Westmark Credit Union Idaho Falls ID | Low Mortgage Rates & Quick Loans

Introduction

Welcome to Westmark, your trusted financial partner at the Eastside Branch located at 2520 Channing Way, Idaho Falls, ID 83404. Established in 1954, we have proudly served our community for decades, building strong relationships with over 76,216 members. Our commitment to providing exceptional service is reflected in our impressive financial standing, with total assets exceeding $1.4 billion and total deposits amounting to $61,034,283. At Westmark, we believe in empowering our members with the right tools and resources to achieve their financial goals. Whether you're looking for personal banking services, auto loans, or business financing options, we have tailored solutions just for you. Our experienced team is led by CEO Mike Schenck and Board President Michael Ehlers, who are dedicated to ensuring that every member feels valued and supported. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: P.O. Box 2869, Idaho Falls, ID 83403. We encourage you to explore our website at westmark.org for more information about our services and how we can assist you. Join us today and experience the Westmark difference! Feel free to call us at 208-528-8315 or stop by during our operating hours: Monday through Thursday from 9:30 AM to 5:00 PM, Friday from 9:30 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Your journey toward financial wellness starts here!

Branch History & Mission

Community Impact

Westmark is dedicated to making a difference in Idaho Falls and surrounding areas. We actively participate in community outreach efforts and partnerships aimed at improving local lives. Whether it's sponsoring events or providing educational resources on financial literacy, we believe in giving back. Additionally, our branch features ADA-compliant facilities ensuring everyone can comfortably access our services. With both ATM availability and drive-thru banking options for quick service, we've made it easy for you to manage your finances conveniently.

Join Us

As we look toward the future, we invite you to be part of this inspiring journey with Westmark. Experience firsthand how we're more than just a credit union we're your partner in achieving financial success. Visit us today or explore membership options here. Together, let's build a brighter future!

Our Evolution

From the moment we opened our doors nearly seven decades ago, our mission has been clear: to provide accessible and reliable financial services that empower our members. Over the years, we have expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to businesses through merchant services and business loans. Our journey is marked by significant milestones each representing a step towards better serving our community. As we adapted to changing needs and advancements in technology, we ensured that all members could access their accounts easily through online banking, mobile payments, and other digital tools.

Our Mission

At Westmark, our mission is not just about numbers; it's about people. We strive to enhance the financial well-being of every member while contributing positively to the communities we serve. Our commitment extends beyond transactions; it encompasses genuine relationships built on trust and mutual respect. We aim to create a supportive environment where everyone can achieve their financial goals. While members can visit us at 2520 Channing Way, official correspondence should be sent to P.O. Box 2869, Idaho Falls, ID 83403 if needed.

Branch Location & Accessibility

Convenient Access

At Westmark, we understand that convenience is key. Our branch features ample parking for all visitors, ensuring you can come and go with ease. We are fully accessible, equipped with ramps and other ADA-compliant features to assist all members of our community.

Get in Touch!

Have questions? Our friendly staff is just a phone call away at 208-528-8315. We invite you to stop by the Westmark Eastside Branch today we look forward to serving you!

Operating Hours

We want to be available when you need us most! Our lobby hours are from 9:30 AM to 5:00 PM Monday through Thursday, extending to 6:00 PM on Fridays, and open from 9:00 AM to 1:00 PM on Saturdays. For those who prefer drive-thru services, we welcome you during similar hours with extended drive-thru service until 5:30 PM on weekdays and until 1:00 PM on Saturdays.

Services Offered

Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans, mortgages, or business banking, our team is ready to help. We also offer ATM services for quick cash withdrawals and simple transactions without any hassle. While members can visit us at our branch for all their banking needs, please note that official correspondence should be sent to our mailing address at P.O. Box 2869, Idaho Falls, ID 83403.

Member Eligibility

At Westmark, we believe that everyone deserves a chance to be part of our friendly community. Becoming a member is simple and welcoming! If you live, work, or worship in Bonneville County or are related to someone who does, you're likely eligible to join us. We aim to support our members with services tailored to your needs, whether you're looking for a checking account, loans, or financial advice. Plus, being a member means you can enjoy lower fees and better rates compared to traditional banks. If you're ready to start your journey with us, opening an account is just a few clicks away! You can find more details about eligibility on our website at this link, and when you're ready to take the next step, head over to our account opening page to get started. If you have any questions, feel free to reach out at 208-528-8315. We're here for you at 2520 Channing Way Idaho Falls ID 83404!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $142 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $91,792,176, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments effortlessly while providing exceptional service to your customers. Our merchant services allow you to accept payments quickly and securely, giving you more time to focus on what really matters growing your business. Visit us at 2520 Channing Way Idaho Falls Id 83404 in Idaho Falls, ID, or call us at (208) 528-8315 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Convenient Access Anytime

Accessing cash is made simple with our ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals. Whether you're in a rush or need assistance with simple transactions, we've got you covered. At Westmark, we understand how important flexibility is in today's world. That's why we offer comprehensive digital banking features including mobile payments and person-to-person transfers, making it easier than ever to manage your finances on the go.

Financing Your Dreams

If you're dreaming of a new car or need help with vehicle financing, our Auto Loans & Vehicle Financing options are designed just for you. We offer competitive rates that make it easier for you to drive away in the car you've always wanted. And when it comes to securing a home, our Mortgage Loans & Refinancing services can guide you through the process smoothly. Picture yourself getting the keys to your dream home with support from our knowledgeable team.

Get Started Today!

Ready to explore how we can help you achieve your financial goals? Call us at (208) 528-8315 or visit us today at 2520 Channing Way Idaho Falls Id 83404. Let's work together to build a brighter financial future!

Manage Your Debts Effectively

For those looking to consolidate their debts, our Personal Loans & Debt Consolidation offerings can help simplify your payments and reduce stress. Plus, our credit cards come with rewards that give you more value every time you use them whether it's earning points for travel or cashback on everyday purchases.

Personal Banking Made Easy

For those managing day-to-day expenses, our Personal Banking options include checking and savings accounts that help you keep track of your finances effortlessly. With features like online and mobile banking, you can access your account anytime, anywhere. Imagine being able to check your balance or transfer money from the comfort of your home or on the go!

Supporting Local Businesses

We also believe in supporting local entrepreneurs through our Business Banking services. From merchant services that streamline transactions to business loans that help fund your next big idea, we're here to help businesses thrive in our community.

Digital & Online Banking

Key Services

Explore all the digital conveniences available through our online banking portal at https://www.westmark.org/. Whether you want to check your account balance, transfer funds, or pay bills, it's all just a few clicks away. Our 24/7 online banking services mean you can take care of business whenever it suits you best. Need to sign documents? No problem! We support electronic signature authorization, making it quick and easy for you to complete transactions without unnecessary delays. Plus, with e-statements available, you can access your financial records anytime, reducing paper clutter and helping the environment.

Mobile Banking Features

Stay connected on the go with our mobile application. Available for download on major app stores, our app allows you to manage your accounts right from your smartphone. Want to make payments quickly? Enjoy the convenience of mobile payments right from your device. You can also use our person-to-person transfer feature to send money directly to friends or family perfect for splitting bills or sending gifts!

Security and Convenience

We prioritize your security while providing these services. All transactions are encrypted and protected, giving you peace of mind as you manage your finances online. With everything from checking balances to making payments simplified and secure, you can focus on what matters most in your life. Experience the freedom of digital banking at Westmark today! Visit us at https://www.westmark.org/ to learn more about how we can help streamline your financial life.

Financial Strength

At Westmark, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in choosing us as your financial partner. With a net worth of $120,523,841, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $848 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $445,188,694 in share certificates and $293,948,751 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,500,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $119,616,474 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,649 in used auto loans and $1,228,812,924 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments totaling $1,555,168, we're well-positioned to support your financial needs. Total Share and Deposit Accounts: 159,099, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westmark is your trusted partner. Visit us at 2520 Channing Way Idaho Falls Id 83404 or call (208) 528-8315 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing options or want to explore eligibility for any of our loan products, don't hesitate to reach out. Our dedicated team is here to provide personalized advice tailored to your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to get started with your loan application today, contact us at 208-528-8315, or visit us at 2520 Channing Way Idaho Falls ID 83404. We're here to help you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,553,605 in used vehicle loans and $195,170,176 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car buying experience as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $91,792,176 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges and we're committed to supporting our local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $88,006,253, make buying or refinancing simple. We believe everyone deserves a place to call home, and our experienced team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $33,202,821 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you while providing the financial flexibility you need.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. - Verified Data: All loan offers come from legitimate financial institutions, giving you peace of mind about the accuracy of the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This means every comparison is unbiased, helping you make informed choices without any hidden agendas. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing users to make decisions based on the most current information available. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the value and effectiveness of using LendMesh as your go-to tool for comparing loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Westmark