick and easy. Whether you're setting up automatic payments or transferring money to a friend using our person-to-person feature, everything is designed with you in mind. In short, Westmark's digital and online banking services deliver a robust solution for all your banking needs. Visit us at https://www.westmark.org/ today to explore these features further and start enjoying the freedom of managing your finances wherever life takes you!

Financial Strength

A Strong Team Behind You

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Building Trust Through Numbers

We manage net shares (funds available for lending and investments) totaling $1,555,168. Total share accounts stand at 159,099, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westmark is your trusted partner. Visit us at 524 Pole Line Road West Twin Falls Id 83301 or call (802) 733-5087 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $119,616,474 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is further evidenced by our lending capacity; we have $13,649 in used auto loans and $1,228,812,924 in total loans and leases available to support your financial goals across various sectors.

Our Financial Health

With a net worth of $120,523,841, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $848 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Security for Your Savings

Members' savings are secured through $445,188,694 in share certificates and $293,948,751 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,500,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,553,605 in used vehicle loans and $195,170,176 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we can assist you with options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $91,792,176 provide the capital needed to grow and expand. We know how critical funding is for any business endeavor and strive to offer solutions that cater specifically to small businesses within our community. Our commitment at Westmark extends beyond just lending; it's about fostering relationships and supporting our members through various financial journeys. If you're interested in learning more about our loan offerings or want to see if you qualify for one of our products, please don't hesitate to reach out. You can visit us at 524 Pole Line Road West, Twin Falls, ID 83301 or call us at 802-733-5087. Our team is ready to help guide you through the process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $88,006,253, make buying or refinancing simple. We provide various options to ensure that you can find a mortgage product that fits your situation. If you're considering refinancing your existing mortgage, we can help navigate through eligibility requirements and find the best solution for you.

Unsecured Credit Card Loans

Managing everyday expenses is made easier with our flexible terms on unsecured credit card loans. With a total of $33,202,821 in loans helping members manage their finances effectively, our credit cards come with benefits designed to support your spending needs while keeping costs manageable.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to guidelines ensures fair and transparent offers for all users. By relying on verified information, LendMesh helps you avoid misleading deals.

The Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of using a tool that prioritizes your financial well-being. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

WESTMARK CREDIT UNION - Twin Falls, ID