Westex Credit Union Plainview TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Westex Federal Credit Union, your trusted partner in financial well-being since 1946. Located at 509 Quincy St, Plainview, TX 79072, we have proudly served our community for over 75 years, building lasting relationships and providing exceptional service to our members. Whether you're looking for a new auto loan, a savings account, or business banking solutions, we are here to help you every step of the way. At Westex, we understand that each member has unique needs. That's why we offer a wide range of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our commitment to supporting our members is reflected in our robust total assets of $76,525,811 and total deposits of $3,796,860. With a dedicated team of 15 employees, led by our CEO Vicki Love and Board President Albert Perez, we strive to create an environment where everyone feels welcome and valued. As a member of Westex Federal Credit Union, you join a thriving community of over 7,044 fellow members who benefit from our financial products and services. We take pride in maintaining a strong net worth of $7,828,476 and ensuring that your funds are safe and accessible when you need them. With $1,836,665 in cash on hand and no borrowings against our assets, you can trust that your financial future is secure with us. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 509 Quincy St, Plainview, TX 79072. If you have any questions or need assistance with your accounts or loans, don't hesitate to reach out! You can contact us at 806-296-0886 during our operating hours from Monday to Friday between 9:00 AM and 5:30 PM. Join us today at Westex Federal Credit Union where your financial goals become our mission! Visit our website at westexfcu.com to learn more about how we can assist you on your financial journey.

Branch History & Mission

Community Commitment

We understand the importance of being an active participant in our community. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on those around us. Whether it's through financial education workshops or sponsorships of local events, Westex is dedicated to giving back.

Join Us Today!

As we continue this journey together with our valued members, we invite you to become part of the Westex family. Experience firsthand how we can help you achieve your financial goals while also making a difference in your community. For more information or to open an account today, please call us at 806-296-0886 or visit our website. Let's grow together!

Modern Banking Experience

As we embrace advancements in technology, we offer convenient online and mobile banking options for our members. With features like e-statements and person-to-person payments available through our website Westex FCU, managing finances is easier than ever. Our operating hours are Monday through Friday from 9:00 am to 5:30 pm, ensuring that we are available when you need us most. While we currently do not offer ATM or drive-thru services, rest assured that your experience at Westex will always be focused on personal service and satisfaction.

Our Journey

From our location at 509 Quincy St, Plainview, TX 79072, we have witnessed the evolution of our community. Our commitment to providing personalized banking services has remained unwavering throughout the years. As we opened our doors in the post-war era, our mission was simple: to empower individuals and families through accessible financial solutions. Over the decades, Westex has expanded its offerings to include personal banking, auto loans, mortgage financing, and business services. Each milestone reflects our dedication to adapting to the needs of our members while maintaining a strong focus on community support and engagement.

Our Mission

At Westex Federal Credit Union, our mission is clear: to provide exceptional financial services that enhance the lives of our members while fostering a sense of belonging within our community. We believe that everyone deserves access to reliable banking resources without excessive fees or complicated processes. Our commitment extends beyond just banking; we are here to uplift and support local initiatives that make Plainview a better place for all. While members can visit us at 509 Quincy St, official correspondence should be sent to 509 Quincy, Plainview, TX 79072 if different from the branch address.

Branch Location & Accessibility

Accessibility Features

Our branch is committed to being accessible for all members. We offer ADA-compliant features that ensure everyone can navigate our space comfortably. While we currently do not have drive-thru services or ATM availability, our friendly staff is always ready to assist you inside the branch.

Get in Touch

We're always happy to help! If you have questions or want more information about our services before visiting, don't hesitate to give us a call at 806-296-0886. We look forward to welcoming you into our branch soon!

Operating Hours

We're here for you Monday through Friday from 9:00 AM to 5:30 PM. Whether you need to open an account, apply for a loan, or simply ask questions about our services, feel free to visit us during these hours. If you need to send any official correspondence, please direct it to our mailing address at 509 Quincy, Plainview, TX 79072.

Services Offered

At Westex Federal Credit Union, we provide a variety of personal banking services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as credit cards with rewards. For those managing business needs, we also offer merchant services and business loans. Plus, enjoy the ease of online and mobile banking to manage your finances whenever it suits you!

Member Eligibility

At Westex, we believe that everyone deserves the chance to be part of a caring community. Becoming a member is simple and welcoming, and it opens the door to a variety of financial benefits designed just for you. If you live, work, or attend school in the area or have a family member who is already a member, you're likely eligible! We love supporting our members with services tailored to their needs, whether it's personal banking, auto loans, or credit cards with rewards. To start your journey with us at Westex, just visit us at our location on 509 Quincy St Plainview Tx 79072 or give us a call at (806) 296-0886. For detailed eligibility criteria, feel free to check out our website here. When you're ready to open an account, you can easily find the details on how to do that by visiting this link. Joining Westex means joining a family that supports your financial goals!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services designed to simplify transactions for your business. Imagine being able to accept payments easily from customers while managing your cash flow efficiently. Whether it's point-of-sale systems or online payment processing, our merchant services equip you with the tools you need to streamline operations and enhance customer satisfaction. Located at 509 Quincy St Plainview Tx 79072 in Plainview, TX, we're dedicated to empowering local businesses like yours. Let us partner with you on your journey to success! For more information or to get started, give us a call at (806) 296-0886.

Comprehensive List Of Services

Additional Lending Options

We also recognize that life can throw unexpected challenges your way. That's where our Personal Loans & Debt Consolidation come into play. Whether it's for home repairs or consolidating credit card debt into one manageable payment, we're here to support your financial journey. Don't forget about our Credit Cards with Rewards, which not only help you make purchases but also earn points that can be redeemed for exciting rewards. It's an effortless way to get something back while spending wisely.

Business Banking Services

For local entrepreneurs and businesses, our Business Banking services include essential offerings like Merchant Services and Business Loans. We strive to support small businesses in Plainview by providing accessible financing options and tools tailored for growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we prioritize our Online & Mobile Banking features. Enjoy 24/7 access to your accounts, pay bills online, or send money quickly with our Person-to-Person service all from the comfort of your home or on the go. Although we do not have ATMs or drive-thru services at this branch, we're committed to ensuring that all transactions are easy through digital means.

Get Started Today!

Whether you're ready to open an account or need assistance understanding which loan option is right for you, we invite you to reach out! Call us at 806-296-0886 or visit us at 509 Quincy St, Plainview, TX 79072 during our lobby hours from Monday through Friday between 9:00 AM and 5:30 PM. Let us help you achieve your financial goals at Westex Federal Credit Union, where member satisfaction is always our top priority!

Personal Banking Solutions

Starting with our personal banking options, we offer Checking & Savings Accounts that make it easy to manage your everyday finances. With features like online banking and mobile access, you can keep track of your money wherever you are. Imagine being able to check your balance or transfer funds with just a few taps on your phone! If you're in the market for a vehicle, our Auto Loans & Vehicle Financing solutions can help you drive away in the car you want without breaking the bank. Our competitive rates mean more savings for you, allowing you to focus on what matters most enjoying the ride! For those considering homeownership or refinancing their existing mortgage, our Mortgage Loans & Refinancing options provide flexible terms tailored to fit your budget. You can trust our knowledgeable staff at Westex to guide you through every step of the process.

Digital & Online Banking

Key Features of Our Digital Banking Services

Visit us at https://westexfcu.com/ to explore our full range of online banking options. You can check balances, transfer funds, and manage transactions in real-time making it easy to keep track of your finances on the go. Plus, with our mobile application available for download, banking is as close as your smartphone. We offer person-to-person transfers, allowing you to send money directly to friends or family without any hassle. Whether it's splitting a dinner bill or sending a gift, you can do it instantly through our platform. And if you prefer paperless banking, you'll be pleased to know that e-statements are available for easy viewing and management of your account statements. Security is a top priority for us. While we do not currently offer electronic signature authorization for documents, rest assured that our online services are protected with advanced security measures to keep your information safe. With 24/7 online banking services at Westex, you have the flexibility to manage your accounts on your schedule. Whether it's making payments or checking recent activity, everything you need is just a click away. Join us today at Westex and discover how our digital and online banking services can simplify your financial life!

Financial Strength

Commitment to Growth

With $7,787,050 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive with $746 in used auto loans and $27,229,651 in total loans and leases, supporting members' financial goals across various sectors.

Growing Membership Base

The trust placed in us by our community is evident with a total of 11,581 share accounts. This growing member base highlights the confidence that individuals have in Westex as their go-to financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westex is your trusted partner. Visit us at 509 Quincy St Plainview Tx 79072 or call (806) 296-0886 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $8,749,568 in share certificates and $9,541,956 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $17,147, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $7,828,476, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.22% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,892,434 in used vehicle loans and $5,652,349 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, we have flexible terms to fit your budget.

Credit Lines

Additionally, if you're looking for more flexibility in managing your finances, we provide total credit lines amounting to $3,500,000. This option can be ideal for unexpected expenses or planned purchases where having immediate access to funds makes a difference. For any questions regarding our loan offerings or refinancing options, feel free to reach out to us at (806) 296-0886. Our dedicated team is ready to assist you from Monday to Friday between 9:00 am and 5:30 pm at our branch located at 509 Quincy St Plainview Tx 79072 in Plainview, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,704,266, make buying or refinancing simple. Our team is here to guide you through the process and help you find the best solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $456,406 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping you financially secure.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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WESTEX FEDERAL CREDIT UNION - Plainview, TX

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