Westmark Credit Union Rexburg ID | Affordable Vehicle Loans & Checking

Introduction

At Westmark, located at 258 E Lorene St, Rexburg, ID 83440, we believe in building strong financial futures for our members. Since our establishment in 1954, we have grown to serve over 76,216 members, making us a trusted partner in the community. With total assets of $1,444,886,314 and deposits reaching $61,034,283, our commitment to your financial well-being is evident. Under the leadership of CEO Mike Schenck and Board President Michael Ehlers, our dedicated team of 253 employees works tirelessly to provide personalized services tailored to your needs. Whether you're looking for auto loans, mortgage options, or personal banking services, we're here to help you navigate your financial journey with confidence. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 375, Rexburg, ID 83440. With a net worth of $120,523,841 and cash in hand amounting to $14,897,988, you can trust that your money is safe with us. Explore the various services we offer including online and mobile banking designed to make managing your finances easier than ever. We invite you to experience the Westmark difference today! For inquiries or assistance, please call us at 208-356-5987. Your financial success starts here!

Branch History & Mission

Commitment to Accessibility

In today's fast-paced world, we understand the importance of accessibility. That's why we offer various digital banking solutions including online banking and mobile payments. We also ensure that our facilities are ADA compliant so everyone can comfortably access our services. With an ATM available on-site and drive-thru banking options for your convenience, we strive to make your banking experience as easy as possible. Our lobby hours are Monday through Thursday from 9:30 AM to 5:00 PM and Friday from 9:30 AM to 6:00 PM. The drive-thru operates Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM.

Join Us Today!

As we look toward the future, we invite you to be part of our story. At Westmark's Rexburg Branch, you will find not only a bank but a supportive community dedicated to your financial success. Experience firsthand how we can help you achieve your goals join us today! For more information on membership or services offered, feel free to reach out by calling us at 208-356-5987 or visiting westmark.org. Together, let's build a brighter financial future!

Our Mission

Our mission at Westmark is simple yet powerful: to provide quality financial services while fostering a strong sense of community. We believe that banking is more than just transactions; it's about building relationships and supporting each other. We are committed to offering personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards that enrich the lives of our members. Additionally, we actively engage in outreach efforts that strengthen local partnerships and promote community welfare. Our aim is to empower our members through education and resources that enhance their financial literacy and well-being. For any official correspondence or inquiries beyond your visit to us at 258 E Lorene St, please use our mailing address: P.O. Box 375, Rexburg, ID 83440.

Branch Location & Accessibility

Local Landmarks and Accessibility Features

Situated near popular local spots, our branch is just a short drive from the vibrant Rexburg downtown area. Whether you're visiting us after shopping or before heading to one of the many nearby parks, we are here for you. Parking is readily available, making your visit hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can enjoy our services comfortably.

Operating Hours and Services

We're committed to serving you during convenient hours! Our lobby is open Monday through Thursday from 9:30 AM to 5:00 PM and Friday until 6:00 PM. If you're on the go, take advantage of our drive-thru service which operates Monday through Thursday from 9:00 AM to 5:30 PM and on Fridays from 9:00 AM to 6:00 PM. On Saturdays, our drive-thru is open from 9:00 AM until 1:00 PM. At Westmark, we offer a variety of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards our dedicated team is ready to assist you every step of the way. And if you need cash quickly, our ATM is available for withdrawals and balance checks.

Visit Us Today!

We invite you to come by and see how Westmark can support your financial journey. Whether you're opening a new account or simply have questions about our services, we're here to help. Feel free to call us at 208-356-5987 if you have any inquiries or need assistance. We look forward to welcoming you at the Rexburg Branch!

Member Eligibility

At Westmark, we believe that everyone deserves a chance to be part of a warm and supportive community. Joining us is simple and welcoming! If you live, work, or worship in the area, you're likely eligible for membership. We also invite family members of current members to join our credit union family. This opens the door to fantastic benefits like personalized financial services, competitive rates on loans, and opportunities to grow your savings in a nurturing environment. To learn more about specific eligibility criteria, feel free to check out our resource at https://www.westmark.org/membership/index.shtml . Getting started is easy! You can open an account by visiting us at our cozy branch located at 258 E Lorene St Rexburg Id 83440, or you can conveniently apply online through this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadzhy8zqgvmsuaws6jdalqns3t0atgkffdgbkvrnaf-xm-jz06ay5psorg4pn9kxa_ltvhwshfvw_omy4lsk1hc8 . If you have any questions or need assistance during the process, don't hesitate to call us at (208) 356-5987. We can't wait for you to experience all that Westmark has to offer!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer practical merchant services that simplify daily transactions. Imagine being able to accept payments from your customers swiftly and securely, giving you more time to focus on running your business. Our services help streamline operations, allowing you to manage cash flow effectively. Located at 258 E Lorene St Rexburg Id 83440 in Rexburg, ID, we're here to help local businesses thrive. Reach out to us at (208) 356-5987 to learn how we can partner with you on your path to success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $142 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $91,792,176, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we provide dedicated support through our business banking services, including merchant services and business loans. We understand the challenges of running a business, and we're here to help you navigate them with ease.

Convenient Access

We know that convenience matters. That's why at Westmark, we offer basic drive-thru banking for quick deposits, withdrawals, and simple transactions. If you prefer ATM access, you'll find our machines equipped for easy withdrawals and balance checks without any hassle.

Financial Support When You Need It

For personal needs beyond traditional banking, we offer personal loans and debt consolidation services. This could be just what you need to simplify your financial commitments. Plus, with our credit cards featuring rewards, you can earn as you spend making every purchase count towards something more.

Get Started Today!

With so many options available at Westmark, we're here to help you choose the right financial path. Ready to take the next step? Give us a call at (208) 356-5987 or visit us in person at our branch in Rexburg. Explore all that we have to offer by checking out more information on our website: Rexburg Branch. Your financial journey starts here!

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Need quick access to cash? Our ATM and cash withdrawal services ensure you can get your money when you need it. We also offer convenient online and mobile banking options, allowing you to manage your accounts from anywhere perfect for those busy days when you're on the go. If you're considering purchasing a vehicle or refinancing an existing loan, our auto loans and vehicle financing options provide competitive rates and flexible terms. For bigger dreams like homeownership, explore our mortgage loans and refinancing solutions, which can help make your dream home a reality.

Digital & Online Banking

Key Features

Our online banking platform provides a user-friendly experience, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Plus, with the ability to sign documents electronically through our electronic signature authorization feature, handling important paperwork has never been easier or safer. For those who prefer to manage their money on the go, our mobile application makes banking as simple as tapping your screen. You can also take advantage of mobile payments, making transactions quick and hassle-free. Whether you're splitting a bill with friends using our person-to-person transfers or setting up e-statements to stay organized, we've got you covered.

Security and Accessibility

Your security is our top priority. We ensure that all transactions are protected with the latest technology so you can bank with peace of mind. With easy access to real-time account management tools, you're always in control of your finances. At Westmark, we believe that banking should be straightforward and accessible for everyone. Join us today and experience the freedom of digital banking tailored just for you!

Financial Strength

Commitment to Growth

Our commitment to our members extends beyond just savings accounts. With $13,649 in used auto loans and $1,228,812,924 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Moreover, with $119,616,474 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better.

Growing Trust

Total Share Accounts: 159,099 show a strong and growing member base that trusts us with their finances. This trust underpins everything we do at Westmark, as we work tirelessly to meet your needs and exceed your expectations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westmark is your trusted partner. Visit us at 258 E Lorene St Rexburg Id 83440 or call (208) 356-5987 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $445,188,694 in share certificates and $293,948,751 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,500,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $120,523,841, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $848 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of financial strength means we are well-equipped to handle any challenges that may arise.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,553,605 in used vehicle loans and $195,170,176 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $91,792,176 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and strive to support their success. If you're considering refinancing or exploring eligibility options for any of our loan products, please feel free to reach out. Our team is ready to assist you every step of the way. For more information about our loan offerings or to discuss your specific needs further, don't hesitate to contact us at 208-356-5987. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey toward better financial health starts here at Westmark!

Credit Lines

For those who want extra flexibility, our credit lines total $399,987,377, providing you with quick access to funds when needed. This option is great for managing unexpected expenses or making significant purchases without taking on traditional loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $88,006,253, make buying or refinancing simple. We are here to guide you through the process and help you find the right solution for your needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $33,202,821 in loans helping members manage their finances effectively. These cards come with rewards and can be an excellent tool for everyday purchases or emergencies.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Every loan comparison reflects the most current rates and terms available in the market.

WESTMARK CREDIT UNION - Rexburg, ID